IRS Direct Deposit finally hit my bank account after Chase said they had nothing pending

Thanks for explaining that! I was so worried when Chase said they didn't see anything. The WMR tool updated on Monday and the money showed up this morning.

What's this transcript thing? Where do I find that?

You can access your tax transcripts by creating an account on irs.gov. Go to "Get Transcript Online" and follow the steps. It shows all transactions related to your tax account including refund issued dates.

Those transcripts are impossible to read tho. Full of random codes and dates that make no sense unless ur a tax pro 🤦‍♀️

True, they can be confusing. There's a tool called taxr.ai that can help interpret them. It breaks down all those codes and explains what's happening with your return in plain English.

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

I've been using it for my clients actually! It does way more than just read the transcript - it analyzes all the codes, dates, and amounts, then explains exactly what's happening with your return and even predicts next steps and timelines. Saved me HOURS of research trying to figure out what was going on with complicated cases. It spots potential issues I might have missed too. Everyone dealing with IRS issues should check out taxr.ai - seriously a game changer.

Is this some kind of scam? Why would anyone need another website to check their refund status? 🤔

Not a scam at all. The IRS Where's My Refund tool barely tells you anything, and the actual transcript is full of codes and dates that make zero sense to most people. This tool explains everything that's happening behind the scenes. I was skeptical too but it helped me understand my offset issue.

what makes it better than just checking WMR or transcripts yourself?

OMG where do I start?! WMR only shows 3 basic statuses and transcripts are basically written in alien language lol. This taxr thing actually explains what every code means, what's happening with your specific refund, predicts when you'll get paid, and tells you if there are problems. It's like having a tax pro translate everything for you. Seriously worth checking out!

wait you had to PAY to talk to the IRS? thats crazy

Well, I'd already spent like 15+ hours trying to call them myself over two weeks and could never get through. The service basically waits on hold for you and calls when an agent picks up. Considering I was freaking out about my $3700 refund possibly being lost, it was totally worth it to finally get answers.

I tried calling the IRS for THREE WEEKS straight about my amended return. Never got through. Might try this claimyr thing...

Do it! I was skeptical too but it worked exactly as advertised. Got a call back with an actual human IRS agent who could see my file and everything. Such a relief after all that time wasted trying to call myself.

sounds sketchy af. how do u know its not just scammers pretending to be IRS?

They don't actually talk to the IRS for you - they just wait on hold and then call you when they reach an agent. Then you talk directly to the official IRS person. It's basically just a hold-waiting service.

Lol what planet are you living on? I filed in February and still waiting in July. Their system is more broken than ever.

Maybe depends on what credits you claimed? I just had basic W2 income, nothing complicated. Ive heard people with EIC or child tax credit are waiting forever.

Yeah its definitely the credits. If you claim EITC or ACTC they automatically hold your refund until mid-February at minimum, then add extra scrutiny. Simple returns get processed way faster.

thanks for sharing this! just checked it out and it explained exactly what's going on with my return. apparently i'm getting an adjustment i didn't even know about!

Seriously tho... we can livestream videos from Mars but the IRS still uses computers from the 1980s 💀

My friend works at the IRS and says they literally still use COBOL programming language from the 1960s for some of their systems. They can't find enough programmers who even know how to maintain it anymore.

How does Claimyr work exactly? Do they just call for you or what?

Yeah basically they have some system that navigates the IRS phone tree and waits on hold for you. When they get through to an agent, they call your phone and connect you. Saved me HOURS of hold music and getting disconnected.

Sounds useful but why would I need that? Can't I just call the IRS myself?

HAHAHA 🤣 good luck with that! Try calling the IRS yourself and see how it goes. I tried for THREE WEEKS at different times of day and could never get through - always got the "due to high call volume" message and they hung up on me. If you value your time at all, Claimyr is worth it.

That's actually really smart! Definitely doing this next year to save myself the anxiety.

paper filing is the WORST. they literally have people manually typing in all your info from the paper forms. so many chances for errors!

I e-filed and still waited 4 months this year. E-filing is definitely better but the whole system is still a mess.

Yet if YOU owe THEM, they charge interest from day one! Make it make sense 😤

And if you underpay they hit you with penalties too! But they can just hang onto our refunds indefinitely with zero consequences.

actually if your refund is significantly delayed (usually over 45 days from filing or april 15, whichever is later) the IRS does pay interest! check your transcript - you might have gotten a little extra

This is the way. I adjust my withholding to get as close to zero as possible. I'd rather owe a small amount than wait for a refund.

Not everyone can do this tho. If you get tax credits like EIC or child tax credit, you're gonna get a refund no matter what.