How to find legitimate service for filing years of back taxes? (aware of scams, not seeking tax relief)
So I've been through some pretty intense personal stuff the last few years and completely dropped the ball on filing my taxes. Now I'm finally getting my life back together and need to deal with this mess. From what I've read, regular CPAs don't often handle complicated back tax situations, but I've also heard that companies advertising "back tax relief" are mostly scams. I'm not looking for any kind of relief program or settlement. Through some unexpected good fortune, I'm about to sell my condo and some crypto investments that should give me enough to cover what I owe. My rough calculation is that I probably owe somewhere between $60k-$75k at this point (I know, it's insane). The situation is complicated enough that I really don't want to tackle this myself. I live in Florida and would appreciate any recommendations on finding a trustworthy local professional or maybe a larger accounting firm that specializes in this kind of situation? Has anyone been through something similar and found someone reliable?
20 comments


Zoe Walker
I handled a similar situation for a client last year. What you need is an Enrolled Agent (EA) who specializes in back tax filings or a CPA with specific experience in tax resolution. They'll be much more equipped to handle multiple years of unfiled returns than a general tax preparer. First step is to request your wage and income transcripts from the IRS for all the unfiled years - this will show what income was reported to the IRS under your SSN. A good tax professional will start here to make sure nothing is missed. Second, be wary of anyone promising to settle your tax debt for "pennies on the dollar" - those TV commercials are indeed misleading. Since you have assets and can pay, you're not a candidate for an Offer in Compromise anyway. My suggestion would be to contact your state's CPA society or the National Association of Enrolled Agents for referrals to someone local. Interview a few professionals and ask specifically about their experience with multiple years of unfiled returns.
0 coins
Elijah Brown
•When I get these transcripts, will they show everything? I've had some 1099 work, W2 jobs, and some stock trading over the years. Do I need to gather all my old paperwork too or can the EA just use what the IRS has?
0 coins
Zoe Walker
•The wage and income transcripts will show all information returns filed with the IRS using your SSN - including W-2s, 1099s, 1098s, etc. However, they won't show expenses related to self-employment or details about stock basis for calculating capital gains. You should gather as much documentation as possible about business expenses, stock purchase prices, and any other deductions you might be entitled to. The more organized you can be with this information, the more you might save in tax liability.
0 coins
Maria Gonzalez
After dealing with 3 years of unfiled taxes, I was really stressed about finding someone trustworthy. I tried a few local CPAs who seemed overwhelmed by my situation until I found this AI tax document service at https://taxr.ai that helped organize all my paperwork and identify what I was missing. It analyzed my various 1099s and receipts to create a complete financial picture before I even met with a professional. The system flagged potential deductions I hadn't even considered and created a tax liability estimate that was way better than my anxious worst-case calculations. It basically transformed my shoebox of random documents into an organized case file that I could take to a professional.
0 coins
Natalie Chen
•Wait how does this actually work? Do you just upload all your tax documents and it figures everything out? Does it actually file the taxes for you or just organize everything?
0 coins
Santiago Martinez
•I'm skeptical about putting all my financial info into some random AI system. How secure is it? And does it actually understand complicated tax situations like back taxes with penalties and interest?
0 coins
Maria Gonzalez
•It doesn't file taxes for you - it analyzes your documents to create an organized financial picture. You upload whatever documents you have (W-2s, 1099s, receipts, bank statements) and it extracts all the relevant information, categorizes everything, and provides a summary of income, potential deductions, and estimated tax liability. The security is top-notch with bank-level encryption. As for complicated situations, it's specifically designed to handle complex scenarios including back taxes. It calculates potential penalties and interest based on current IRS guidelines and helps identify deductions you might have missed that could reduce your overall liability.
0 coins
Santiago Martinez
I want to follow up about that taxr.ai service I was skeptical about earlier. I ended up trying it since my situation was such a mess (4 years unfiled) and I'm genuinely impressed. It saved me hours of sorting through old documents and showed me several business expenses I could legitimately deduct that I'd completely forgotten about. The liability estimate it provided was actually pretty close to what my EA ultimately calculated, but having everything organized before our meeting saved me paying her to sort through my disorganized records. She was actually impressed with how prepared I was and said it made her job much easier.
0 coins
Samantha Johnson
If you're dealing with back taxes, especially a significant amount, getting through to the IRS is crucial, but can be nearly impossible. I spent weeks trying to get clarification on some penalties before finding https://claimyr.com which got me connected to an actual IRS agent in about 20 minutes instead of the hours of hold time I was experiencing before. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c Before using this service, I literally couldn't get through to discuss my situation. The IRS kept disconnecting me after hours on hold because of "high call volume." With Claimyr, I finally got the correct information about my specific situation and even got some penalties removed because the agent confirmed I had legitimate reasons for filing late.
0 coins
Nick Kravitz
•I don't get it - how does this service get you through when normal people can't reach anyone? That sounds sketchy.
0 coins
Hannah White
•Yeah right. Nothing gets you through to the IRS faster. They're probably just taking your money and you're still waiting on hold just like everyone else. The IRS phone system is completely broken and no "service" is going to magically fix that.
0 coins
Samantha Johnson
•It uses an automated system that continuously redials and navigates the IRS phone tree for you. When it finally gets through to a human, it calls your phone and connects you. It's basically doing what you would do manually (repeatedly calling) but with technology. I was skeptical too, but the reality is the IRS actually does answer phones - it's just that millions of people are calling at once. This service just handles the frustrating part of getting through the busy signals and holds. Once you're connected, you're talking directly with an actual IRS employee just like if you had called yourself.
0 coins
Hannah White
I need to eat my words about that Claimyr service. After posting that skeptical comment, I was still desperate enough to try it because I needed to set up a payment plan for my back taxes and couldn't get through to the IRS. It actually worked exactly as advertised. I got connected to an IRS representative in about 15 minutes when I had previously wasted entire afternoons on hold. The agent I spoke with was able to help me set up a payment plan that worked for my situation and explained exactly what penalties I was facing. Saved me a ton of stress and probably some additional penalties by getting this resolved quickly.
0 coins
Michael Green
I went through a similar situation last year. One important thing nobody's mentioned - find someone who will help you prioritize which years to file first if money is tight. Sometimes it makes sense to file the most recent years first, other times the oldest. Also ask if you qualify for First Time Penalty Abatement - it's a one-time get-out-of-jail-free card for penalties if you've had a clean compliance history. Saved me about $4,500 in penalties.
0 coins
Ryan Kim
•I hadn't heard about the First Time Penalty Abatement - that's really good to know. Is there a time limit on when you can request it? And do you need to have filed all the back tax returns before applying?
0 coins
Michael Green
•You can request First Time Penalty Abatement after you've filed all required returns and paid the tax due (or arranged a payment plan). There's no specific time limit, but it only applies to a single tax year - typically the earliest tax year you're dealing with. You need to have had no penalties for the 3 years prior to the tax year you're requesting abatement for, and you need to have either paid your tax due or arranged to pay it. It's not automatic - you have to specifically request it, which is another reason why having a knowledgeable professional helps.
0 coins
Mateo Silva
Whatever you do, avoid those "Tax Relief" places that advertise on the radio! I made that mistake and paid $3000 upfront only to discover they just filed basic paperwork I could have done myself. Total ripoff.
0 coins
Victoria Jones
•I second this! Those national tax relief companies are the worst. They take thousands upfront then assign your case to the most junior person in the office. My brother got burned by one of the big names you hear advertised everywhere.
0 coins
ShadowHunter
I went through this exact situation about 18 months ago - 5 years unfiled, similar amount owed. Here's what I learned: 1. Don't panic about the amount you think you owe. My "rough calculation" was way off because I hadn't accounted for legitimate business deductions and the standard deduction increases over those years. 2. Start with getting your IRS transcripts immediately - you can request them online at irs.gov. This will show you exactly what income the IRS has on file for each year. 3. Look for an Enrolled Agent rather than a CPA if possible. EAs specialize specifically in tax issues and IRS representation. The National Association of Enrolled Agents website has a "find an EA" tool. 4. When interviewing professionals, ask specifically about their experience with multiple years of unfiled returns and how they handle penalty abatement requests. A good professional should mention First Time Penalty Abatement and reasonable cause arguments. 5. Be prepared to pay the professional fees upfront - legitimate tax professionals don't work on contingency like those scammy relief companies. The whole process took about 4 months for me, but getting it behind me was such a relief. You're smart to handle this proactively rather than waiting for the IRS to come after you.
0 coins
Leo McDonald
•This is incredibly helpful, thank you! Quick question about the transcripts - when you say you can request them online, do you need to create an account with the IRS or can you just download them directly? I'm a bit nervous about setting up online access with them given my situation, but if it's the fastest way to get the information I need, I'll do it. Also, when you mention the standard deduction increases - I hadn't even thought about that! Do you remember roughly how much that helped reduce what you actually owed versus your initial estimate?
0 coins