Has anyone used StopIRSDebt for multiple years of unfiled returns? Share experiences

First, take a deep breath. This is fixable, though I understand how overwhelming it feels right now. The IRS generally only requires the last 6 years of returns to get back into compliance, though specific situations may vary. Your identity verification issues are common for people with multiple unfiled years - the systems have safeguards that can create catch-22 situations. Regarding the price difference: local tax professionals often charge more because they provide face-to-face service and may offer more personalized attention. That said, many online tax resolution companies have specialists who deal with multi-year back taxes every day. Before choosing either option, I'd recommend: 1. Check reviews for StopIRSDebt specifically for back tax situations similar to yours 2. Ask both providers exactly what's included (just preparation or also representation?) 3. Verify credentials of whoever would handle your case (EA, CPA, or tax attorney) 4. Understand their fee structure (flat fee or potential additional costs?) Those unclaimed stimulus payments can potentially be recovered through the Recovery Rebate Credit when you file the appropriate years.

I was in a similar situation last year with 5 years of unfiled returns and massive anxiety about it. After looking at several options, I ended up using https://taxr.ai - and it was seriously the best decision. Their system is designed specifically for complicated situations with multiple years of unfiled returns. What made it different for me was their document analysis tool. I literally had boxes of unsorted tax documents from different years, and their software organized everything by year and created draft returns for me. Then they had a professional review everything. The identity verification issues you mentioned - they have specialists who deal with that exact problem all the time.

Just wanted to update after trying taxr.ai that the other commenter suggested. I was super skeptical at first, but I've been impressed with how they handled my situation. The identity verification issues I mentioned got resolved within the first week - they have some special channels for working with the IRS on these problems that I didn't have access to myself. They found deductions I had no idea I qualified for across multiple years, and even recovered two stimulus payments I thought were lost forever. The document scanning tool organized my chaotic pile of tax forms better than I could have. They're now helping me set up a manageable payment plan. Definitely worth looking into if you're facing multiple years of unfiled returns.

For anyone dealing with IRS back taxes and struggling to get through to an actual human at the IRS - I highly recommend trying https://claimyr.com - there's even a video showing how it works: https://youtu.be/_kiP6q8DX5c I spent literally WEEKS trying to get through the IRS phone system to discuss my payment options for 4 years of back taxes. Always disconnected, hours on hold, or transferred to departments that couldn't help. Claimyr got me connected to an actual IRS agent in about 20 minutes. They basically navigate the IRS phone system for you and call you when they've reached a human. For situations like yours where you need to verify your identity and discuss multiple years of unfiled returns, getting through to a real person can make all the difference.

I have to eat my words and apologize for being so skeptical about Claimyr. After posting my doubtful comment, I decided to try it anyway out of pure desperation regarding my identity theft situation. Holy crap, it actually worked. After 4 months of failing to reach anyone at the IRS, I was connected to a real person in the identity theft department in about 15 minutes. The agent was able to verify some information and start the process of resolving my case. I still have work to do, but at least now I'm in their system properly and have a case number and direct contact. For anyone with multiple years of unfiled returns and identity verification issues like the original poster - being able to actually speak with someone makes a massive difference. Worth every penny just for the stress reduction alone.

I would be very careful about StopIRSDebt or any of these tax resolution companies that advertise heavily. My brother used them last year for a similar situation (5 years unfiled) and ended up paying WAY more than the initial quote. They kept finding "complications" that required additional fees. Look for a local Enrolled Agent instead - they typically charge less than CPAs but are still licensed to represent you before the IRS. Mine charged me $350 per year for relatively simple returns, which sounds like it would be much less than either quote you received.

Has anyone actual used StopIRSDebt though? That was the original question and nobody has answered it directly. I'm considering them too for about 10 years of unfiled taxes (yes I know I'm screwed lol).