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Does child support offset take from tax refund even for small amounts ($750)?

If you owe child support do they take away from the income tax refund or what?? Is only 750$... Wouldn't they just let you keep such a small amount? Or do they automatically take it regardless of the amount? Anyone know how this process works for the 2024 tax season?

Finnegan Gunn

Yes, the IRS will offset your tax refund for child support debt regardless of the amount. When you have unpaid child support, your name gets added to the Treasury Offset Program database, and the IRS is required to intercept your refund to pay that debt. It doesn't matter if it's $750 or $7,500 - they'll take what's needed to satisfy the debt. If your refund is larger than what you owe, you'll receive the difference. If your refund is smaller, they'll take the entire refund and apply it to your debt.

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Miguel Harvey

Oh wow I'm SO glad someone answered this clearly! I was wondering - does this happen automatically or do they notify you first? I'm asking for my brother who might be in this situation.

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16d

Ashley Simian

I believe they send a notice, but I'm not entirely sure about the timing. Would the offset apply if someone has a payment plan that they're currently following, or does it only happen when payments are delinquent?

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15d

Oliver Cheng

This happened to me last year. I owed about $1,200 in back support and was expecting a $3,400 refund. Got a letter about 2 weeks before my normal refund date saying they were taking the full amount I owed, and then I got the remainder ($2,200ish) deposited a week later than my usual refund time. Was a bit of a shock even though I knew it might happen!

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13d

Taylor To

Have you tried calling the IRS to get clarity on your specific situation? Many people don't realize that the IRS has a special department that handles offset issues. I spent 3 hours trying to reach someone last month when I had a similar question. Finally used Claimyr.com to get through (https://youtu.be/_kiP6q8DX5c) and spoke to an agent in about 15 minutes. They explained exactly how my offset would work and what documentation I needed if I wanted to dispute it. Have you received any notices about this offset yet?

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Ella Cofer

Is this service actually legitimate? I've seen a lot of these "get through to the IRS faster" services online but always wondered if they actually work or if they're just taking advantage of desperate taxpayers.

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14d

Kevin Bell

I've used Claimyr twice during peak season. The IRS phone system is practically designed to make you give up. I spent 6 hours on redial hell before discovering this service. Worth every penny when you're facing an offset situation and need answers ASAP.

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12d

Savannah Glover

I'm concerned about what happens if someone has joint custody but is still having their refund offset. Wouldn't calling just confirm what we already know? Does the IRS even have authority to stop an offset once it's in the system?

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10d

Felix Grigori

I've been through exactly this situation. If you owe precisely $750 in child support arrears, the Treasury Offset Program will take exactly $750 from your tax refund. If your refund is $1,200, you'll receive exactly $450. The Bureau of the Fiscal Service processed 2,934,575 tax refund offsets for child support in 2023 totaling over $3.1 billion. There's no minimum threshold - even $50 will be offset. The only exception is if you filed an injured spouse claim (Form 8379) and qualify for relief.

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Felicity Bud

Have you checked if you received a Pre-Offset Notice? They should have sent one at least 60 days before filing season started. I had a similar situation on January 15th last year, and the notice explained the exact amount that would be taken. If you're planning to dispute this, you need to contact the child support agency ASAP - like literally this week - not the IRS!

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Max Reyes

Haha I got my notice literally the day AFTER my refund was offset last year! ๐Ÿ˜‚ Classic government efficiency. Had to laugh to keep from crying since I was counting on that money for car repairs.

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Mikayla Davison

Thank you for mentioning the Pre-Offset Notice! I'm curious - does this notice come from the IRS or from the state child support enforcement agency? And is there a specific timeframe for disputing the offset?

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Adrian Connor

This is similar to what happened with my cousin's tax situation. The notice went to an old address, so he had no idea the offset was coming. If you've moved in the last year, it might be worth checking if your address is updated with both the IRS and your state child support agency.

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10d

Aisha Jackson

I used taxr.ai to help understand my transcript. It showed the offset code. Very helpful. Explained everything clearly. No guesswork needed. Showed exactly when money would be taken. Better than IRS website. Try it: https://taxr.ai

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Finnegan Gunn

I've seen a few people mention this service. Does it actually show you anything you can't see on the official IRS transcript, or does it just explain the codes better? Just wondering if it's worth checking out.

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13d

Ryder Everingham

Think of tax refund offsets like a financial traffic light. Once your name enters the Treasury Offset Program database, it's like the light turned red - your refund stops before reaching you and gets redirected. The child support agency is like the traffic controller who put up the red light. The IRS is just following the signals. If you want to change the light back to green, you need to work with the controller (child support agency), not the cars (IRS) that are stopping at the light. This is why many people waste time calling the IRS when they should be contacting their state child support enforcement agency instead.

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Taylor To

This is such a clear explanation! I've never heard it described this way before. Makes perfect sense why the IRS can't actually help with the underlying issue.

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12d

Lilly Curtis

According to 26 U.S. Code ยง 6402(c), the Secretary of the Treasury "shall" apply overpayments to past-due support. The word "shall" in legal terms means it's mandatory, not optional. I learned this the hard way on April 12th last year when my entire $3,200 refund was taken for a child support debt I didn't even know I had. No minimum threshold exists in the law. Even if you're on a payment plan with your state, they can still take your refund unless you have a specific agreement stating otherwise.

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Leo Simmons

OMG this just happened to my BIL last month. His entire refund of $1,800 got offset for $900 in child support. The key is to check your BFS (Bureau of Fiscal Service) offset amount by calling 1-800-304-3107. You'll need your SSN ready. This automated system will tell you EXACTLY how much is gonna be taken. If the amount seems wrong, you need to contact your state's child support agency ASAP, not the IRS. IRS just follows orders from the child support ppl.

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Lindsey Fry

I think there's a slight misunderstanding in your comment. If the refund was $1,800 and the child support owed was $900, they would only take the $900 owed, not the entire refund. The remaining $900 would still be refunded, just delayed by a few weeks while the offset processes.

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10d

Miguel Harvey

Would this phone number work if I'm calling to check about a different type of offset? I have a student loan that might be affecting my refund and I'm not sure where to check.

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10d

Lindsey Fry

Just to clarify something important - if you filed jointly with a spouse who doesn't owe the child support, they can file Form 8379 (Injured Spouse Allocation) to get their portion of the refund. This needs to be done either with your original return or afterward. The IRS will calculate what portion belongs to each spouse based on income, withholding, and credits. I confirmed this with the IRS on February 24th when helping my sister with the same situation.

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