Does child support offset take from tax refund even for small amounts ($750)?
If you owe child support do they take away from the income tax refund or what?? Is only 750$... Wouldn't they just let you keep such a small amount? Or do they automatically take it regardless of the amount? Anyone know how this process works for the 2024 tax season?
27 comments


Finnegan Gunn
Yes, the IRS will offset your tax refund for child support debt regardless of the amount. When you have unpaid child support, your name gets added to the Treasury Offset Program database, and the IRS is required to intercept your refund to pay that debt. It doesn't matter if it's $750 or $7,500 - they'll take what's needed to satisfy the debt. If your refund is larger than what you owe, you'll receive the difference. If your refund is smaller, they'll take the entire refund and apply it to your debt.
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Miguel Harvey
•Oh wow I'm SO glad someone answered this clearly! I was wondering - does this happen automatically or do they notify you first? I'm asking for my brother who might be in this situation.
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Ashley Simian
•I believe they send a notice, but I'm not entirely sure about the timing. Would the offset apply if someone has a payment plan that they're currently following, or does it only happen when payments are delinquent?
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Oliver Cheng
•This happened to me last year. I owed about $1,200 in back support and was expecting a $3,400 refund. Got a letter about 2 weeks before my normal refund date saying they were taking the full amount I owed, and then I got the remainder ($2,200ish) deposited a week later than my usual refund time. Was a bit of a shock even though I knew it might happen!
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Taylor To
Have you tried calling the IRS to get clarity on your specific situation? Many people don't realize that the IRS has a special department that handles offset issues. I spent 3 hours trying to reach someone last month when I had a similar question. Finally used Claimyr.com to get through (https://youtu.be/_kiP6q8DX5c) and spoke to an agent in about 15 minutes. They explained exactly how my offset would work and what documentation I needed if I wanted to dispute it. Have you received any notices about this offset yet?
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Ella Cofer
•Is this service actually legitimate? I've seen a lot of these "get through to the IRS faster" services online but always wondered if they actually work or if they're just taking advantage of desperate taxpayers.
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Kevin Bell
•I've used Claimyr twice during peak season. The IRS phone system is practically designed to make you give up. I spent 6 hours on redial hell before discovering this service. Worth every penny when you're facing an offset situation and need answers ASAP.
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Savannah Glover
•I'm concerned about what happens if someone has joint custody but is still having their refund offset. Wouldn't calling just confirm what we already know? Does the IRS even have authority to stop an offset once it's in the system?
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Felix Grigori
I've been through exactly this situation. If you owe precisely $750 in child support arrears, the Treasury Offset Program will take exactly $750 from your tax refund. If your refund is $1,200, you'll receive exactly $450. The Bureau of the Fiscal Service processed 2,934,575 tax refund offsets for child support in 2023 totaling over $3.1 billion. There's no minimum threshold - even $50 will be offset. The only exception is if you filed an injured spouse claim (Form 8379) and qualify for relief.
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Felicity Bud
Have you checked if you received a Pre-Offset Notice? They should have sent one at least 60 days before filing season started. I had a similar situation on January 15th last year, and the notice explained the exact amount that would be taken. If you're planning to dispute this, you need to contact the child support agency ASAP - like literally this week - not the IRS!
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Max Reyes
•Haha I got my notice literally the day AFTER my refund was offset last year! 😂 Classic government efficiency. Had to laugh to keep from crying since I was counting on that money for car repairs.
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Mikayla Davison
•Thank you for mentioning the Pre-Offset Notice! I'm curious - does this notice come from the IRS or from the state child support enforcement agency? And is there a specific timeframe for disputing the offset?
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Adrian Connor
•This is similar to what happened with my cousin's tax situation. The notice went to an old address, so he had no idea the offset was coming. If you've moved in the last year, it might be worth checking if your address is updated with both the IRS and your state child support agency.
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Aisha Jackson
I used taxr.ai to help understand my transcript. It showed the offset code. Very helpful. Explained everything clearly. No guesswork needed. Showed exactly when money would be taken. Better than IRS website. Try it: https://taxr.ai
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Finnegan Gunn
•I've seen a few people mention this service. Does it actually show you anything you can't see on the official IRS transcript, or does it just explain the codes better? Just wondering if it's worth checking out.
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Ryder Everingham
Think of tax refund offsets like a financial traffic light. Once your name enters the Treasury Offset Program database, it's like the light turned red - your refund stops before reaching you and gets redirected. The child support agency is like the traffic controller who put up the red light. The IRS is just following the signals. If you want to change the light back to green, you need to work with the controller (child support agency), not the cars (IRS) that are stopping at the light. This is why many people waste time calling the IRS when they should be contacting their state child support enforcement agency instead.
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Taylor To
•This is such a clear explanation! I've never heard it described this way before. Makes perfect sense why the IRS can't actually help with the underlying issue.
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Lilly Curtis
According to 26 U.S. Code § 6402(c), the Secretary of the Treasury "shall" apply overpayments to past-due support. The word "shall" in legal terms means it's mandatory, not optional. I learned this the hard way on April 12th last year when my entire $3,200 refund was taken for a child support debt I didn't even know I had. No minimum threshold exists in the law. Even if you're on a payment plan with your state, they can still take your refund unless you have a specific agreement stating otherwise.
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Leo Simmons
OMG this just happened to my BIL last month. His entire refund of $1,800 got offset for $900 in child support. The key is to check your BFS (Bureau of Fiscal Service) offset amount by calling 1-800-304-3107. You'll need your SSN ready. This automated system will tell you EXACTLY how much is gonna be taken. If the amount seems wrong, you need to contact your state's child support agency ASAP, not the IRS. IRS just follows orders from the child support ppl.
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Lindsey Fry
•I think there's a slight misunderstanding in your comment. If the refund was $1,800 and the child support owed was $900, they would only take the $900 owed, not the entire refund. The remaining $900 would still be refunded, just delayed by a few weeks while the offset processes.
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Miguel Harvey
•Would this phone number work if I'm calling to check about a different type of offset? I have a student loan that might be affecting my refund and I'm not sure where to check.
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Lindsey Fry
Just to clarify something important - if you filed jointly with a spouse who doesn't owe the child support, they can file Form 8379 (Injured Spouse Allocation) to get their portion of the refund. This needs to be done either with your original return or afterward. The IRS will calculate what portion belongs to each spouse based on income, withholding, and credits. I confirmed this with the IRS on February 24th when helping my sister with the same situation.
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Amara Okafor
Just went through this exact situation last month! They absolutely will take the full $750 regardless of how small it seems. I owed $680 in back child support and was expecting a $2,100 refund. Got a letter from the Bureau of Fiscal Service about a week before my refund date explaining the offset. They took exactly $680 and I received the remaining $1,420 about 10 days later than my normal refund timing. The process is completely automated once your name hits their database - there's no human reviewing whether the amount is "worth it" or not. If you haven't received a Pre-Offset Notice yet, definitely update your address with both the IRS and your state child support agency because those notices are crucial for understanding your options.
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Mateo Rodriguez
•Thanks for sharing your experience! It's helpful to hear from someone who just went through this. I'm curious - did you get any advance warning beyond the Pre-Offset Notice? Like, were you able to see anything on your IRS transcript that indicated the offset was coming, or was the notice really the first sign?
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Fatima Al-Rashid
•This is really valuable firsthand info! I'm dealing with a similar situation where I owe about $1,200 in back support. Did you have any luck disputing the amount with your state child support agency, or was the $680 figure accurate? Also wondering if the 10-day delay for the remainder of your refund is typical - I'm trying to plan my budget around when I might actually see any money.
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Chloe Harris
The $750 will definitely be taken - there's no minimum threshold for child support offsets. I work in tax preparation and see this constantly during filing season. The Treasury Offset Program is completely automated, so once you're in their system, any refund gets intercepted regardless of the amount. What many people don't realize is that you should have received a Pre-Offset Notice around December or January explaining this would happen. If you didn't get one, check that your address is current with both the IRS and your state child support enforcement agency. The good news is if your refund is larger than $750, you'll get the difference back - it just takes an extra 2-3 weeks to process after the offset. The key thing to remember is that disputing the amount needs to be done through your state child support agency, not the IRS. The IRS is just the middleman collecting the money.
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Zara Rashid
•This is really helpful information, especially about the Pre-Offset Notice timing! I'm new to dealing with tax issues and had no idea there were specific notices that should come out in December/January. Quick question - when you say disputing needs to be done through the state child support agency, is there a typical timeframe for how long that process takes? I'm wondering if it's even worth trying to dispute if tax season is already underway, or if people should just accept the offset and work on resolving things for next year.
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