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Does anyone know the offset phone line number for checking refund status?

OMG I'm so frustrated right now! šŸ˜” Just graduated last month and was counting on my tax refund, but the WMR tool is showing that my refund might be offset. I've been trying to figure out if I have any outstanding debts but I'm totally lost. Does anyone know the phone number for the offset line so I can check what's going on? I need this money for my security deposit on a new apartment and I'm freaking out!!! šŸ˜­

Isabella Silva

The Treasury Offset Program (TOP) has a specific line for checking if your refund has been offset and why. Have you tried calling 800-304-3107? When you call, you'll need to verify your identity with your SSN. But before you do that, do you know if you have any outstanding student loans? Or maybe unpaid state taxes? Child support? Those are the most common reasons for offsets. Did the WMR tool specifically mention an offset, or are you just seeing a reduced refund amount?

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Ravi Choudhury

Thank you so much for this number! Exactly what I needed.

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17d

Freya Andersen

Called this number yesterday. Got through in 5 minutes. Found out my refund is being offset for an old university bill I forgot about. At least now I know.

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16d

Omar Farouk

I had to use this on March 15th when my refund was mysteriously less than expected. Turns out I had an old parking ticket from 2022 that went to collections. The system works!

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13d

CosmicCadet

I went through this exact same situation last tax season. The regular IRS line was completely useless - spent hours on hold only to be told to call a different department. When I finally found the offset number (same one mentioned above), I still couldn't get through for days. I ended up using Claimyr.com to get through to an agent quickly. Saved me literally hours of redial attempts. Here's their link if you need it: https://youtu.be/_kiP6q8DX5c. They connect you directly to an IRS agent instead of waiting on hold forever. I remember how stressed I was about my apartment deposit too - totally worth it to get answers quickly.

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Chloe Harris

Is this service actually legitimate? Like how does it work - do they just call and wait on hold for you? I'm hesitant to use a third-party service when dealing with something as sensitive as tax information.

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16d

Diego Mendoza

I've been through this offset situation before! Here's what you need to do step-by-step: 1. Call the Treasury Offset Program at 800-304-3107 2. Follow the automated prompts (you'll need your SSN) 3. Write down EXACTLY what debt is causing the offset 4. Contact the specific agency that's claiming the debt 5. Request verification of the debt in writing 6. If it's incorrect, file a dispute I was so relieved when I finally figured out my offset was for an old student loan I'd forgotten about. Once I knew what it was, I could make arrangements to deal with it properly!

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Anastasia Popova

This happened to me last year too! Had an offset for an old medical bill I didn't even know existed. I was able to negotiate it down by calling the collection agency directly and offering to pay 60% immediately. Saved me almost $400, and they released the rest of my refund after I paid.

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14d

Sean Flanagan

Wait, they can take your refund for medical bills? I thought it was just for government debts like student loans and taxes?

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Zara Shah

The TOP program only offsets for federal and state debts, not private debts like medical bills. If a medical bill was offset, it would have to be from a federally-funded hospital or have been referred to the Treasury by a federal agency. For context, in 2023, approximately 7.8% of tax refunds had some form of offset applied, with student loans accounting for 42.3% of those cases.

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11d

NebulaNomad

I had the same issue last year. According to the IRS website (which I spent HOURS reading through), the Treasury Offset Program phone number is 800-304-3107. I called and found out my refund was being offset for defaulted student loans I didn't even realize were in default. The annoying part was that the Department of Education had an old address, so I never got any notices. I would definitely recommend checking studentaid.gov too if you have any federal student loans.

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Luca Ferrari

I... I'm not sure if this will help, but when my refund was offset last year, I was really confused by the transcript codes. Someone suggested I try taxr.ai to help understand what was happening. It actually helped explain that the offset was showing up as a specific code on my transcript... I think it was a 898 code? The site analyzed my transcript and explained exactly what was happening and what to expect next. Might be worth checking if you can access your transcript online through the IRS site.

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Nia Wilson

Is that site secure? I'm always worried about putting my tax info into random websites...

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12d

Mateo Martinez

According to the Internal Revenue Manual section 21.4.6, refund offsets are processed through the Treasury Offset Program (TOP) as authorized under IRC Ā§6402. The contact number is indeed 800-304-3107 as others have mentioned. One important point: if you discover the offset is for a student loan and you're experiencing financial hardship, you may qualify for the Total and Permanent Disability discharge or income-driven repayment plans that could potentially release the offset. This is specifically outlined in 34 CFR Ā§685.209.

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Aisha Hussain

Has anyone mentioned whether there's a timeframe for how quickly you can get information after calling the offset line? I'm wondering about: ā€¢ How long the automated system takes to provide offset details ā€¢ Whether they send any documentation by mail after you call ā€¢ If there's a waiting period before you can dispute an offset ā€¢ Whether calling multiple times might flag your account in some way

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