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Natasha Kuznetsova

Does IRS deposit refunds on Sundays/Federal Holidays? Need exact deposit timeline

I'm scheduled for a refund this week but its showing the deposit date falls on a Sunday. Will they actually deposit it then or do I have to wait till Monday? Also what about holidays - do deposits go through on those days?

AstroAdventurer

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The IRS never deposits refunds on weekends or federal holidays. The actual deposit will hit your account on the next business day. If your WMR or transcript shows a Sunday deposit date, you'll receive it on Monday. For federal holidays, same thing - it rolls to the next business day.

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ugh that's what I was afraid of 😭 thanks for clarifying!

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Javier Mendoza

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Yep can confirm, had mine scheduled for July 4th last year and didnt get it until the 5th

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Emma Wilson

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Hey guys just wanted to share something thats been super helpful - I've been using taxr.ai to track my refund status. It analyzes your transcript and tells you exactly when to expect the deposit, even accounts for holidays and weekends. Only costs a buck and saved me hours of confusion https://taxr.ai

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Malik Davis

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Sounds interesting. How accurate is it? Does it just read dates or actually explain whats going on?

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Emma Wilson

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Its crazy accurate! It breaks down every code and tells you if theres any delays or issues. Even caught a hold on my account I didnt know about

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Malik Davis

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Just tried it and WOW 🤯 way better than trying to decode these transcripts myself!

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Isabella Santos

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The irs is so behind the times fr fr... what kind of system doesnt do weekend deposits in 2025 smh 🤡

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Ravi Gupta

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Make sure ur bank accepts weekend deposits too btw. Some banks hold everything till Monday even if IRS sent it

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GalacticGuru

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This! My credit union does this and it drives me nuts

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Freya Pedersen

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idk why everyone's confused about this lol the government never works weekends, why would they process payments then?

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Omar Fawaz

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facts 💯 they living in the stone age fr

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Chloe Anderson

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called the irs about this last month - got transferred 3 times just to get the same answer: no weekend deposits period.

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Just to add some context - this is actually due to the Federal Reserve's payment processing system (ACH) which doesn't operate on weekends or federal holidays. It's not just the IRS being old-fashioned, it's the entire banking infrastructure. Your refund gets queued up and processes on the next business day. Most banks will show "pending" deposits over the weekend but won't actually credit your account until Monday.

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