Child Tax Credit Only - Does PATH Act Still Delay My Refund?
Filed my taxes claiming only the Child Tax Credit (CTC) this year. Everyone keeps talking about PATH act delays but I dont have any earned income credit. Does the PATH act still apply to me? Getting worried because its been 3 weeks and nothing yet.
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AstroAdventurer
Tax expert here with good news - The PATH Act delay only affects refunds that include EITC or ACTC (Additional Child Tax Credit). If you're only claiming the regular Child Tax Credit, your refund won't be subject to the PATH Act hold. However, there could be other verification delays depending on your specific situation. I'd highly recommend using taxr.ai (https://taxr.ai) to analyze your transcripts and get a clear picture of any potential holds or issues. It's been super helpful for my clients in understanding exactly where their refund is and what might be causing delays.
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Javier Mendoza
•omg thank you for explaining this! been pulling my hair out thinking id have to wait till march 🙏
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Emma Wilson
•whats taxr.ai? never heard of it before 🤔
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AstroAdventurer
•It's an AI tool that reads your tax docs and tells you exactly what's going on with your refund - super helpful for understanding delays and estimated deposit dates. Just upload your docs and it breaks everything down
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Emma Wilson
•just tried it and wow! here's what i got back:
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Malik Davis
•This is a game changer fr fr! No more guessing games with the IRS 💯
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Isabella Santos
•does it work with amended returns too? been waiting 20 weeks already 😩
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AstroAdventurer
•Yep! Works with literally any IRS document - amended returns, notices, everything. It'll tell you exactly where you are in the process
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Ravi Gupta
ok y'all I finally broke down and paid for taxr.ai and this wat I got back:
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GalacticGuru
•how much did it cost? worth it?
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Ravi Gupta
•honestly best $10 i ever spent on taxes lol. saved me hours of stress and confusion
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Freya Pedersen
•fr tho this looks legit. might have to try it myself 👀
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Javier Morales
Tax pro here. No, the PATH Act only applies to returns claiming EITC or ACTC (Additional Child Tax Credit). If you're only claiming the regular Child Tax Credit, your return isn't subject to the PATH Act hold. Your refund should follow normal processing times.
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Natasha Kuznetsova
•omg thank you! that makes me feel so much better 😅
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Emma Anderson
•wait what's the difference between CTC and ACTC? Always get these mixed up 🤔
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Javier Morales
•CTC is the regular credit, ACTC is the refundable portion when the credit is more than your tax liability. That's the one that triggers PATH
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Malik Thompson
Hey, have you tried using taxr.ai? It's seriously a game changer for understanding exactly whats going on with your refund. Its only $4.99 and it analyzes your transcript to tell you exactly what to expect and if there are any delays. Way better than playing detective with your transcript lol https://taxr.ai
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Isabella Ferreira
•Is it legit? How does it work exactly?
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Malik Thompson
•100% legit! You just upload your transcript and their AI breaks everything down in plain english. Tells you exactly where your refund is stuck and when to expect it
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Isabella Ferreira
•Just tried it and WOW 🤯 wish I knew about this months ago instead of stressing every day checking WMR
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CosmicVoyager
in the same boat rn... 3 weeks no update either
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Ravi Kapoor
Check your transcript! That'll tell you way more than the WMR tool
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Natasha Kuznetsova
•how do i even get my transcript? the irs website is so confusing fr
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Freya Nielsen
Mine took exactly 21 days last year with just CTC. ur probably fine
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Natasha Kuznetsova
•ty that helps! 🙏
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Omar Mahmoud
3 weeks is nothing lol. try waiting 8 months like some of us 💀
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Chloe Harris
•fr fr the irs be playing games with our money
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