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Marilyn Dixon

CODE 470 with Claim Pending - Will I Get My Refund with Outstanding Balance?

Filed my 2020 taxes and finally got processed after EIC removal due to custody dispute. Have a CODE 470 showing claim pending. Filed hardship and originally owed 12k from 2018 EIC adjustment. Court ruled in my favor about the children's claims. Anyone know if I'll still get a refund with the balance due?

Maya Diaz

Hey there! As a tax resolution specialist, I see this issue quite a bit. A 470 code with a claim pending usually means the IRS is reviewing additional information about your return. This could be due to various reasons - identity verification, income verification, or they're checking the accuracy of credits claimed. The outstanding balance might affect your refund as the IRS may apply part or all of your refund to cover the debt. Instead of waiting around in the dark, I'd highly recommend checking out taxr.ai (https://taxr.ai) - it's this new AI tool that analyzes your transcript and tells you exactly what's going on and when you can expect movement. It'll give you a clear timeline and explain any potential holdups.

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OMG been dealing with this 470 code for 3 months now...its driving me nuts! 😤

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that taxr.ai thing actually works? im desperate at this point lol

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Maya Diaz

Yep! It literally breaks down your entire transcript and tells you exactly whats going on. Way better than guessing or calling the IRS 100 times

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Just used taxr.ai and here's what I got back: It showed my 470 code is temporary and should clear in about 2-3 weeks! Also showed me exactly how much of my refund will go to my old balance. Super helpful fr fr 💯

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In the same boat, tried calling IRS like 50 times this week 🤡

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how much does taxr cost? seems worth it if it actually helps

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its like $25 but tbh saved me hours of stress and confusion. best money i spent this tax szn no cap

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Nina Chan

bruh why didnt i know about this sooner?? been playing phone tag with the irs since february smh

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Tax pro here. Code 470 means additional review is needed. With your hardship claim and the court documentation, there's hope. The IRS typically applies refunds to outstanding balances, but hardship claims can sometimes override this. Your best bet is to call the Taxpayer Advocate Service.

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tysm! do you know how long the advocate usually takes to review?

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honestly its all over the place rn. could be 4-6 weeks, could be months 😩

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Hey, you should try taxr.ai - it's this new tool that analyzes your transcript and tells you exactly what's going on with all these codes and what to expect. Saved me hours of research and confusion. It costs $4.99 but totally worth it https://taxr.ai

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Is it legit? Sounds too good to be true 🤔

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100% legit. It uses AI to read your transcript and explains everything in plain English. Shows you timeline predictions and everything

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just tried it and WOW! finally understand wtf is going on with my refund 💯

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in the same boat! got code 470 last year and it took 3 months but i did get my refund eventually

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Harold Oh

the irs is such a joke fr fr 🤡 making ppl wait YEARS for their money

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facts 💯 they quick to take it but slow af to give it back

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With hardship claims they usually offset partial refund. My cousin got like 60% of hers even with a balance due

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omg thats good to know! even partial would help rn

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document EVERYTHING. keep copies of court papers and all correspondence. the irs loses stuff all the time ngl

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already learned that lesson the hard way 😭 got everything scanned now

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Been through something similar with a 470 code and outstanding balance. The good news is that since the court ruled in your favor, you have solid documentation to support your case. The IRS will likely apply part of your refund to the outstanding balance, but with hardship status they might not take it all. Keep pushing on that hardship claim - sometimes it takes multiple attempts but it's worth it. Also might want to send a copy of the court ruling to the IRS if you haven't already. They're slow but they do eventually process these things correctly.

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Going through something similar right now with a 470 code! Had mine for about 6 weeks now and just got word that it should clear soon. The fact that you have court documentation in your favor is huge - that's solid proof for the IRS. From what I've learned, they usually do apply refunds to outstanding balances BUT with hardship status and your court ruling, you might get at least a partial refund. Keep calling every few weeks to check status and make sure they have all your paperwork. The waiting is brutal but hang in there! 🤞

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Thanks for sharing your experience! 6 weeks feels like forever but good to know there's light at the end of the tunnel. Did you do anything specific to get an update on when it might clear? I've been calling but keep getting the same "still processing" response 😅

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I went through almost the exact same situation last year - 470 code with an outstanding balance from a previous EIC issue. The good news is that since you have court documentation proving the custody situation, that's really strong evidence in your favor. In my case, the IRS did apply part of my refund to the outstanding balance, but because of the hardship status and the fact that their original adjustment was wrong (similar to your situation), I still got about 70% of my refund back. The 470 code cleared after about 8 weeks for me. Make sure you keep copies of everything and consider sending the court ruling directly to the processing center if you haven't already. The waiting is absolutely brutal but having that court documentation puts you in a much better position than most people dealing with these codes. Hang in there! 💪

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This gives me so much hope! 70% is way better than nothing and knowing someone else went through the same thing with a positive outcome really helps. 8 weeks seems manageable compared to some of the horror stories I've been reading. Did you have to do anything special to make sure they processed the court documentation correctly, or did you just send it in and wait? I'm worried they might overlook it in all the paperwork 😬

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I'm dealing with a similar situation right now! Had my 2023 return held up with a 470 code for about 2 months due to income verification issues. From what I've learned talking to different IRS reps, the 470 code usually means they need to verify something before releasing your refund - could be identity, income, or in your case probably related to the EIC custody documentation. The fact that you have a court ruling in your favor is actually really good news! That's solid legal documentation they can't really argue against. As for the outstanding balance, they will likely offset at least part of your refund, but with hardship status and your court documentation, you might still see some money back. I'd recommend faxing a copy of the court ruling directly to the processing center with a cover letter explaining the situation - sometimes things get lost in the shuffle. The wait is absolutely terrible but try to stay patient. Most people I've talked to with 470 codes see movement within 6-12 weeks. Keep documenting every call and interaction just in case! 🤞

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This is super helpful! I'm new to dealing with tax issues like this and it's honestly overwhelming. The 6-12 week timeline you mentioned gives me some peace of mind - I was starting to think it might take years based on some things I'd read online. Quick question - when you say fax the court ruling to the processing center, how do you find the right fax number? I've been calling the main IRS line but they keep transferring me around and I'm not sure I'm getting to the right department. Also really appreciate you mentioning to document everything - I hadn't thought about keeping records of the phone calls but that makes total sense! 📝

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I've been through a very similar situation and wanted to share what worked for me! Had a 470 code with an outstanding balance from a previous year's EIC adjustment, just like you. The court ruling in your favor is HUGE - that's exactly the kind of documentation the IRS needs to see. In my case, they did offset part of my refund against the old balance, but because of the hardship status and having solid proof that their original adjustment was wrong, I still received about 60% of my expected refund. The 470 code took about 10 weeks to clear, which felt like forever but was actually pretty typical from what I learned. My advice: make sure the IRS has a copy of that court ruling in their system, keep calling every 2-3 weeks for updates, and don't let them tell you to "just wait" without giving you some kind of timeline. Also document every conversation - date, time, who you spoke with, and what they said. The hardship claim should definitely help protect at least some of your refund. Stay strong and keep pushing - having that court documentation puts you in a much better position than most people dealing with these codes! 💪

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This is really encouraging to hear! I'm in a similar boat with a 470 code and it's been so stressful not knowing what's going on. The 60% refund you got even with the outstanding balance gives me hope - I was worried they'd take everything. Quick question - when you say you kept calling every 2-3 weeks, did you notice the reps giving you different information each time? I've called a few times and feel like I'm getting inconsistent answers about my case. Also, did you send the court documentation by mail or fax, and did you get any confirmation they received it? Thanks for sharing your experience - it really helps to know others have been through this and come out okay! 🙏

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I've been in your exact shoes! Had a 470 code with an outstanding EIC balance and it was absolutely nerve-wracking. The court ruling is your golden ticket here - that's solid legal documentation the IRS has to respect. In my experience, they will likely offset some of your refund against the old balance, but with hardship status and your court victory, you should still see a good portion come back to you. My 470 cleared after about 7 weeks and I got roughly 65% of my expected refund even with the outstanding debt. Keep that court paperwork handy and make sure the IRS has copies in their system. Call every couple weeks for updates and don't be afraid to escalate if you're not getting answers. The waiting is brutal but you're in a much stronger position than most people with these codes because you have legal proof on your side. Hang in there - this will resolve in your favor! 🤞

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This thread has been so helpful! I'm dealing with my first 470 code and was honestly panicking thinking I'd never see my refund. Reading everyone's experiences with similar situations and seeing that people actually do get at least partial refunds even with outstanding balances is such a relief. The 7-week timeline you mentioned feels way more manageable than some of the horror stories I've read online. I don't have court documentation like the original poster, but it's good to know the IRS does eventually work through these codes. Thanks for sharing your experience - it really helps calm the anxiety when you're stuck in tax limbo! 😅

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I'm going through something really similar right now! Got a 470 code about 5 weeks ago and have been stressing about it constantly. Reading through all these responses is giving me so much hope though - especially seeing that people with court documentation like yours are getting decent portions of their refunds back even with outstanding balances. The fact that the court ruled in your favor for the custody/EIC issue is huge! That's exactly the kind of proof the IRS needs to see that their original adjustment was wrong. I don't have anything as solid as a court ruling for my situation, but it's encouraging to see that the 470 codes do eventually clear and people aren't just losing everything. The wait is absolutely killing me but sounds like 6-12 weeks is pretty normal. Fingers crossed we both see movement soon! 🤞

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I'm totally new to all this tax stuff but reading everyone's experiences here is making me feel so much better! I got hit with a 470 code about 3 weeks ago and had no idea what it meant - thought my refund was just gone forever 😭 Seeing that it's actually pretty common and that people do get their money (even if it takes forever) is such a relief. The court ruling thing sounds like a game changer for the original poster! I don't have anything like that but at least now I know what to expect timeline-wise. Thanks everyone for sharing your stories - this community is honestly a lifesaver when you're dealing with IRS drama! 🙏

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I went through almost the exact same situation! Had a 470 code for about 9 weeks with an outstanding EIC balance from a previous year. The court ruling you have is absolutely critical - that's legal proof that the IRS's original adjustment was wrong, which puts you in a really strong position. In my case, they did offset part of my refund to cover the old debt, but because of the hardship claim and having documentation showing their error, I still received about 55% of my expected refund. The waiting was absolutely torture, but the 470 eventually cleared. Make sure you have copies of that court ruling in multiple places and consider sending it directly to the processing center if you haven't already. Also keep calling every few weeks for updates - sometimes the squeaky wheel gets the grease with the IRS. Your situation looks really promising given the legal documentation backing you up! 🤞

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This is so reassuring to hear! I'm completely new to dealing with tax issues and the 470 code has had me stressed out of my mind for the past few weeks. Getting 55% of your refund even with an outstanding balance sounds way better than I was expecting - I honestly thought it would be all or nothing. The 9 week timeline you mentioned gives me hope that there's actually an end in sight. I don't have court documentation like the original poster but reading all these success stories is making me feel so much more optimistic. Thanks for sharing your experience - it really helps to know that people do get through this! 🙏

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I'm dealing with a 470 code right now too and this thread has been incredibly helpful! Been waiting about 4 weeks and was starting to panic that I'd never see my refund. The fact that you have a court ruling in your favor is amazing - that's solid legal proof the IRS can't ignore. From everything I've read here, it sounds like they'll probably offset some of your refund against the outstanding balance, but with your hardship status and that court documentation, you should definitely see at least a portion back. The waiting is absolutely brutal but everyone's experiences here show that these codes do eventually clear, usually within 6-12 weeks. Keep copies of everything and don't be afraid to call for updates every couple weeks. Your case sounds really strong with all that documentation backing you up! Hang in there! 🤞

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Wow, reading through everyone's experiences here has been such a huge relief! I just got hit with a 470 code last week and was literally losing sleep over it 😰 The original poster's situation with the court ruling sounds really promising - that's like having a golden ticket when dealing with the IRS! I'm totally new to all this tax stuff and had no idea these codes were so common or that people actually do get their refunds (even if partially). The 6-12 week timeline everyone's mentioning feels way more manageable than I was expecting. Thanks everyone for sharing your stories - this community is seriously amazing for helping people navigate these stressful situations! 🙏

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I'm in a very similar situation with a 470 code that's been pending for about 6 weeks now! Reading through everyone's experiences here is giving me so much hope. The court ruling you have is absolutely huge - that's solid legal documentation that proves the IRS made an error with the original EIC adjustment. From what I've learned through my own research and calling the IRS multiple times, they typically do apply refunds to outstanding balances, but with hardship status and especially with court documentation like yours, you should definitely see at least a partial refund. Most people I've talked to with 470 codes see resolution within 8-12 weeks, though the waiting feels like forever! Make sure you keep multiple copies of that court ruling and consider faxing it directly to the processing center if you haven't already - sometimes things get lost in their system. Keep calling every 2-3 weeks for updates and document everything. Your case looks really strong with all that legal backing! Hang in there - this will work out in your favor! 💪

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This is such a helpful thread! I just got my first 470 code about 2 weeks ago and was completely panicking - had no idea what it meant or if I'd ever see my refund. Reading everyone's experiences here is so reassuring, especially seeing that people with strong documentation like court rulings tend to get at least partial refunds even with outstanding balances. The 8-12 week timeline you mentioned feels way more reasonable than some of the horror stories I've seen online. I don't have anything as solid as a court ruling for my situation, but it's encouraging to know these codes do eventually resolve. Thanks for taking the time to share your experience and advice - this community has been a lifesaver for understanding what to expect! 🙏

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