IRS Transcript shows $10,815 refund with code 570 "Additional action pending" - Filed HOH with EIC of $7,450, still no deposit as of March 12
I filed my 2024 taxes in February using Head of Household status. According to my transcript I just pulled (dated 03-03-2025), I'm supposed to get $10,815.00 refund but there's this code 570 'Additional account action pending' from February 24. My IRS Account Transcript shows the following details: Request Date: 03-03-2025 Response Date: 03-02-2025 Form Number: 1040 Tax Period: Dec. 31, 2024 ACCOUNT BALANCE: -$10,815.00 (as of Mar. 10, 2025) ACCRUED INTEREST: $0.00 ACCRUED PENALTY: $0.00 INFORMATION FROM THE RETURN: FILING STATUS: Head of Household ADJUSTED GROSS INCOME: $24,529.00 TAXABLE INCOME: $2,629.00 TAX PER RETURN: $0.00 PROCESSING DATE: Feb. 24, 2025 TRANSACTIONS: CODE EXPLANATION OF TRANSACTION - CYCLE - DATE - AMOUNT 150 Tax return filed - 20250604 - 02-24-2025 - $0.00 30211-417-69872-5 806 W-2 or 1099 withholding - 04-15-2025 - -$61.00 766 Credit to your account - 04-15-2025 - -$3,304.00 570 Additional account action pending - 02-24-2025 - $0.00 768 Earned income credit - 04-15-2025 - -$7,450.00 My withholding was only $61, I got $3,304 for some credit and $7,450 for earned income credit. The processing date shows February 24, but the response date is March 2. It's now March 12 and I still haven't received anything in my bank account. The transcript shows Account Balance of -$10,815 (which I guess means they owe me?) but I don't understand what this 570 code means or what I'm supposed to do now. Should I call the IRS? How long should I wait? Has anyone dealt with this before? Is this "Additional account action pending" going to delay my refund significantly?
48 comments
Liam Cortez
The 570 code means the IRS has temporarily frozen your refund while they review something on your return. This is actually pretty common, especially with returns claiming Earned Income Credit like yours. The good news is that your transcript shows a negative balance of $10,815, which means that's what they owe you. Here's what's likely happening: • The IRS is probably verifying your eligibility for the EIC ($7,450) and the other credit ($3,304) • The 570 code is a hold code that stops any refund until they complete their review • There's no specific timeframe for how long this takes, but typically 30-60 days What you should do now: • Check your transcript again in about a week - you're looking for a 571 code (which releases the freeze) followed by an 846 code (refund issued) • If nothing changes in 30 days, then calling might make sense • Check your mail carefully - the IRS might send you a letter asking for more information You don't need to do anything proactively right now. Just wait and keep checking your transcript for updates. This happens to a lot of people, especially with EIC claims.
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Kiara Fisherman
Thanks for explaining this! I've been checking my mail every day and haven't received anything from the IRS yet. Should I be worried that they might be sending me a letter that got lost?
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Liam Cortez
Not yet. The IRS is notoriously slow with everything. If they need documents from you, they'll eventually send another letter if you don't respond to the first one. Just keep checking your transcript weekly - it will update before any letter arrives anyway.
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Savannah Vin
This is accurate. The 570 code had me panicking last year too but my refund came through about 5 weeks later without me doing anything. Just had to wait it out.
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Kiara Fisherman
5 weeks?! Ugh I was hoping to get this money sooner. Did you ever find out why they put the hold on your account?
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Savannah Vin
Nope! Never got any explanation. The freeze just disappeared and money showed up in my account a few days later. IRS works in mysterious ways lol
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Mason Stone
I had the exact same issue and couldn't figure out what was going on with my transcript until I used taxr.ai. It literally explained everything on my transcript in plain english and told me exactly what was happening with my refund. It showed me what all those codes meant, when I could expect movement, and even calculated the interest I'd be getting for the delay. Saves so much headache trying to decode all this IRS mumbo jumbo yourself. Just upload your transcript and it breaks everything down. https://taxr.ai
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Makayla Shoemaker
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Mason Stone
It does wayyy more than just read it. It actually analyzes all the codes together and gives you a complete picture of what's happening. It showed me that my 570 code was just routine verification and even predicted when I'd get my refund which was accurate to the day! Seriously a game changer if youre dealing with the IRS.
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Emma Olsen
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Lucas Lindsey
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Emma Olsen
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Sophie Duck
Seems sketchy tbh... how does some random service get through when nobody else can?
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Emma Olsen
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Austin Leonard
just tried this and had an IRS agent on the phone within 45 minutes. turns out my 570 code was because of a math error they found but never sent me a letter about 🤬 agent fixed it while i was on the phone!
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Anita George
Had a 570 code last year and waited 4 months for my refund. Never received any letters. Never got an explanation. The IRS is completely broken and understaffed. Good luck.
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Abigail Spencer
You need to check if you were selected for a random audit. The 570 code can mean they're checking your EIC eligibility. Do you have dependants? They might be verifying them. I had this happen and eventually got a letter asking me to prove my kids lived with me the whole year.
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Kiara Fisherman
Yes I claimed my 2 kids as dependants. How did you prove they lived with you? What documents did they ask for?
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Abigail Spencer
They wanted school records showing my address, medical records, and benefit statements that had the kids names. It was annoying but once I sent everything in they released the refund about 3 weeks later.
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Logan Chiang
This happened to my sister too. EIC audits are super common, the IRS does them randomly. Just make sure you have documentation for anything you claimed on your taxes.
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Isla Fischer
Check for a 971 code on your transcript too. That means they sent you a notice. If you have that code but didn't get a letter, call them right away.
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Kiara Fisherman
I don't see any 971 code on my transcript, just the 570. Is that good or bad?
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Isla Fischer
Thats actually good news! Usually when they need something from you, they'll add both a 570 and 971 code. Since you only have the 570, it's more likely just a temporary delay while they review your return internally. Just keep watching for updates.
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Miles Hammonds
I'm in the same situation right now 😩 570 code from February 28th and no movement since. My refund is $8,700 mostly from EIC and CTC. This is so frustrating! Let me know if you get any updates.
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Ruby Blake
The IRS is scrutinizing EIC claims heavily this year. They're under pressure to reduce improper payments. Your refund amount ($10,815) is pretty high compared to your income ($24,529), so that might have triggered an automated review. Nothing to worry about if everything you claimed is legitimate.
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Kiara Fisherman
Everything I claimed is 100% correct. I'm a single parent with 2 kids and I worked part-time last year while going to school. Should I be worried?
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Ruby Blake
You shouldn't be worried if everything is correct. Just be prepared to provide documentation if they ask - things like school records for your kids, lease agreement or mortgage showing they live with you, medical records, etc. But most reviews clear automatically without them ever contacting you.
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Micah Franklin
its frustrating but just wait. the 570 code is super common with EIC claims. the IRS has 45 days to issue your refund before they have to start paying you interest. they know this and usually resolve these holds just before that deadline 🙄
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Ella Harper
You need to check your state tax website too! Sometimes the federal refund gets held up because of state tax issues. Happened to me last year and I had no idea until I finally got through to an IRS agent.
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Kiara Fisherman
I already received my state refund about 2 weeks ago. Does that mean the state part is fine?
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Ella Harper
Yeah if you got your state refund then that's not the issue. Probably just the standard EIC verification then.
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PrinceJoe
Your withholding seems very low ($61) for your income level. That might be triggering additional review. Did you have other withholding that might not be showing up correctly on the transcript?
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Kiara Fisherman
I worked part-time and didn't have much withheld from my paychecks. Most of my refund is coming from the earned income credit and child tax credit for my kids.
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Brooklyn Knight
Just to make sure - double check that your bank account info is correct on your return. Sometimes a 570 code appears when there's an issue with the direct deposit information. You don't want your refund sent to the wrong account!
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Kiara Fisherman
I'm pretty sure I entered it correctly, but is there a way to verify the account number the IRS has on file?
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Brooklyn Knight
Unfortunately you can't see the full account number on the transcript or through the Where's My Refund tool. If you're worried, you can call the IRS and ask them to verify the last 4 digits of the account number they have on file.
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Owen Devar
the irs is a joke. i had a 570 code last year for 3 months with no explanation. then one day it just disappeared and i got my money. no letter, no nothing. they just make up the rules as they go. 🤡
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Daniel Rivera
Don't worry too much yet. I'm a tax preparer and see this all the time with EIC claims. The IRS has special filters for returns with refundable credits. Since about 85% of your refund is from credits rather than withheld taxes, it's just getting extra scrutiny. Most of these clear up automatically without any action needed from you.
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Sophie Footman
Is it true that filing early increases chances of these reviews? I've heard filing in the first week of tax season gets more scrutiny.
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Daniel Rivera
There's some truth to that. Early filers with refundable credits do seem to get flagged more often, though the IRS denies this is policy. They're trying to catch fraudulent returns early. But honestly, these reviews happen throughout the season.
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Connor Rupert
Honestly if you want a real answer the fastest, use the taxr.ai tool. I was in the same exact situation last month and it explained everything to me. The IRS transcript codes are like reading hieroglyphics unless you're a tax pro. This tool translated everything into plain english and told me exactly what was happening and when to expect movement. https://taxr.ai
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Molly Hansen
does it cost anything?
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Yes there's a fee but honestly I would've paid 3x what they charge for the peace of mind it gave me. Was driving myself crazy trying to figure out what was happening with my refund before I found this.
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Brady Clean
I was skeptical but wow this actually works really well. Finally understand whats actually going on with my refund instead of just guessing and stressing out. Why doesn't the IRS just explain things this clearly??
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Right?? The IRS could learn a thing or two about clear communication from these guys lol
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