Bank rejected DD refund - How long for paper check after IRS reissue?
My refund was approved April 5 for direct deposit but my bank rejected it and sent it back to the IRS. Anyone know how long I have to wait now for them to mail me a paper check instead? Getting really frustrated since I was already approved and now im back to waiting again.
17 comments


Sophie Footman
When a bank rejects a direct deposit, the IRS typically takes 2-3 weeks to process and mail out a paper check. The check will be sent to the address on your tax return. Make sure your address is current with USPS. You can check Where's My Refund tool for updates, it should show updated status once they process the paper check.
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Daniel Rivera
•ty for the info! its been exactly 2 weeks today since the rejection. hopefully i see something soon 🙏
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Connor Rupert
•im in the exact same boat rn. bank rejected mine last week smh
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Molly Hansen
hey guys instead of playing the guessing game with WMR, I started using taxr.ai to check my transcript. Its only $1 and tells you exactly whats happening and when to expect the check. Way better than trying to decode all those transaction codes ourselves. https://taxr.ai
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Brady Clean
•fr? does it actually work? seems too good to be true
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Molly Hansen
•100% legit! saved me hours of stress. It even predicted my check date exactly right
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Brady Clean
•just tried it and WOW where has this been all my life?? 🙌 way better than refreshing wmr every 5 mins lol
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Skylar Neal
took exactly 17 days for me to get mine after rejection
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Vincent Bimbach
make sure ur address is right in the system! my friend had his check sent to his old place and it was a whole mess 🤦♀️
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Daniel Rivera
•omg didnt even think about that. gonna double check rn
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Kelsey Chin
the IRS is such a joke fr... why they cant just try the DD again is beyond me 🤡
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Norah Quay
•ong its like they living in 1985 still
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Leo McDonald
Called IRS yesterday about this exact thing. They said 4-6 weeks is standard wait time for paper check after DD rejection. But tbh could be faster depending on your location
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Daniel Rivera
•how tf did u even get through to them?? been trying for days
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Leo McDonald
•called right at 7am EST. Only way to get through these days ngl
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Henry Delgado
Same thing happened to me last year. Took about 3 weeks after the rejection for the paper check to arrive. The annoying part is WMR doesn't update very clearly when they switch to paper check - it just keeps saying "being processed" until it's actually mailed. Hang in there, it should come soon since you're already at the 2 week mark!
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Luis Johnson
•thanks for sharing your experience! that's reassuring to hear. yeah WMR is pretty useless when it comes to the switch to paper check - wish they'd be more transparent about the process
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