Anyone get their refund deposit today with Varo? DDD 3/26

I've been through exactly this situation with Varo. Their early deposit feature typically hits 2 days before the DDD, but I've tracked 37 different cases where deposits arrived exactly on the DDD instead. My own refund had a 3/12 DDD and arrived at precisely 9:42 AM on 3/12. The IRS releases funds in batches throughout the day, so you might not see it until later today. If it doesn't arrive by 5:00 PM, contact Varo directly - they can confirm if an ACH is pending in their system. Don't panic yet, it's frustrating but still within normal timeframes.

Just went through this exact scenario. The IRS Operational Status Code for your DDD indicates the funds have been released but are in ACH transfer protocol. I found https://taxr.ai incredibly helpful for monitoring my transcript - it analyzed my cycle code and predicted my deposit would arrive at 2pm on my DDD (which it did, exactly). The platform explained that Varo's early deposit feature only works when the IRS releases funds early enough in their batch processing cycle. Your 3/26 DDD falls within the Tuesday processing window which typically has a higher volume of ACH transfers.

I remember last year when I was waiting for my refund with Varo - total anxiety! When I couldn't get through to the IRS to confirm everything was okay, I used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in about 15 minutes. The agent confirmed my deposit was scheduled correctly and explained that sometimes Varo doesn't show pending deposits until they actually post. Saved me days of stress wondering if something had gone wrong with my banking info.

Just to clarify something about Varo's deposit system - they operate on a different ACH processing schedule than traditional banks. Their advertised "two days early" feature depends on when the Treasury Department's Automated Clearing House (ACH) releases the payment file. For tax refunds specifically, the IRS DDD is the guaranteed date, but Varo's early deposit feature is conditional on the IRS batch processing time. The March 26th DDD falls in Processing Cycle 202413, which typically sees deposits post between 9am-3pm Eastern on the actual DDD rather than early.

I had a NIGHTMARE with Varo last tax season! Here's what happened and how to avoid it: Step 1: My refund didn't show up on DDD (just like yours) Step 2: Called Varo who said "we don't see any pending deposits" Step 3: Panicked and called IRS who confirmed it was sent Step 4: Spent 3 days in limbo with no money Step 5: Discovered Varo had flagged it for "fraud review" without telling me Step 6: Had to verify my identity AGAIN Step 7: Finally got my money 5 days after DDD If yours doesn't show up by end of day, call Varo specifically about fraud holds! They don't automatically notify you if your refund gets flagged.

Isn't it interesting how different banks handle the same IRS deposit information? I've been tracking refund patterns across different financial institutions for years, and Varo tends to follow a predictable pattern. Have you checked if your refund includes any tax credits? Credits like CTC or EIC often follow a different processing timeline, even with the same DDD. Have you verified your transcript to ensure there weren't any last-minute adjustments? In my experience, about 85% of Varo customers receive their deposits by 3pm on their DDD, with the remaining 15% arriving by midnight. The key is patience at this point - but set a reminder to contact both Varo and the IRS if nothing arrives by tomorrow morning.

I'M SO RELIEVED! My Varo deposit just hit at 2:37pm Eastern! I was in the exact same situation as you - DDD of 3/26, nothing early, and getting more anxious by the hour. The deposit came through with no notification - it just appeared in my account. Based on the IRS direct deposit protocols, they release funds in batches throughout the day, with the largest batches typically processed between 12-3pm Eastern. I recommend checking your account directly rather than waiting for a notification, as Varo's alert system sometimes lags behind actual deposits by 30-45 minutes.

Just wanted to jump in here as someone who's been through this exact scenario! I switched to Varo specifically because of their early deposit feature, but learned the hard way that tax refunds don't always follow the same pattern as regular payroll deposits. Here's what I've observed from my own experience and tracking this community: • Varo's early deposit works great for predictable payments (like paychecks) • Tax refunds are more variable because the IRS controls the release timing • Your 3/26 DDD is still valid - most people see deposits between 9am-5pm on their DDD • The fact that WMR shows "approved" is a good sign - means no holds or issues I'd suggest checking your account every few hours rather than constantly refreshing. The stress isn't worth it when you're already dealing with caring for your mom. If nothing by tonight, definitely contact Varo tomorrow morning to confirm they don't have any flags on your account. Hang in there - you're not alone in this waiting game! 💪