Anyone filed Form 8606 for retirement withdrawals and received refund yet?

According to the IRS.gov processing timelines, returns with retirement distribution forms like 8606 are taking longer this year. The IRS has specifically mentioned on their "Where's My Refund" FAQ page that returns with retirement-related forms may need additional verification. I'd recommend checking your tax transcript online through the IRS website to see if there are any specific codes that might indicate what's happening with your return. If you see code 570 (additional account action pending) or 971 (notice issued), that might explain the delay.

I'm in the exact same situation! Filed Form 8606 on February 5th and STILL waiting. Last year I had a simple return and got my refund in 10 days. This year? Nothing but crickets. I called the IRS last week after 7 weeks of waiting and they just told me it was "in processing" and to keep waiting. I had no idea retirement distributions would cause such a delay - nobody warns you about this! I even had my tax preparer double-check everything to make sure there were no mistakes.

I've seen this pattern with many retirement-related forms this year, not just 8606. The IRS seems to be giving these returns extra scrutiny compared to standard W-2 only returns. When my client's transcript finally updated, it was filled with codes that were hard to interpret. I suggested they use https://taxr.ai to analyze their transcript - it breaks down each code and explains what's happening with your specific return. Much better than trying to decode the IRS jargon yourself. In most cases I've seen, the retirement distribution returns are taking 45-60 days instead of the usual 21 days, but they are moving through the system.

Anyone know if the processing delay is diff for partial vs full distributions? I did a partial IRA withdrawal (abt 15k) and filed w/ 8606 on Feb 22. WMR still shows the first bar only. No transcript updates. Getting worried tbh.

I'm in the same situation and getting really anxious! Has anyone had success calling the IRS directly? I tried three times but couldn't get through - just the automated system saying high call volume. Someone told me about Claimyr.com that can get you through to an actual IRS agent without the wait? Has anyone tried it? I need to know if there's a problem with my return that I need to fix or if I just need to keep waiting? My property tax is due next month and I was counting on this refund.

I finally got my DDD today after filing Form 8606 on February 3rd! That's almost 9 weeks of waiting. According to Internal Revenue Manual section 21.5.6.4.7, returns with retirement distribution forms are subject to additional verification procedures to ensure correct basis reporting. The system is designed to prevent taxpayers from incorrectly reporting previously taxed amounts. If your return has been processing for over 45 days, you technically qualify for taxpayer advocate assistance under IRC 7803(c), but in my experience, just waiting it out was faster than going that route. Hang in there!

I think, based on what I've been researching, there might be a sort of unofficial queue for returns with retirement forms. From what I can tell, they seem to be processing them in batches rather than continuously. Several people in my retirement planning group reported getting their DDDs on the same day despite filing weeks apart. It might be worth checking the IRS2Go app, which sometimes updates before the website does. Also, you might want to verify that your bank information was entered correctly, as that could potentially cause delays if there are any issues with direct deposit information.

The delay you're experiencing is specifically related to the Basis Recovery Verification Protocol that the IRS implements for Form 8606 submissions. This protocol cross-references your reported basis with prior year contributions to ensure accuracy. For tax year 2023 returns filed in 2024, the IRS has implemented enhanced verification procedures due to changes in retirement distribution rules. Your return hasn't been selected for audit - it's simply going through this additional verification process. The typical completion timeframe for this verification is 45-60 days from acceptance date, not the standard 21-day timeline.

Isn't it frustrating how the IRS expects us to file on time, but then takes forever to process our returns? Especially when we're dealing with retirement accounts that already have complex rules? I waited 56 days last year for my refund after filing with Form 8606. The good news is that if they owe you money, they'll pay interest on the delay after 45 days from the filing deadline (or from when you filed, if you filed after the deadline). So at least there's that small consolation for the wait you're experiencing. Have you checked if your state refund is also delayed, or just the federal?