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I went through this exact situation last year with a delayed refund that stretched 4+ months. Here's what I learned: **Form 911 is key** - Don't just call, submit the written request. Include copies of all your documentation: tax returns, notices received, records of previous IRS contact attempts with dates/times/outcomes. **Timeline reality check** - Even after TAS accepts your case, expect 30-60 days minimum. They're not magic, but they do have internal escalation paths that bypass regular customer service. **What advocates can actually do:** - Direct access to examination and processing departments - Authority to request expedited processing - Can issue Taxpayer Assistance Orders (TAOs) that require IRS response within specific timeframes - Access to case history that phone agents often can't see **Pro tip:** When you submit Form 911, also send a copy to your local TAS office (find yours on irs.gov). Sometimes local offices move faster than the national intake process. Your 3+ month delay with no explanation definitely qualifies you. The key is showing you've made reasonable attempts to resolve it through normal channels first. Keep detailed records of every interaction - this speeds up their review process significantly.
This is really helpful, thank you! Just to clarify - when you mention sending a copy to the local TAS office, do you send the same Form 911 to both places simultaneously, or should I wait to see if the national intake responds first? I don't want to create duplicate cases that might slow things down even more. Also, did your advocate give you regular updates during those 30-60 days, or did you have to keep following up to get status updates?
I've been through this exact situation twice - once in 2022 and again last year. Here's what I wish someone had told me from the start: **Yes, you qualify** - A 3+ month delay with no explanation absolutely meets their criteria for "failure to respond within normal timeframes." Don't second-guess yourself on this. **Documentation checklist:** - Print your tax transcript (Account Transcript and Return Transcript) - Screenshots/notes from every IRS interaction with dates, times, and what was said - Copy of your original return - Any IRS notices you've received - Bank statements showing no refund deposit **Form 911 tips:** - Be specific about the hardship (even if it's just the stress and time wasted) - Attach everything as exhibits - Use their exact language from the criteria when describing your situation **Reality check on timeline:** My first case took 6 weeks after assignment, second one took 10 weeks. But here's the key difference - my advocate had actual authority to see what was causing the delay and push it through departments that regular agents couldn't access. **One warning:** Don't abandon your case once you submit to TAS. Follow up every 2-3 weeks. Some advocates are swamped and cases can sit without updates. The squeaky wheel really does get the grease in this system. The process is frustrating, but TAS did ultimately resolve both my issues when nothing else worked. Hang in there!
This is such a comprehensive breakdown - thank you! Quick question about the tax transcripts you mentioned. I've been trying to access mine online but the IRS website keeps timing out or giving me error messages. Is there an alternative way to get these, or do you think the Form 911 would still be processed without them? I have all my other documentation ready, but I'm worried about delaying my submission while trying to get the transcripts sorted out. Also, when you say "follow up every 2-3 weeks" - are you calling TAS directly or going back through the main IRS lines?
This has been an incredibly helpful thread! As someone who's been on the fence about hiring my 12-year-old in my consulting business, seeing all these real experiences and practical tips has given me the confidence to move forward. A couple of things I'd add based on my research: Make sure you understand your state's specific child labor laws in addition to federal requirements. Some states have additional restrictions on hours or types of work for minors, even in family businesses. Also, I've found it helpful to think about this as a legitimate business decision, not just a tax strategy. Ask yourself: "Would I hire a non-family member to do this work?" If the answer is yes and the work genuinely benefits your business, you're probably on solid ground. One practical tip I haven't seen mentioned: Consider having your child submit a simple "timesheet" or work log at the end of each pay period, just like any other employee would. This creates another layer of documentation and helps them understand professional work habits. For those worried about IRS scrutiny, remember that this is a completely legal strategy when done properly. The key is treating it like the legitimate business arrangement it should be, not trying to game the system.
This is exactly the kind of comprehensive approach I was hoping to see! Your point about treating it as a legitimate business decision rather than just a tax hack really resonates with me. I'm curious about the timesheet idea - do you have your child fill it out daily or just at the end of each pay period? I'm thinking daily might be better for accuracy, especially with younger kids who might forget what they did earlier in the week. Also, regarding state labor laws, I found that California (where the original poster is located) actually has some pretty specific rules about work permits and hours, even for family businesses. It might be worth checking with the state labor department just to be extra cautious. One more thought: has anyone considered having their child open a separate checking account specifically for their business earnings? It seems like it would create an even cleaner paper trail and help teach them about managing business vs. personal finances.
As a CPA who works with family businesses, I want to emphasize the importance of getting your business structure clarified first. Since you mentioned you have an LLC in California, you need to determine how your LLC is taxed - as a sole proprietorship (default for single-member), partnership (if multi-member), S-Corp, or C-Corp election. This matters because the payroll tax treatment is different for each structure. If your LLC is taxed as a sole proprietorship or partnership, you're generally exempt from FICA taxes when hiring your own children under 18. However, if you've elected S-Corp or C-Corp taxation, you'll need to pay FICA taxes on their wages. Also, California has specific requirements for employing minors, even in family businesses. You'll need to obtain a permit to employ minors from the California Division of Labor Standards Enforcement, and there are restrictions on hours and types of work for children under 12. Make sure you understand these state-specific requirements in addition to federal tax considerations. The strategy can absolutely work, but getting the structure right from the beginning will save you headaches later. Consider consulting with a local CPA who understands both the tax implications and California labor law requirements.
This is such valuable professional insight! As someone just starting to explore this option, I really appreciate you breaking down how the business structure affects the tax treatment. I had no idea about California's specific permit requirements for employing minors in family businesses. That seems like a crucial detail that could trip people up if they don't research the state requirements thoroughly. Quick question - when you say "permit to employ minors from the California Division of Labor Standards Enforcement," is this something that takes a long time to obtain? And are there ongoing compliance requirements once you have the permit, or is it more of a one-time thing? Also, for someone in the original poster's situation with an LLC filing jointly with their spouse, would you typically recommend staying with the default partnership taxation or would there be advantages to electing S-Corp status specifically for this child employment strategy?
Great question about the California permit process! From my experience, the permit to employ minors typically takes 2-3 weeks to process once you submit the application with required documentation (proof of business registration, worker's compensation coverage, etc.). There are ongoing compliance requirements - you'll need to maintain records of hours worked, ensure compliance with hour restrictions (generally no more than 3 hours on school days for children under 12), and renew the permit annually. Regarding the LLC taxation election, it really depends on their overall business income and tax situation. If they're making significant profits, S-Corp election could provide self-employment tax savings on the business income, but they'd lose the FICA tax exemption for their child's wages. The math needs to be run based on their specific numbers. For most small family LLCs where child employment is a primary goal, staying with default partnership taxation often makes more sense to preserve that FICA exemption. But definitely worth modeling both scenarios with a CPA to see what works best for their situation.
I'm a tax professional and see this situation come up frequently during mortgage season! Just wanted to add some insider perspective that might help. Yes, the IRS absolutely still provides stamping services at Taxpayer Assistance Centers, but as others have mentioned, it's appointment-only now. However, before you go that route, definitely explore the alternatives others have suggested - many lenders have become much more flexible about what they'll accept as proof of filing. One thing I haven't seen mentioned yet is that if you're working with a tax preparer or CPA, they can often provide a "client acknowledgment letter" that shows when you submitted your documents to them for filing. This isn't the same as an IRS stamp, but I've seen mortgage companies accept it as interim proof while waiting for official processing. Also, if you do need to mail your return via certified mail, make absolutely sure you're using the correct IRS processing center address for your state - this is crucial and using the wrong address can cause major delays. The IRS website has a "Where to File" lookup tool that's really helpful for this. Three weeks is actually a pretty comfortable timeline for this kind of issue - I've helped clients resolve similar situations in much less time. The key is starting with that conversation with your loan officer about alternatives, then having a backup plan ready. Don't let the stress overwhelm you - this is totally solvable!
This thread has been incredibly helpful - thank you to everyone who's shared their experiences! As someone who's never dealt with anything like this before, I was completely panicking when I first posted this question. I'm definitely going to start by calling my loan officer first thing tomorrow morning to ask about alternatives before pursuing the IRS appointment route. The certified mail option that so many people have mentioned sounds like it could be a much simpler solution, and I'm hopeful my lender will accept it. It's amazing how many different alternatives exist that I never would have known about without this community's input. Sometimes when you're stressed, you get tunnel vision and think there's only one way to solve a problem. I'm feeling much more confident now knowing that multiple people have successfully navigated this exact situation, many with even tighter deadlines than mine. The practical tips about timing, required documents, and backup plans are invaluable. I'll definitely update this thread once I get through the process in case it helps someone else in the future. This community is truly amazing for situations like this where you need real-world advice from people who've actually been there!
I'm so glad this thread has been helpful for you! As someone who's been through the home buying process, I totally understand that initial panic when unexpected document requirements come up. It's completely normal to feel overwhelmed when you're dealing with something you've never encountered before. Your plan to call the loan officer first thing tomorrow is exactly the right approach. I can't tell you how many times I've seen people stress over complex solutions when their lender would have accepted something much simpler. The certified mail option really does seem to be widely accepted, so I'm optimistic that will work out for you. It's great that you're planning to update the thread afterward - that kind of follow-through really helps future community members who find themselves in similar situations. There's nothing quite like hearing how things actually turned out from someone who went through the whole process. You've got this! With three weeks and all the great advice in this thread, you're going to get through this just fine. Before you know it, you'll be holding those keys and this will just be a distant memory from your home buying journey. Best of luck with your closing!
Another thing to consider - if any single person donated more than $17,000 to you in 2023, THEY might need to file a gift tax return (Form 709). This doesn't affect you as the recipient though, and doesn't mean the gift becomes taxable to you. It's just a reporting requirement for large gifts from the donor's side.
That's helpful but I think most GoFundMe donations are small amounts from multiple people rather than large sums from individuals. Doubt many people are hitting that threshold for a single recipient.
I'm so sorry for what you and your family are going through. Having dealt with similar fundraising during my grandmother's final months, I completely understand the stress of wondering about tax implications on top of everything else. The good news is that what you received are indeed gifts, not taxable income. Since you're well under the $20,000 and 200 transaction thresholds for 1099-K reporting, the platforms won't be sending you any tax forms. You don't need to report these donations as income on your tax return. However, I'd strongly recommend keeping detailed records of all donations received and how the funds were used - bank statements, screenshots of the fundraising pages, receipts for medical expenses, etc. This documentation will be invaluable if you ever need to explain these deposits to the IRS. The fact that your friend initially set up the GoFundMe shouldn't be an issue as long as it was clearly for personal medical expenses and the funds came directly to you. Just make sure it wasn't accidentally set up as a charitable organization fundraiser. You're smart to consult with your family's CPA before filing season. They'll be able to review your specific situation and provide peace of mind. Take care of yourself during this difficult time.
This is really comprehensive advice, thank you! I'm relieved to hear that these are considered gifts and not taxable income. I've been losing sleep worrying about this on top of everything else with my mom's situation. I definitely want to make sure I have good documentation like you mentioned. I've been saving all the bank statements showing the deposits, but I should probably also screenshot the GoFundMe page and save the Venmo transaction history before anything gets deleted. One question - when you say "how the funds were used," do I need to track every single dollar spent? Like if I used some for gas money to drive back and forth to the hospital, or groceries during the weeks I was staying with my mom, does that all need to be documented individually? Or is it okay to just show that the total amount went toward medical and related caregiving expenses?
Sofia Torres
I'm new to this community but wanted to share my experience since I went through something very similar! I received an unexpected TREAS 310 deposit last fall and was completely baffled until I figured out what it was. After reading through all the helpful responses here, I wanted to add one more possibility that hasn't been mentioned: **Military Family Readiness Group (FRG) or unit fund reimbursements**. Sometimes if you contributed to unit events, family readiness activities, or other military community functions, reimbursements can come through Treasury channels months later rather than through normal unit finance. Also, if you participated in any **volunteer tax preparation programs** on base (like VITA), there are sometimes small reimbursements or incentives that get processed as Treasury payments. One thing that really helped me while waiting was creating a timeline of any financial interactions I had with military/government agencies in the past year - TDY travel, education benefits, family programs, special pay periods, etc. It helped me remember things I'd completely forgotten about. The January 15th timing really does fit the normal pattern for year-end military adjustments. In my case, it turned out to be a retroactive family separation allowance that got corrected after a pay inquiry I'd submitted months earlier and forgotten about. These mystery deposits are definitely stressful when you don't know what they're for, but this thread shows how many legitimate reasons there can be. You'll have your answer soon!
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Emma Johnson
ā¢Welcome to the community! Your suggestion about Military Family Readiness Group reimbursements is really insightful - that's not something I would have ever thought of as a potential source for a Treasury deposit. It's amazing how many different military-related activities can result in these unexpected payments. The timeline approach you mentioned is such a smart strategy! I'm going to try creating my own timeline of all my financial interactions with military/government agencies over the past year. With deployments and PCS moves, it's so easy to forget about various transactions, reimbursements, or benefits that might be processing on different schedules. Your family separation allowance story is particularly encouraging - it shows how these deposits can be related to issues you submitted months ago and completely forgot about. I'm sure I've submitted various pay inquiries and requests over the past year that could potentially be getting resolved now. Thanks for sharing your experience and adding another successful resolution to this thread. It's really helping build my confidence that this will turn out to be something legitimate and straightforward once it posts!
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Sean Matthews
As a newcomer to this community, I just wanted to say how incredibly helpful this entire thread has been! I'm not currently dealing with a mystery TREAS 310 deposit myself, but reading through all these experiences and expert insights has been so educational. What really stands out to me is how many different legitimate reasons there can be for these unexpected Treasury payments - from retroactive military pay adjustments and combat pay corrections to TSP issues, education benefit reimbursements, and even things like unit fund reimbursements. I had no idea the military pay system was so complex with all these different channels and timing schedules. The practical advice shared here is gold - checking LES statements under "Entitlements," looking at the myPay correspondence section, reviewing IRS accounts online, and even using tools like the "Get My Payment" feature to potentially see pending disbursements. These are resources I never would have known about otherwise. For anyone else who might be dealing with mysterious government deposits in the future, this thread is a perfect example of why community knowledge is so valuable. The reassurance that these almost always turn out to be legitimate money you're owed, combined with all the specific possibilities to check, makes dealing with the anxiety so much more manageable. Thanks to everyone who shared their experiences and expertise - this is exactly the kind of helpful, supportive community discussion that makes a real difference for people navigating these confusing situations!
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