I've been following this thread and it's been incredibly helpful! Just wanted to add one more tip that might be useful for others in similar situations: If you're someone who typically saves important documents digitally, check your Downloads folder or email attachments from around the time you filed. Many tax software programs automatically email you a copy of your return confirmation, and some people save the final PDF before submitting. Also, for future reference, I've started taking a screenshot of the banking information page right before I hit "submit" on my tax return. It takes 2 seconds but saves so much worry later! Connor, I hope you were able to find your banking details through one of the methods everyone suggested. The fact that you filed just last month means you're well within the normal processing timeframe, so try not to stress too much. The IRS system may seem complicated, but as others have pointed out, there are built-in safeguards - even if there was an error, you'd still get your refund, just potentially as a paper check with a slight delay. This community has been so helpful in breaking down what could have been a really stressful situation into manageable steps. Thanks everyone for sharing your experiences!

I'm going through this exact same concern right now! Filed my taxes about two weeks ago and have been losing sleep wondering if I entered my bank details correctly. After reading through all these responses, I feel so much better knowing that: 1. The banking info not showing on transcripts is actually a security feature, not a bug 2. There are multiple ways to verify what I submitted without calling the IRS 3. Even if there was an error, I'd still get my refund eventually - just as a paper check I'm definitely going to log into my tax software account first thing tomorrow to check my filed return. And that tip about taking a screenshot during filing next year is brilliant - such a simple way to avoid this whole worry! Connor, thanks for asking this question. I was too embarrassed to ask it myself, but clearly this is a common concern based on all the helpful responses. This community has been incredibly reassuring for those of us navigating tax season anxiety!

Another thing to consider is that some states automatically issue you a refund even if you don't file! In my state, if your W-2 withholding info is reported to them and it shows you overpaid, they sometimes just send you a check. Happened to me 2 years ago.

I went through this exact same dilemma last year! Here's what I found out after doing some research: if you don't file when the state owes you money, there's typically no penalty at all. The worst that happens is you forfeit your refund after the statute of limitations runs out (usually 3-4 years). However, I'd recommend double-checking a couple things first. Make sure you're not actually required to file in your state regardless of refund amount - some states have mandatory filing thresholds based on income. Also, if you have any estimated tax payments or credits you're not accounting for, you might owe more than you think. One trick I learned: some tax software lets you prepare your return completely for free, then only charges if you actually file. So you could double-check your calculations without paying anything. If it confirms you're only getting $11 back and filing costs $15, then yeah, skip it and pocket the difference!

That's a really interesting observation about the EITC connection! I've been wondering about the patterns myself. The IRS does tend to scrutinize EITC claims more heavily since it's one of the most commonly exploited credits for fraudulent refunds. It makes sense they'd proactively add identity theft protection to accounts that claim it. I claimed EITC this year too and got my CP01E about 3 weeks after filing. My tax preparer mentioned that the IRS has been ramping up their fraud prevention efforts, especially around refundable credits. So while it might feel targeted, it's probably just them being extra cautious with returns that historically have higher fraud rates. The good news is that legitimate EITC claims shouldn't be delayed by the CP01E - it's just an extra layer of account protection moving forward.

I wanted to follow up on your original question about the CP01E notice and your refund timing. Based on all the helpful responses here, it sounds like you can breathe easy! The notice is actually the IRS looking out for you, not delaying your refund. Since you filed on February 12th through TaxSlayer, you should still expect your refund within the normal 21-day processing window (assuming no other issues with your return). The CP01E is completely separate from refund processing - it's just adding a protective flag to your account for future filings. Your switch to online filing definitely didn't trigger this notice. The IRS uses much more complex data analysis to identify potential identity theft risks, and honestly, online filing is often more secure than paper filing anyway. I'd recommend taking up the suggestion about getting an IP PIN for next year's filing - it's free extra security that you can set up right now through your IRS online account. And definitely keep monitoring your credit reports as suggested, but don't stress about the refund timing. You should see that money for your car repairs right on schedule!

I just received my CP24 notice yesterday too and was having the exact same concerns about timing! Reading through everyone's experiences here has been incredibly reassuring - it sounds like the 4-6 week timeline they quote is very conservative and most people are getting their refunds in 2-3 weeks instead. What's really encouraging is hearing how many people had positive adjustments where the IRS found additional credits or fixed calculation errors in their favor. I'm hoping that's the case for both of us! I've already downloaded the IRS2Go app based on all the recommendations in this thread and plan to start checking my status with the adjusted amount from my CP24 letter rather than my original filing amount. It sounds like that makes a big difference in getting accurate updates. Based on all these shared timelines, it looks like we should both have our money well before the conservative estimates they give. For your car repairs, early to mid-September seems much more realistic than October. The waiting is definitely stressful, but this community has made me feel so much more confident about the process. Thanks everyone for sharing such detailed and helpful experiences!

I just wanted to add my recent CP24 experience to help ease your concerns! I received my notice about 4 weeks ago and was in the exact same situation - really stressed about the timeline and worried about what the adjustment meant. The great news is that my refund arrived in just 18 days instead of the 4-6 weeks they quoted. The IRS had found that I was eligible for the Additional Child Tax Credit that I had completely missed when filing, which actually increased my refund by $600! A few things that really helped me during the waiting period: First, I set up both the IRS2Go app notifications AND bank account alerts so I'd know immediately when the money hit. Second, I made sure to check "Where's My Refund" using the exact adjusted amount from my CP24 letter - this gave me much more accurate status updates than using my original amount. Third, I called my bank to confirm my direct deposit information was current to avoid any potential delays. The CP24 essentially means the IRS has already done all the heavy lifting of reviewing your return and they're just making a final correction. Since your letter is dated August 25th, they actually finished processing by then, so you're further along than it might seem. Based on everyone's experiences in this thread, you should definitely have your car repair money by early to mid-September rather than October. The waiting is the hardest part, but the CP24 is actually great news since these adjustments almost always work in your favor. Hang in there - you're almost at the finish line!

My CPA told me that the hobby loss presumption kicks in after 3 years of losses, but you get 5 years for activities involving horses (weird exception lol). For your YouTube channel, document EVERYTHING that shows you're trying to make money. Schedule C should show increasing income even if expenses are higher.

One thing I haven't seen mentioned yet is that the IRS also considers the "manner in which you carry on the activity" as one of the nine factors. For YouTube creators, this means treating your channel like a real business - having a content calendar, tracking analytics, actively seeking sponsorships, and reinvesting profits back into the channel. I'd recommend keeping a business journal documenting your efforts to monetize and grow the channel. Note down networking activities, market research, content strategy changes, etc. This creates a paper trail showing you're genuinely trying to build a profitable business, not just pursuing a hobby that happens to make some money. Also, don't artificially limit your legitimate business expenses just to show a small profit. The IRS would rather see realistic business operations than obvious manipulation of numbers. Focus on building a strong case for business intent through your actions and documentation.