OK so this is probly not what u want to hear but sometimes they do "random verification" and dont tell u. I had exact same situation last year and when I FINALLY got someone on phone after 3 weeks of trying, they said my refund was selected for random review but system never sent me notice. Got my $ like 2 days after that call.

Pro tip: the phone number on the IRS website is basically useless. Call 877-777-4778 instead. It's for the Taxpayer Advocate Service. They're way more helpful and can actually see what's going on with your refund. I spent 2 weeks trying the regular number with no luck, then got through on this one in 20 minutes.

Definitely check your transcripts - it has way more detailed info than the WMR tool. Most likely they adjusted your Premium Tax Credit based on the 1095-A you submitted, which would explain why they closed the return (processing complete) rather than sending it for further review. Unless there are other issues, your refund (possibly adjusted) should be issued soon.

My return was "closed" last year and it was honestly just a glitch in their system. Called them and they said everything was fine and my refund was being processed normally. Got it about 3 weeks later. The WMR tool is super unreliable.

Each year the IRS gets worse. They're critically underfunded and understaffed, with ancient computer systems that barely function. Your return is probably just sitting in a digital queue waiting to be processed. The acceptance notification means they received it, but they may not have even looked at it yet. As long as you have proof you filed (like the acceptance confirmation), you're protected even if they somehow lose it.

Try logging into your IRS online account and checking your tax records there rather than just using the Where's My Refund tool. Sometimes your transcript will show processing activity even when WMR shows nothing. Also, with the multiple W-2s, they might be doing income matching which can take extra time.

This whole ID verification thing is a scam by the government to hold onto our money longer. They've had my $3241 refund since February and keep making up excuses. Now it's "identity verification" even though they've known me for 20+ years. Ridiculous.

Reading all these comments about waiting makes me so anxious. I'm 3 weeks post-verification with nothing happening. I'm buying a house and need this refund for closing costs. Anyone know if I can get them to expedite for hardship?

Did you claim any stimulus payments? They often do reviews when people claim recovery rebate credits, especially with EIC. Just wait for the notice before panicking.

This is standard procedure. I've been a tax preparer for 10 years. 570 hold with 971 notice is routine for EIC verification. About 80% resolve automatically within 2-3 weeks. Don't call the IRS yet - wait for the notice first so you know exactly what they're asking for. If it's just a random verification, they'll release the hold without you doing anything.