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This whole ID verification thing is a scam by the government to hold onto our money longer. They've had my $3241 refund since February and keep making up excuses. Now it's "identity verification" even though they've known me for 20+ years. Ridiculous.
Yeah a whopping 3% when inflation is way higher. Their "interest" doesn't even cover what I lose by not having MY money for 6+ months.
Instead of spending weeks trying to guess what's happening with your refund, I highly recommend just using taxr.ai - it saved me SO much stress when I was in your exact situation. It analyzes your actual IRS transcript data and tells you exactly what's happening with your refund, whether there are any holds or issues, and gives you a more accurate timeline than the WMR tool. I was waiting for weeks with the same message you got, and taxr.ai showed me there was actually a review happening that the WMR tool wasn't showing. Totally worth checking out at https://taxr.ai
Have you ever tried to read an IRS transcript? It's like a foreign language with all the codes and dates that make zero sense unless you're a tax pro. taxr.ai translates everything into simple English, identifies issues the WMR tool doesn't show, and gives you specific next steps. Sure, you could spend hours researching all the codes yourself, but this does it instantly and accurately. Saved me days of stress and confusion when my refund was stuck.
The IRS refund status tool is a joke. It could say "refund sent" for weeks before anything actually happens. Your best bet is to call them directly, but good luck getting through their phone lines. The whole system is designed to be frustrating.
Is that service worth it though? Seems weird to pay just to talk to the IRS.
When you've been waiting weeks for a refund that's thousands of dollars, spending a little to actually get answers and fix the problem immediately is totally worth it. I wasted so much time trying to call myself and never got through. This way I fixed my issue in one day instead of waiting weeks more.
Did you claim any stimulus payments? They often do reviews when people claim recovery rebate credits, especially with EIC. Just wait for the notice before panicking.
This is standard procedure. I've been a tax preparer for 10 years. 570 hold with 971 notice is routine for EIC verification. About 80% resolve automatically within 2-3 weeks. Don't call the IRS yet - wait for the notice first so you know exactly what they're asking for. If it's just a random verification, they'll release the hold without you doing anything.
thank you!! this makes me feel much better about the whole situation.
After struggling to reach the IRS for weeks, I got desperate and tried Claimyr (claimyr.com). Got a call back with an actual IRS agent in about an hour. Turns out my return was stuck because they couldn't verify my identity since I moved last year. The agent cleared it while I was on the phone and my refund was deposited 6 days later. Such a relief after 7 weeks of silence.
Amara Okafor
Definitely check your transcripts - it has way more detailed info than the WMR tool. Most likely they adjusted your Premium Tax Credit based on the 1095-A you submitted, which would explain why they closed the return (processing complete) rather than sending it for further review. Unless there are other issues, your refund (possibly adjusted) should be issued soon.
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CosmicCommander
My return was "closed" last year and it was honestly just a glitch in their system. Called them and they said everything was fine and my refund was being processed normally. Got it about 3 weeks later. The WMR tool is super unreliable.
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