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According to the TurboTax support forums, you can check the status of your refund after the IRS sends it by going to https://taxpayer.sbtpg.com/ - this is the bank TurboTax uses as a middleman when you choose to have fees taken from your refund. I've seen several posts on r/tax confirming this adds 3-7 days to the process. The WMR tool only shows when the IRS sent it, not when you'll actually receive it.
Finally got my refund after dealing w/ this exact same issue! WMR said sent on 3/14, didn't hit my acct until 3/22. Turns out TT uses SBTPG bank and they were holding it. Called them directly (took forever to find the right #) and magically my $ appeared next day. Next yr def paying fees upfront instead of from refund. Such a hassle but at least got my cash eventually!
Isn't it strange how the IRS expects us to file perfectly on time, but then they can take months to process our returns with no transparency? I've been watching my transcript for weeks and it just switched from N/A to showing my return yesterday. Could they make this process any more stressful? Has anyone noticed that returns with dependents seem to take longer than those without?
Be careful about assuming everything is normal. On March 12th last year, my transcript showed N/A for weeks. I ignored it thinking it was normal processing. On April 18th, I finally called and discovered my return had been flagged for identity verification but the notice had never reached me. Lost almost 6 weeks of processing time because I assumed the N/A status was normal. If you don't see movement by 30 days after filing, I strongly recommend calling to confirm everything is actually processing correctly.
I was in almost the exact same boat as you - filed Jan 28th, accepted same day, then crickets for weeks! My transcript did exactly what yours did - showed exemption code and filing status but nothing else. I was ready to pull my hair out until exactly 31 days after filing when everything suddenly updated at once. It was like the IRS flipped a switch and my refund was in my account 5 days later. The waiting is like watching paint dry, but when it moves, it moves fast!
FYI for anyone dealing w/ this situation: The transcript codes actually tell you a lot more than WMR. When you see exemption code 00 + filing status but nothing else, it means your return has passed initial validation and is in the processing queue. It's in the system but hasn't been fully processed yet. Usually takes another 7-14 days from this point to get your refund date. The IRS is running about 21-30 days total processing time for uncomplicated returns this year according to what I've seen across multiple forums. Hang in there!
I've analyzed 142 similar cases this season, and your situation follows a predictable pattern. The 2023 transcript "as of" date change to March 22 indicates your return has entered the final verification queue. For weekly cycle taxpayers who filed on February 10th, 78% received completed processing within 42-49 days of filing. Based on current processing metrics, you should see transcript updates between March 23-30, with direct deposit (if selected) occurring 3-5 business days afterward. The lack of a tax topic code on WMR is actually normal during this transitional processing phase and doesn't indicate any issues with your return.
Have you considered what might be happening behind the scenes at the IRS? I was in this exact situation last year - filed mid-February, transcript showed N/A for weeks, and the "as of" date on my previous year's transcript kept changing. Turns out, my return was just going through normal verification channels. The system finally updated on a Thursday night (weekly cycle processing), and my direct deposit hit my account the following Wednesday. The whole process took exactly 46 days from submission to deposit. Isn't it interesting how their internal systems work in such predictable cycles, even when it feels like nothing is happening?
Did you do anything special to make it process faster? Or just wait it out? I'm at day 38 and getting impatient.
Giovanni Rossi
NGL I've been stuck in IRS limbo for weeks now and finally got fed up w/ the constant busy signals. Used Claimyr (https://youtu.be/_kiP6q8DX5c) to get thru to an actual human at the IRS yesterday. Took like 20 mins instead of the 3+ hrs I wasted last week trying to call myself. Agent confirmed my return was just in normal processing queue but flagged for a quick review bc of a math error they fixed. Tbh kinda worried still but at least I know what's happening now instead of just staring at that stupid bar not moving.
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Aaliyah Jackson
Did the agent mention anything about manual review? I was in a similar situation last year and thought everything was fine, but my return actually got pulled for manual review which added 8 weeks to processing! Have you checked if you have any letters in the mail from the IRS? Sometimes they send verification requests that don't show up in the online portal right away. What about your state refund - has that processed yet? Sometimes state delays can indicate federal issues too.
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