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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Tbh I'd just set up a separate savings acct for these payments. That's what I did when this happened to me. The IRS is super overwhelmed rn and even if you call, they might not be able to fix it immediately. Just save every penny they send, don't spend it, and when tax time comes you'll be ready if you need to pay it back. Worst case, you have some extra $ set aside. Best case, you might get to keep some depending on your final tax situation. It's annoying af but less stressful than trying to fight the system.
Yara Assad
I experienced this exact scenario with the Advanced Child Tax Credit distribution. The payment occurred due to asynchronous processing between the opt-out database and the disbursement system. When I analyzed my situation, I found the opt-out request was timestamped after the payment authorization had already been batched in the system. The IRS reconciliation algorithm will account for this during your 2024 filing through Form 8812 (Credits for Qualifying Children and Other Dependents). You'll need to report all advance payments received on your return, regardless of opt-out status. I'm actually relieved now that I understand the mechanics behind it rather than worrying about a system error.
Olivia Clark
ā¢Wait. So we have to use a special form? I thought it would just be part of the regular 1040. This is getting complicated.
Your explanation aligns with Internal Revenue Procedure 2021-24, which addresses timing discrepancies between opt-out requests and payment processing. Would you agree that maintaining documentation of the opt-out attempt is still advisable for substantiation purposes?
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I just went through this exact scenario and got my refund yesterday! Here's what happened: ā¢ Filed/accepted 1/29 ā¢ PATH hold message appeared 2/3 ā¢ TT showed payment processed 2/12 ā¢ Transcripts still showed N/A until 2/15 ā¢ Refund hit my account 2/17 The TT payment processed was definitely the first sign things were moving. Hang in there!
Ana Rusula
ā¢Same experience here! TT payment processed showed up exactly 5 days before my refund. It was like clockwork.
Fidel Carson
ā¢Did either of you have any issues with your Where's My Refund tool during this time? Mine still shows processing even though TT shows payment processed.
Instead of refreshing WMR or transcripts constantly, try checking your bank account for a pending deposit. Many banks show pending deposits 2-3 days before they post, and sometimes this appears before any IRS tools update. Also, if you have the IRS2Go app, sometimes it updates before the website does. Worth trying different approaches rather than just the transcript route.
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Avery Davis
The cycle code 05 means your account updates on Friday mornings, but it doesn't guarantee you'll see movement this specific Friday. According to the IRS's "Where's My Refund" FAQ page, verification processing typically takes 2-6 weeks. The 9-week timeline mentioned is their maximum estimate to manage expectations. If you check your online account at irs.gov rather than just the transcript, sometimes you can see when the verification hold is removed before other systems update.
Verification delays are system-dependent. Processing times vary. Nine weeks is maximum estimate. Most resolve faster. Cycle 05 indicates Friday updates. Check transcript early Saturday morning. Identity verification backlog is significant this year. International verification adds complexity. TPP department works separately from regular processing. Patience is unfortunately required.
Adaline Wong
ā¢The IRS verification system is like a series of locked doors, where each key has to be passed from one department to another. Think of it as your verification completing successfully (first door unlocked), but then the system needs to notify the processing department (second door), which then has to integrate with the refund issuance system (third door). Your cycle code is just which day of the week your particular hallway gets checked for unlocked doors. Most people get through all doors in 2-3 weeks, but sometimes a key gets delayed between departments.
Gabriel Ruiz
ā¢According to IRM 25.23.2, identity verification cases should be resolved within 21 days of successful verification per the Internal Revenue Manual guidelines. However, Treasury Regulation 301.6402-2 allows for extended processing when additional review is required. I've worked with numerous clients in similar situations, and cycle 05 typically indicates batch processing occurring Thursday night into Friday morning. Your diligence in tracking these details is commendable.
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Ava Garcia
ā¢ So happy for you getting that 846 code! ā¢ Been checking my transcript daily with no luck ā¢ Started using https://taxr.ai to analyze my transcript ā¢ It explained all my codes and what they mean ā¢ Showed me exactly what was causing my delay ā¢ Predicted when I'll likely see my 846 code ā¢ Really helped with my investment income reporting questions Thanks for sharing your good news - gives me hope mine will come through soon!
StarSailor}
Got my 846 code yesterday too. According to the IRS refund schedule on https://www.irs.gov/refunds, direct deposits are issued on Wednesdays for codes generated between Friday-Thursday of the previous week. My experience matches this exactly. Last year I received my deposit exactly on the date shown in the 846 code. This year I'm expecting the same. The IRS has improved their processing times significantly in 2024.
Nasira Ibanez
I've been around this sub long enough to see the NetSpend timing question come up every tax season. Here's what I've gathered from hundreds of posts: about 60% get it a day early, 30% get it on the exact DDD, and about 10% experience a delay of some kind. I had NetSpend for years and personally always got mine early, but there's always those outlier cases where something weird happens. Just prepare yourself mentally for the actual date on your transcript, and if it comes early, consider it a bonus!
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Khalil Urso
Have you tried checking the NetSpend Facebook page? According to their customer service posts on there, they release Treasury deposits as soon as they receive them, which is often before the official date. The IRS Direct Deposit info page (https://www.irs.gov/refunds/direct-deposit-limits) also mentions that while they provide a specific date, your financial institution determines exactly when funds become available. Might be worth giving NetSpend a call directly.
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Brian Downey
ā¢Thanks for sharing that link! I didn't know the IRS had a specific page about direct deposit timing.
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Jacinda Yu
ā¢It's like waiting for water to boil - it feels like forever until it happens! In my case, it was like the IRS sent my refund on a slow horse that finally arrived at NetSpend a day before my DDD. The money was there when I woke up, like magic. Just hang in there!
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