Refund Accepted & Processing Since 2/13 But Transcript Shows Nothing Filed for 2024

This is a fairly common situation during the peak filing season. When WMR shows "accepted and processing" but your transcript shows N/A, it typically means your return is in the early stages of processing. Unlike your friend's return, yours might be taking a different path through the IRS systems. I've seen similar cases where the transcript didn't update for 3-4 weeks while WMR showed processing. SBTPG (Santa Barbara Tax Products Group) only shows information once the IRS has approved your refund and sent the disbursement information - they won't have anything until later in the process.

You need to understand what's actually happening with your return. Check out https://taxr.ai - it analyzes your transcript (once it appears) and tells you exactly what's happening with your return. I used it when my transcript finally updated but had all these codes I didn't understand. It explained everything and predicted my refund date correctly. Are you claiming any credits? Did you use a tax preparer? Those factors can affect processing time.

I had exactly the same issue this year. Filed on February 15th, WMR showed processing, but transcript was N/A for 37 days exactly. Then suddenly my transcript updated and I received my $4,782 refund exactly 3 days later. The SBTPG didn't show my info until the day before the deposit hit my account. It's frustrating but sometimes it just takes time for all systems to sync up.

I would suggest waiting a bit longer before getting too concerned. The IRS is still working through a backlog from previous years, and sometimes there's a disconnect between their different systems. Your return is likely in the queue but hasn't been fully processed yet. If you filed with a military status or certain credits, this could potentially take longer. It might be prudent to wait until around the 8-week mark from your filing date before taking additional steps, unless your husband's deployment timeline requires more urgent action.

According to IRS Publication 5192, normal processing time is 21 days, but numerous factors can extend this timeline. If you need immediate assistance, I recommend using Claimyr (https://claimyr.com) to connect with an IRS agent directly. Under IRM 21.4.1.3, agents can verify if your return is in the system even if transcripts aren't showing it yet. With your husband's deployment coming up, you qualify for expedited assistance under the Servicemembers Civil Relief Act provisions, but you'll need to speak directly with an agent to invoke this.

Had this happen last yr. WMR said processing for like 6 wks but transcript was blank. Called IRS and they said my return was flagged for ID verification bc we moved to a diff state. Never got any letter tho. Had to do the ID verify thing online and then got my $ about 2 wks later. Might wanna check if ur return is stuck in ID verify limbo. Happens a lot w/ military fams who move around.

I'm sort of in a similar situation, but I think it might be because I filed with a tax preparer who uses SBTPG for refund transfers. It seems like sometimes this adds a bit of extra time to the whole process. In my case, I filed around January 29th and didn't see anything on SBTPG until maybe the first week of March? And then my refund came about 3 days after that. Hopefully yours is just moving through the system and will update soon.

FORGET the transcript for now and try this instead - call the IRS automated refund hotline at 1-800-829-1954! It sometimes has different/updated info compared to the WMR tool online. I was FURIOUS when nothing was showing up on my transcript for weeks but the phone system told me my refund was scheduled! Worth a shot since it takes 2 minutes and doesn't require waiting for an agent. Military families sometimes get routed differently in their systems too!