I was in your exact situation last month. DDD of 2/21, nothing for days. Called my bank, they had no record. Called IRS, they confirmed it was sent. Was about to panic when it suddenly appeared in my account on day 6! Have you considered whether your bank might have a hold policy for large deposits? Many do this automatically as a fraud prevention measure, but don't clearly communicate it to customers. Patience paid off in my case.

This could be an ACH Rejection scenario. When the bank information doesn't match IRS records precisely, the Electronic Fund Transfer (EFT) gets rejected. IRS then issues a paper check automatically, but this extends the timeline by 4-6 weeks. Monitor your Informed Delivery from USPS to catch the check when it arrives.

I just had the exact same experience! Transcript N/A for weeks then suddenly everything appeared at once. My timeline was almost identical - filed 2/9, accepted 2/10, transcript updated last night, DD date for 2/26. I have 2 kids, claimed CTC and education credits too. The relief is immense. I was checking WMR and transcripts multiple times daily and driving myself crazy.

Be careful with getting too excited before the money actually hits your account. Last year my transcript showed a DD date but then I got hit with a 570/971 combo code two days before my scheduled deposit. Turned out there was an income verification issue that took another 60 days to resolve. Not trying to rain on your parade, but I've learned the hard way that nothing is certain until the money is actually in your account. Double-check that you don't have any offset indicators or verification codes.

Tbh I'd just set up a separate savings acct for these payments. That's what I did when this happened to me. The IRS is super overwhelmed rn and even if you call, they might not be able to fix it immediately. Just save every penny they send, don't spend it, and when tax time comes you'll be ready if you need to pay it back. Worst case, you have some extra $ set aside. Best case, you might get to keep some depending on your final tax situation. It's annoying af but less stressful than trying to fight the system.

I experienced this exact scenario with the Advanced Child Tax Credit distribution. The payment occurred due to asynchronous processing between the opt-out database and the disbursement system. When I analyzed my situation, I found the opt-out request was timestamped after the payment authorization had already been batched in the system. The IRS reconciliation algorithm will account for this during your 2024 filing through Form 8812 (Credits for Qualifying Children and Other Dependents). You'll need to report all advance payments received on your return, regardless of opt-out status. I'm actually relieved now that I understand the mechanics behind it rather than worrying about a system error.

I remember last year when I used H&R Block, they had a similar verification process that confused me. From what I've gathered from tax forums, these extra verification steps are actually beneficial - they're checking for common errors that trigger IRS reviews. In my previous experience, the returns that went through these extra checks actually processed faster because they had fewer issues when they reached the IRS. Have you tried checking your tax transcript directly from the IRS website? That might give you more insight than WMR.

According to the TurboTax support forum at https://ttlc.intuit.com/, this is a known issue with the 2024 software. It's related to their enhanced error-checking algorithm. The forum suggests this happens most often with returns claiming certain credits or with self-employment income. It doesn't cause delays by itself, but it might be flagging something in your return that could cause a delay. Check out the IRS processing issues page at https://www.irs.gov/newsroom/irs-operations for current known processing delays.

I had the same issue and finally got through to the IRS after using Claimyr (https://claimyr.com). Waited on hold for over 3 hours the traditional way with no luck, but Claimyr got me connected to an agent in about 25 minutes. The agent told me there was a small verification flag on my account that was causing the delay, but nothing serious. They cleared it while I was on the phone and my refund was processed within a week. Worth every penny not to waste days trying to get through.

Just wanted to say I filed 2/14 and just got my refund yesterday. Had the same code 152 the whole time. Sometimes it just takes forever with no explanation. Hang in there!