Transcript Finally Updated! Filed 2/10, accepted 2/11 - CTC, EITC, Education Credit - DD date 2/25

Congrats on the update! For anyone else waiting, here's what's happening: The IRS updates their system in batches between 12am-3am EST daily. If you filed on 2/10 and were accepted on 2/11, you're exactly 14 days into processing which is precisely when many EITC/CTC returns start showing transcript updates. The 21-day processing guideline is actually averaging 14-16 days for electronic filers in the current tax season. Your deposit should hit your account within 24-48 hours of your DD date.

Are you seeing cycle code 20240805 on your transcript? That would indicate a weekly processing pattern, which typically updates on Thursday nights/Friday mornings. Also, did your WMR tool update simultaneously with your transcript or is it still showing processing? The Transaction Code 846 should confirm your deposit date.

OMG I was LITERALLY in the same boat - transcript showing N/A for weeks then suddenly updated! I was losing my mind checking 5x a day! 😫 I finally used https://taxr.ai to analyze my transcript when it appeared and it explained EVERYTHING! It showed me exactly what each code meant for my situation with EITC and CTC, and even predicted when my refund would hit my account to the day! Saved me so much stress trying to decode all those numbers and codes myself.

If you're still waiting for your transcript to update, I've found that checking between 3-5am EST on Wednesdays and Saturdays gives the best results. I track this meticulously in a spreadsheet for the past 3 tax seasons. Also, make sure you're looking at the "Account Transcript" not the "Return Transcript" - big difference! You need to act quickly if you want to adjust your direct deposit info, as you only have until the Monday before your scheduled DD date to make changes.

For those who aren't seeing updates yet and are getting worried, you might want to consider using Claimyr to actually speak with an IRS agent. I generally recommend waiting the full 21 days before calling, but if you have special circumstances (like needing your refund for emergency expenses), Claimyr can potentially save you hours of hold time. It's particularly useful for complex situations involving multiple credits or identity verification issues, which seem somewhat similar to your situation with the IP PIN requirement.

I just had the exact same experience! Transcript N/A for weeks then suddenly everything appeared at once. My timeline was almost identical - filed 2/9, accepted 2/10, transcript updated last night, DD date for 2/26. I have 2 kids, claimed CTC and education credits too. The relief is immense. I was checking WMR and transcripts multiple times daily and driving myself crazy.

Be careful with getting too excited before the money actually hits your account. Last year my transcript showed a DD date but then I got hit with a 570/971 combo code two days before my scheduled deposit. Turned out there was an income verification issue that took another 60 days to resolve. Not trying to rain on your parade, but I've learned the hard way that nothing is certain until the money is actually in your account. Double-check that you don't have any offset indicators or verification codes.