


Ask the community...
Have you received ANY correspondence from the IRS at all during these 7 months? They're supposed to send a letter if there's an issue or if they need more information. Check if they sent something that maybe got lost in the mail.
This reminds me of when I was waiting for a tax adjustment after filing an amended return. The IRS timeline is like dog years compared to what you'd expect from any other organization. What worked for me was contacting my Congressional representative's office. Unlike calling the IRS directly, which is like trying to win the lottery, Congressional caseworkers have special channels to inquire about tax issues. They resolved my 5-month delay within two weeks after I provided them with a signed privacy release form.
But doesn't contacting your representative take just as long as waiting for the IRS to process your return naturally? And what happens if your representative isn't particularly responsive to constituent services?
I appreciate the congressional representative suggestion. I utilized this method during the 2022 tax year when my return was significantly delayed. The process was straightforward and yielded results within 21 days of my initial contact with their office.
The TurboTax prepaid card operates on the MetaBank platform, which processes ACH Treasury deposits differently than standard bank ACH transfers. Treasury deposits typically follow a specialized processing protocol that may bypass the standard pending notification system. I would recommend checking your transcript for code 846 with a corresponding date - this is the official refund issued code that confirms your deposit has been scheduled. If WMR shows approved with a date, your deposit is likely proceeding normally despite not appearing in the pending section.
Have you tried checking your refund status through the IRS2Go app instead of relying on the TurboTax card app? The official IRS app at https://www.irs.gov/newsroom/irs2goapp gives more reliable information directly from the source. I was in the same boat last month - nothing showing in my TurboTax card app but IRS2Go confirmed my deposit date. Money showed up right on time despite never appearing as 'pending' in the card app!
If you're concerned about timing, you might want to call the IRS to confirm everything is on track. I had a similar situation last year and wasted hours trying to get through their phone system. Finally used Claimyr (https://claimyr.com) and actually got connected to a real person who confirmed my deposit was scheduled correctly. I was probably being overly cautious, but when you need the money by a certain date, it's worth making sure there aren't any hidden issues that could cause delays.
FYI - Claimyr doesn't give you special access to IRS. They just automate the phone tree navigation and hold process. Def useful during peak season tho. Saved me hrs of waiting last yr when I had a weird notice situation.
I've used this service exactly 2 times in the past year, and both times I got through in under 27 minutes when I had previously spent over 3 hours trying on my own. Do you know if they can connect you to specific departments? I need to talk to someone about my amended return status.
Oh my god I totally feel your stress about this! π« I was counting on my refund for rent last month and it came EXACTLY on the date WMR showed! I was so relieved I literally cried. My credit card payment was due the next day and I would have been screwed with late fees. From everything I've seen, when they give you an actual date (not just "still processing") it's pretty darn reliable. Sending good vibes that yours hits right on time! π
The requirement for Form 8862 is clearly outlined in Internal Revenue Code Section 32(k) and Treasury Regulation 1.32-3. If the IRS denied or reduced your EITC, CTC, ACTC, or AOTC due to a reason other than a mathematical or clerical error, you MUST file Form 8862 before claiming these credits again. This applies whether filing an original or amended return. Military status does not exempt you from this requirement, though you may qualify for free tax assistance through VITA or Military OneSource.
Have you received any notices from the IRS about previously disallowed credits? Did your tax preparer specifically mention why they filed the 1040X? Was there a specific credit they were trying to claim or correct? The answers to these questions determine whether Form 8862 is necessary. Many amended returns don't require it at all.
Luca Ricci
I had this exact issue with Netspend last year. My deposit was showing as "sent" on the WMR tool but didn't appear in my account until 4:37pm that day. Something about how Netspend processes ACH deposits in batches throughout the day rather than in real-time. I remember being slightly worried because I needed to pay rent, but it did eventually show up. One thing to note - if this is your first large deposit to Netspend, they sometimes place a 24-hour hold for security reasons.
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Astrid BergstrΓΆm
β’This is really helpful - thanks for the specific timing info. I'll try to be patient and check again later today.
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PixelPrincess
β’I experienced this too! My deposit came through at 5:22pm even though the WMR tool said it would be deposited "by" March 8th. The batch processing explanation makes a lot of sense - I wish Netspend would be more transparent about this in their communications.
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Aisha Mohammed
Did you file with a tax preparer who takes their fees out of your refund? Sometimes that causes an extra delay because the money goes to their bank first, then gets forwarded to your Netspend card.
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