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Ah, the annual PATH Act waiting game! š Been there, done that, got the delayed refund t-shirt. Last year I was in exactly your position - filed January 23rd, got the PATH Act hold, and was checking WMR obsessively like it was my ex's social media. Finally got my refund on February 27th without any warning or updates beforehand. The system just went from "still processing" to "refund sent" overnight. The IRS works in mysterious ways, lol.
Same here tbh. WMR never updated for me last yr, but $ hit my acct Feb 26. Filed Jan 19. Had EITC. Saved $$$ by not taking an advance loan. Was tight but worth the wait. Just gotta budget carefully til it comes.
Wow, this is really helpful to know! I've been stressing about my return too. ⢠Filed: Jan 24 ⢠Accepted: Same day ⢠WMR: Still says processing ⢠Credits claimed: EITC I'm impressed with how everyone here seems to understand the system so well. I'll try to be patient!
I'M SO FRUSTRATED WITH THIS TOO!! I need this money ASAP for medical bills and every day matters! Here's exactly what happened with my PATH Act return last year (I filed Jan 19): - Nothing on WMR until Feb 16 - Transcript became available Feb 17 with code 570 (hold) - Code 971 appeared Feb 20 (notice issued) - Code 846 appeared Feb 24 (refund issued) - Money in my account Feb 28 Total wait was 40 days from acceptance to deposit. The PATH Act is absolutely infuriating when you're waiting on important money!
I had this same frustrating experience last year when I first moved to the US. SBTPG's system is notoriously unreliable during peak season. After trying everything, I finally found that using taxr.ai (https://taxr.ai) helped me understand what was actually happening. It was able to analyze my tax transcript and show me exactly where my refund was in the process, including when SBTPG received it and when it was scheduled for deposit. This gave me way more information than either TurboTax or SBTPG's customer service. It helped me confirm that despite SBTPG's website showing nothing, my refund was actually being processed correctly.
Have you tried contacting TurboTax directly about this instead of SBTPG? Sometimes TurboTax can see information about your refund that isn't showing up on SBTPG's system yet. Also, did you check if your bank account information is correct in your TurboTax account? Sometimes the issue is that SBTPG has your information but there's a mismatch with what you're entering on their website.
Anyone seeing these patterns this year? ⢠Filed January with credits ⢠Accepted immediately ⢠No WMR updates for 30+ days ⢠Transcript shows processing date but no refund date ⢠Cycle code ends in 05 Trying to figure out if there's a pattern to the delays.
Lol that's EXACTLY my situation! Filed 1/28, cycle code 20240805. Been stuck on "still processing" for 5 weeks now. Called IRS twice and got the standard "wait 21 days" speech both times. š Last year I filed in March and got my refund in 8 days!
Back in 2022, I had a similar situation with MFJ and credits. Filed January 29th, no updates until March 8th. Last year was better - filed January 30th and received refund February 27th. This year I filed February 3rd and already received my refund on March 1st. The pattern I've noticed is that later January/early February filers often process faster than early January filers with credits. The system seems to work in batches rather than strictly first-come-first-served.
I was completely lost trying to read my transcript last month. Those IRS codes might as well be hieroglyphics! I ended up using taxr.ai to analyze my transcript, and it explained every code in plain English. It even predicted my refund date correctly based on the processing patterns it detected. It was like having an IRS decoder ring! I think it would help with your direct deposit date question too since it specifically highlights that information.
Here's a step-by-step guide to finding your Direct Deposit Date on your transcript: 1. Log into your IRS account at irs.gov/account 2. Select "Get Transcript Online" 3. Choose "Account Transcript" for the current tax year 4. Download the PDF 5. Look for Transaction Codes in the middle section 6. Find code "846 - Refund Issued" 7. The date next to this code is your DDD If you don't see code 846 yet, your refund hasn't been scheduled. The most common reason for this is that your return is still processing. The technical explanation is that the Refund Processing Pipeline must complete all verification steps before a TC 846 can be generated in the Master File Account database.
Layla Mendes
The transcript system has been super glitchy this year. I couldn't view mine for 3 weeks after filing, then suddenly it appeared with a DDD. The WMR tool didn't update until after my refund was actually deposited lol.
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Lucas Notre-Dame
When I was stuck in this situation last month, I got tired of waiting and tried calling the IRS. Spent hours on hold and kept getting disconnected. Finally used Claimyr (https://claimyr.com) to get through to an agent in about 15 minutes. The agent confirmed my return was just in normal processing with no issues, and gave me my DDD which wasn't showing up anywhere else yet. Totally worth it to stop the anxiety of wondering what was happening.
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Isabella Brown
ā¢Omg thank you for this tip! I've been going crazy checking WMR like 5 times a day. Might try this tomorrow if nothing changes!
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Aria Park
ā¢I second this. Used Claimyr last week after being stuck in limbo for almost a month. The IRS agent found a simple issue with my address format that was holding things up. Fixed it on the spot and got my DDD for next week.
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