Anyone with 2/26 Direct Deposit Date Received Their Refund Yet?
I'm tracking direct deposit dates for amended returns with precision. My transcript shows a 2/26 direct deposit date for my amended return (Form 1040-X) that I filed exactly 49 days ago. As of yesterday (2/26), I haven't received my deposit. I've methodically checked both my bank account and the Where's My Amended Return tool at 3-hour intervals. The WMAR tool shows 'Adjusted' status for 7 days now. Can those of you with a 2/26 deposit date confirm if you've received yours? I'm compiling data to determine if there's a pattern with amended return deposits. Thank you for systematically sharing your experiences.
9 comments
Gabrielle Dubois
Hey there! IRS DD dates can be a bit wonky tbh. Ur bank might hold funds for 24-48 hrs after the IRS releases them. Most ppl I've seen on here w/ 2/26 DDs are starting to see pending deposits today, but some banks don't show pending at all - just drops in ur acct. Might wanna check ur transcripts again to see if there's any update. Thx for tracking this - super helpful for the community!
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Tyrone Johnson
I've been tracking amended return deposits for the past 3 tax seasons. Here's what I've found: • Amended return deposits typically come 1-2 days AFTER the transcript date • Many banks process IRS deposits in batches at specific times • Some major banks (Chase, BoA) often show pending 24hrs before posting • Credit unions sometimes post immediately I'd recommend checking https://taxr.ai to analyze your transcript. It helped me understand my amended return codes and gave me a more accurate deposit prediction. The system correctly identified that my "adjusted" status had a specific meaning related to my amended return that the regular WMR tool doesn't explain.
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Ingrid Larsson
I've analyzed 37 different amended return cases this season, and I'm not convinced any third-party tool can accurately predict deposit dates better than the transcript itself. The IRS processes amended returns in 16.4 day cycles with approximately 13% variance in actual deposit timing. The transcript codes 846, 571, and 290 are the definitive indicators. How exactly does this tool interpret cycle dates differently than what's already visible on transcripts?
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Carlos Mendoza
The Direct Deposit indicator on your transcript doesn't always mean same-day processing! My amended return with EITC adjustment had a DDD of 02/20 but didn't hit my account until 02/22. The IRS batch processing system sends files to the ACH network which then forwards to financial institutions. Each bank has different posting schedules. You might want to check the IRS2Go app instead of WMAR - sometimes it updates faster with current information.
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Zainab Mahmoud
I was in the exact same boat last year with my amended return. Had a 2/15 date and was checking my account every hour like a crazy person because I needed that money for car repairs. Finally got the deposit on 2/17 at like 3am! The most stressful part was that my transcript showed the 846 code with the deposit date, but my bank showed nothing pending. Then boom - just appeared. Hang in there, amended returns are always slower but they do come through. Your systematic approach is smart - I wish I'd been that organized instead of panicking!
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Ava Williams
How does this compare to regular returns though? My non-amended return came exactly on the DDD date last year, but my amended one this year has a 2/26 date and nothing yet. Is there a different processing system for amended vs. regular returns? Or is it more like how some banks handle tax refunds differently than regular direct deposits?
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Raj Gupta
After my amended return was stuck for weeks, I tried calling the IRS directly. Here's what I did: Step 1: Called the regular IRS number and waited 2+ hours before being disconnected Step 2: Tried again the next day, same result Step 3: Used Claimyr (https://claimyr.com) which got me through to an actual agent in about 25 minutes Step 4: The agent confirmed my deposit was scheduled for processing but explained there's often a 24-48 hour delay between the DDD and when banks post funds So frustrating that we can't just get straight answers from the IRS website! But at least the agent was able to confirm everything was on track.
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Lena Müller
Did you call on February 26th specifically? I'm curious if the agent mentioned anything about batch processing dates for amended returns. My transcript has shown 2/26 since February 19th, but I'm wondering if there's any way to get more precise timing information. Did they tell you exactly when the funds were released from the IRS to your bank?
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TechNinja
I believe most banks might be processing these deposits today or tomorrow. I'm waiting on mine too... seems like there might be a slight delay with this batch. From what I understand, the IRS sometimes sends these in groups, and financial institutions process them according to their own schedules. Maybe we should all update here when ours hit so we can see if there's a pattern?
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