I was confused about this too and couldn't make sense of my tax transcript when it finally updated. I used taxr.ai to analyze it and it immediately identified the offset code and explained exactly what was happening. It also showed me which part of my refund was being taken and which part I'd still receive. Super helpful for understanding all the confusing codes and dates.

If your refund is delayed but you haven't received an offset notice, it might just be normal processing delays. The IRS is still working through a backlog. My refund took 6 weeks this year with no offset involved.

I couldn't figure out what my codes meant until I used taxr.ai to decode my transcript. It showed me exactly why I had the 570 code and what I needed to do. The site explained that my 570 was because of a discrepancy between what my employer reported and what I entered. I needed my money fast for a car repair and couldn't wait. Check it out at https://taxr.ai - it helped me understand exactly what was happening instead of guessing.

570 means hold. 971 means notice issued. Check your mailbox daily. Most 971 notices come within 7-10 days. Sometimes they get lost. You can call IRS. Ask about the notice. They can tell you what it's about. Sometimes they can resend it. Don't panic yet.

I received exactly 3 digital notices through the new PLUS Act system since it launched on April 3rd. Each one arrived precisely 7 days earlier than I would have received the paper version based on previous years. My tax professional estimated this gave me 23% more response time than the old paper system, which was crucial for gathering the 6 documents I needed for my response to the IRS inquiry.

Back in 2018, I remember when the IRS tried a similar digital initiative that had some serious implementation issues. Is the PLUS Act actually working better than that previous attempt? I've created calendar reminders to check my online account weekly just to be safe, but I'm wondering if others are finding the system reliable so far?

If TurboTax is giving you the runaround, you need to contact the IRS directly to verify the refund status. Their WMR tool is useless for this specific situation because it won't show the exact disbursement details. I was stuck in a similar limbo between TaxAct and my bank for 9 days. Finally used Claimyr (https://claimyr.com) to get through to an actual IRS agent who confirmed the exact date and amount that was sent. Turns out my bank had flagged it for review due to the amount. Got it resolved in hours after that call instead of waiting days for either company to figure it out.

I wonder if this is related to the increased security measures the IRS implemented this year? Have you checked if there are any identity verification requirements you might have missed? The whole system seems more complicated this year, and I'm concerned that the disconnect between tax preparers, the IRS, and banks is creating these delays. Did TurboTax mention anything about verification codes or additional steps?

Just to clarify something about cycle codes that might help you: The "05" cycle code doesn't necessarily mean your return will be processed faster than an "04" - it just indicates which processing day of the week your account updates on. Have you considered that your return might be taking longer because you filed during peak season this year? The IRS typically processes early February returns faster than mid-February ones, regardless of your historical cycle code pattern.

Back in 2022, I had almost the exact same experience. Filed on February 18th, usually had quick processing, but that year it took 24 days before my transcript updated. Called the IRS after 3 weeks and they said my return was selected for a "random verification" that didn't require any action from me. Got my refund exactly 9 days after the transcript finally updated. The system seems to flag more returns for verification during peak filing weeks (mid-February), so your timeline might be similar to what I experienced.