The community consensus this season is that simple returns are processing in 10-14 days while complex returns (multiple schedules, credits, or business income) are taking 21-30 days. Paper returns remain the slowest at 6-12 weeks minimum. If you've passed the normal processing window for your return type, calling the IRS is your best option, but be prepared for long wait times during peak season.

Have you checked your tax transcript yet? That often updates before WMR does. Also, did you claim any credits like EITC or CTC? Those automatically take longer due to the PATH Act. What about your state refund - has that processed yet? Sometimes state processing can give clues about federal status.

Be careful here! According to IRS Publication 5084, once your return is accepted, direct deposit information CANNOT be changed. If the funds are sent to a closed account, Section 6402(n) of the Internal Revenue Code requires the IRS to issue a paper check to your address of record. This typically adds 2-3 weeks to processing time. I learned this the hard way last year and ended up waiting almost 8 weeks for my refund check to arrive.

You might want to consider setting up a refund trace if your refund doesn't arrive within the expected timeframe. It's generally more effective than calling repeatedly. The IRS can initiate a trace approximately 5 days after a direct deposit was scheduled or 4 weeks after a paper check was supposed to be mailed. In my experience, this sometimes resolves issues faster than waiting for the normal process to play out, especially when there are account number discrepancies.

From what I've gathered from various posts here and on other forums, it seems that most people are starting to see these refunds come through, though the timeline varies quite a bit. It might be worth checking your tax transcript weekly rather than daily, as the process appears to be moving steadily but not particularly quickly. Many users report receiving a letter about 7-14 days after the deposit explaining the adjustment. I was pleasantly surprised to find my adjustment processed last week - it's nice to see the system is actually working, even if it's taking some time.

REFUND RECEIVED! Just got mine this morning - $862 direct deposited with zero notification beforehand. I filed on February 17th as a single filer with relatively simple taxes. The transcript updated with code 846 exactly 3 days ago. For those still waiting, there's definitely movement happening NOW! Check your transcripts ASAP as the Where's My Refund tool isn't showing these adjustments at all. My advice: set up transcript alerts and check your bank account daily because they're not sending advance notices before deposits.

This discrepancy between WMR and transcript availability indicates your return is in the Submission Processing Queue (SPQ) but hasn't yet been assigned to a processing agent for review. The IRS Master File system updates transcripts only after initial validation is complete, while WMR status updates from the Return Database (RDB) which receives the initial acceptance notification. In approximately 68% of cases, this resolves within 21 days without any taxpayer intervention required.

I might be able to provide some context, though I would suggest waiting a bit longer before taking action... The IRS processing centers are experiencing higher than normal volumes this year, and many early filers are seeing delayed transcript updates. If you've received an acceptance confirmation, your return is in the system. The transcript system sometimes lags behind the actual processing status by 1-3 weeks. Unless you receive a specific notice requesting verification, it's likely just in the normal processing queue.

OMG I'm so excited to see someone else with the 0605 cycle code! 😊 I had the EXACT same situation - filed 1/23, PATH hold, then 570 code appeared on 2/16. I was FREAKING OUT but then my transcript updated on 3/1 with an 846 code! The technical reason is that the 570 is often placed automatically on returns with refundable credits as part of their verification protocols. For 0605 cycle filers, the system processes updates on Thursday nights, so check your transcript every Friday morning. Mine took exactly 2 weekly cycles from 570 to 846.

I'm somewhat confused about the relationship between cycle codes and update patterns. Does having a 0605 cycle code mean you'll definitely see updates on Thursday/Friday, or is that just when the processing occurs behind the scenes?