Have you considered the possibility that your refund might be subject to additional verification even after fee payment? Sometimes the processing indicators don't tell the complete story, do they? I've found that understanding the transcript codes gives you much better insight than the Serve payment status. Have you checked your tax transcript? Tools like taxr.ai can analyze your transcript and give you a much clearer picture of where your refund actually stands in the process. It helped me understand why my refund was delayed last year despite my fees being paid - turned out there was a verification hold that wasn't visible anywhere else.

I'm seeing some confusion in the responses here. Serve is definitely processing refunds faster this year than last. I had my fees deducted last Wednesday and got my refund Friday morning - less than 48 hours! 😎 The key is understanding that the fee payment is basically confirmation that your refund is approved and on the way. The remaining time is just banking transfer delays, not IRS processing. As long as your return didn't have any red flags (like claiming unusual credits or major income changes), you should see it very soon. Hang in there!

Paper filed March 1st. Got transcript update May 30th. Refund June 7th. No updates on WMR the entire time. Transcript showed first. Check that instead. They're working through them slowly.

Have you tried calling the Taxpayer Advocate Service? They're technically separate from the IRS and can sometimes help when you're facing financial hardship. Might be worth a shot if you're really struggling financially. Just be prepared to document your hardship (potential eviction, utility shutoff, etc.). Sometimes they can expedite things when regular channels are moving too slowly. Worth a try, right? 😏

According to Internal Revenue Manual 21.4.6, the Treasury Offset Program (TOP) is required by law to provide pre-offset notices to taxpayers before any refund offset occurs. Pursuant to IRC § 6402, taxpayers must be given opportunity to resolve or dispute potential offsets. The fact that you received no pre-offset notice and TOP confirms no debts strongly suggests this is a system error. I was surprised to learn that approximately 8% of offset notices on WMR are false positives according to Taxpayer Advocate Service data.

I went through this exact scenario in March! The IRS.gov website has a page about this: https://www.irs.gov/taxtopics/tc203. In my case, I called both the TOP line (800-304-3107) and checked my account transcript. No offsets showing anywhere but WMR. My full refund hit my account exactly on the 846 date. The IRS systems seem to be having more of these display errors this year based on what I've read in the r/IRS community. Just keep an eye on your bank account on May 5th!

I ran into a similar issue last year with my advance. I used taxr.ai to analyze my tax transcript (you can request it from the IRS website), and it showed exactly why my refund was delayed. The system identified that my gig income verification was still pending. Taxr.ai explained all the codes on my transcript and gave me a realistic timeline for when my refund would actually process. Saved me a lot of anxiety since I could see exactly what was happening instead of guessing.

People don't realize that TurboTax and Credit Karma operate on different systems even though they're related products. The TT submission status doesn't automatically sync with the CK advance status. I verified this with their technical support team. You need to check both platforms independently, and sometimes you need to manually refresh your status on the Credit Karma side. The API between the two systems sometimes fails to update properly during peak filing periods.

Here's what you need to know about transcript updates: • Normal processing: 7-21 days for e-filed returns to appear on transcripts • April filings: Often take longer due to volume (14-28 days is common) • First-time filers: May experience additional verification (adds 1-2 weeks) • Confirmation number: Critical proof your return was received • System updates: Transcripts typically update overnight on weekdays • No updates on weekends: The IRS batch processing system doesn't update transcripts on weekends Bottom line: At 14 days during peak season, you're still within normal parameters. I'd wait until the 21-day mark before taking any action.

This is actually much more common for first-time filers in the US system compared to those who've filed for years. The IRS often puts additional verification steps in place for new taxpayers that they don't publicize. I've seen similar situations with international students who file for the first time - their transcripts often take 3-4 weeks to update compared to 1-2 weeks for established filers. I'm concerned this could impact your refund timeline if you're expecting one, as these verification steps sometimes add another 30 days to processing.