I've been using TurboTax for 15 years now, and I learned the hard way about having fees taken from the refund. Last year I filed on February 20th and chose fees from refund. My neighbors filed the same day but paid upfront. They got their refund on March 2nd, while mine took until March 10th! This year I bit the bullet and paid the $89 upfront with my credit card. Got my refund in 11 days flat. The community wisdom here is pretty clear - if you need your refund ASAP, never choose the fees-from-refund option.

My sister filed on 2/26, one day after you, with TurboTax and fees taken from refund. She just got her deposit yesterday. So... you might want to check your bank account or the TurboTax refund tracker soon. The temporary bank accounts they use seem to process in batches, not strictly in the order received from the IRS.

I've been filing taxes for 12 years and this has happened to me twice. Both times it was because of a simple mismatch that the IRS computer system flagged. First time was because my employer had a different address on my W-2 than what I used on my return. Second time was because I had gotten married and my name change hadn't fully processed in their system. Did you have any life changes this year?

You know what's funny about tax season? Everyone thinks their return is lost when it's delayed, but the IRS actually processes over 96% of returns without any issues. Have you tried checking your account on IRS.gov instead of just WMR? Sometimes that shows different information. And remember - no news is usually good news with the IRS. If there was a serious problem, they'd send you a letter.

Watch out for the fake update trap! My transcripts showed N/A for 2 weeks after verification, then briefly updated showing a refund date, then went BACK to N/A for another week! The IRS2Go app kept showing different statuses than the website. According to the IRS website (https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions) it can take up to 9 weeks after verification for some returns. I'm on week 4 now and desperately need this money for rent due on the 1st!

Have you checked your account transcript instead of just the return transcript? Sometimes the account transcript will show processing codes even when the return transcript is still blank. Look for TC 570/971 codes which indicate they're reviewing something. Also, did you get any indication of why they needed verification in the first place? That can sometimes hint at what might be causing delays.

Everyone's suggesting complicated solutions, but have you checked your actual bank account? In my experience with SBTPG processing issues, the refund often arrives in your bank account while the tracking systems still show outdated information. The "canceled" status frequently indicates the transfer has left SBTPG's system and is en route to your financial institution. Check your pending deposits directly with your bank - you might find it's already there.

I successfully resolved this exact issue last week by following these steps: Step 1: Downloaded my IRS transcript (showed the refund was already issued) Step 2: Called my bank to ask about incoming ACH transfers (they could see it pending) Step 3: Contacted TurboTax through their messaging system (they confirmed SBTPG had already forwarded the funds) Step 4: Checked my account the next morning and the money was there The whole time SBTPG's tracker showed nothing. Their system is notoriously behind actual transfer status. My refund appeared exactly 2 days after the "canceled" notice, but SBTPG's website didn't update until 3 days after I already had my money.

I would argue that services like Claimyr might actually be worth it in some cases, particularly if you've been trying unsuccessfully to reach the IRS for days. While it's true that patience might eventually get you through, if you're dealing with time-sensitive issues or potentially missing money, the cost could be justified. The IRS call centers are notoriously understaffed, especially during peak tax season, and their systems often disconnect callers when queues get too long. I've heard from several colleagues that using connection services saved them hours of frustration, though your mileage may vary depending on your specific situation.

Have you considered filing a complaint with the CFPB (Consumer Financial Protection Bureau) about SBTPG? I did this last year when they held my refund for over a week with no explanation. The CFPB complaint got their attention pretty quickly, and I had my money within 48 hours of filing it. You can submit a complaint at consumerfinance.gov/complaint. Make sure to include all relevant dates, your daughter's DDD, and mention that others with the same bank are receiving their refunds while hers is still being held.