Filed Jan 31. Nothing for weeks. Transcript finally updated yesterday. Refund scheduled for next week. Hang in there. System's just slow.

According to the IRS.gov website under 'Where's My Refund' FAQs, a lack of transcript doesn't necessarily mean your return isn't being processed. The IRS systems that update transcripts are separate from the main processing system. You might want to check https://www.irs.gov/refunds for the most current information on processing times. They're currently showing extended timeframes for early filers.

Be careful with these adjustments. My transcript showed the credit. Then disappeared. Then showed again. Took three months to resolve. IRS said it was a system glitch. New format made it worse. Had to file a taxpayer advocate form. Still waiting for resolution. Check daily if you're expecting an adjustment.

This happens every few years when the IRS updates their systems. What we're all experiencing is similar to what happened in 2019 with the TCJA changes and again in 2021 with the pandemic credits. The community consensus is that it takes about 2-3 weeks to get used to the new format, but the information is all still there. The key is understanding that they've grouped similar transactions differently, not removed anything. We'll all be experts on the new format by next month!

I've helped several clients through this exact situation. Here's what to expect: • Week 1-2: Bank rejects deposit and notifies IRS • Week 2-3: IRS processes the rejection and schedules check printing • Week 3-4: Check is printed and mailed • Week 4-5: Check arrives via USPS You can verify this process by checking your tax transcript once it updates. The codes will show exactly where you are in this process.

To track this process properly: 1. First, verify your current address is on file with the IRS 2. Next, request your tax transcript online through the IRS website 3. Look for code 846 (refund issued) with your original direct deposit date 4. Then watch for code 841 (refund cancelled) when your bank rejects it 5. Finally, you'll see a new code 846 with the date they'll mail your check This step-by-step tracking will give you the most accurate timeline for your specific situation.

I was in the exact same situation on February 28th - blank transcript and the 21-day mark had passed. After multiple failed attempts to reach the IRS (got disconnected 4 times!), I finally used Claimyr (https://www.claimyr.com) and got connected to an agent in about 15 minutes. The agent was able to tell me exactly what was happening - my return was selected for a simple identity verification that hadn't been reflected in the system yet. The letter arrived March 4th, and once I completed the verification, my refund was processed within 10 days. Definitely worth it to get actual answers instead of just waiting in the dark.

I'm not sure if this helps, but I think I might have been through something similar recently. My transcript was also blank for quite some time, and I was told a letter was on the way. It seemed like the IRS was possibly doing some sort of verification check. After about two weeks of waiting, the letter finally arrived requesting some additional documentation for income verification. Once I provided what they needed, my transcript updated within about 10 days, and the refund arrived about a week after that. It's frustrating, but sometimes these extra verification steps are just part of their process, especially if there's anything unusual about your return this year.

Have you checked if you have a 570 code on your transcript? That would indicate a hold on your account. What about a 971 code? That confirms a notice has been sent. Did they mention any specific form that might have triggered the review?

The IRS Errors Resolution department has a completely different workflow than standard processing. They utilize the Automated Underreporter (AUR) system even for current-year returns when discrepancies are detected. I was shocked to learn they actually have separate processing facilities in Fresno and Austin specifically for error resolution cases. Your return is likely going through their multi-tier verification protocol which includes document matching, information validation, and potential third-party verification.