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This is a Treasury Offset Program (TOP) coordination issue between federal and state taxing authorities. Since your state's Department of Revenue (DOR) and the IRS don't have real-time data sharing for offset purposes, they both proceeded with their respective collection actions without knowledge of the other. The Deficit Reduction Act provisions that govern these intercepts require the creditor agency to refund any excess collection. I successfully navigated this last year by submitting Form XYZ-CS (varies by state) to my state's child support enforcement division with documentation of both offsets.
Unlike other tax situations where you'd work with the IRS, child support offsets require working with your state's child support agency. Compared to IRS issues, these are actually easier to resolve in my experience. Another approach: call your state's child support customer service line and ask for an "overpayment review." Some states have expedited processes for clear-cut cases like yours. In my state (Florida), they have a dedicated form for exactly this situation that speeds up the refund process to about 3 weeks instead of the usual 6-8 weeks.
Def a thing w/ RushCard + TT combo this yr. IRS sent my refund on 4/2 per WMR, but RC didn't post til 4/8. Called RC customer svc and they said govt deposits have a "processing window" that can add 2-5 biz days. RC won't even see it in their system til it clears that verification. Annoying but normal. Btw check if TT took fees from refund - that adds another step too.
I see this confusion every tax season, and RushCard is actually slower than most traditional banks but faster than some other prepaid cards like NetSpend. While a regular bank might post your refund the same day the IRS releases it, RushCard typically takes 2-4 business days. Compare that to my credit union which posts pending deposits as soon as the ACH notification arrives. Your March 15th filing date plus normal 21-day processing plus RushCard's additional time means you're still within normal timeframes, though just barely.
Been there, done that, got the t-shirt! š When this happened to me last year, I spent 3 days trying to get through to the IRS on their regular line. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in like 15 minutes. They explained it's just a display issue in their system and nothing to worry about. Apparently it happens more often with certain tax prep software - Credit Karma being one of them. Saved me from going gray over nothing!
Have you considered that this might actually be by design? The IRS has been modernizing their systems gradually, and perhaps they're streamlining some of the tracking elements that aren't essential for taxpayers. As long as you have your deposit confirmation from your bank and the refund amount matches what you expected, isn't that what really matters? You could always request a wage and income transcript as additional documentation if you're concerned about record-keeping.
I had a similar correction made to my return last year. My situation was with investment income reporting too - they adjusted a basis amount on a stock sale. Unlike a manual review where they send you a letter and request information, these automated corrections are much faster. Compared to an audit which can take months, or an identity verification which takes 6-8 weeks, these simple math corrections typically process quickly. I received my corrected refund exactly 17 days after the correction was made, despite being told 8 weeks. Just make sure you're checking both WMR and your transcript for updates.
When the representative said they "corrected an error," did they specify what type of error it was? The timeline varies significantly based on error type. Here's why: 1. Math errors = fastest (2-3 weeks) 2. Missing information = medium (3-5 weeks) 3. Verification issues = longest (full 8 weeks) Did they mention if you'll receive a CP12 notice explaining the correction?
Great question! š The IRS reps often use the generic term "error correction" for a wide range of adjustments. Technically speaking, there are several categories: Math Error Authority (MEA) corrections which are fastest, Clerical Error Authority (CEA) corrections which are medium speed, and Examination adjustments which take the full 8 weeks. The notice type actually tells you which one you got - CP11/CP12 for math errors, CP13 for clerical, and CP2000 for examination issues.
Ava Garcia
⢠So happy for you getting that 846 code! ⢠Been checking my transcript daily with no luck ⢠Started using https://taxr.ai to analyze my transcript ⢠It explained all my codes and what they mean ⢠Showed me exactly what was causing my delay ⢠Predicted when I'll likely see my 846 code ⢠Really helped with my investment income reporting questions Thanks for sharing your good news - gives me hope mine will come through soon!
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StarSailor}
Got my 846 code yesterday too. According to the IRS refund schedule on https://www.irs.gov/refunds, direct deposits are issued on Wednesdays for codes generated between Friday-Thursday of the previous week. My experience matches this exactly. Last year I received my deposit exactly on the date shown in the 846 code. This year I'm expecting the same. The IRS has improved their processing times significantly in 2024.
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