I think I might have some good news for you! I'm with SECU and my refund hit my account this morning around 2am. I had a DDD of 3/15 on my transcript. It might be worth checking your account again, as they sometimes process deposits in the middle of the night. My refund was actually a bit larger than expected too, maybe because of interest? Not complaining though, I really needed this money for some car repairs.

Have you tried calling SECU directly? Last year I was in the same boat, and it turned out SECU had actually received my deposit but was holding it for 24 hours for verification. Once I called, they released it immediately. Their fraud prevention sometimes flags large deposits, especially if they're unusual for your account history. Worth a try if you're in a hurry!

I had code 201 appear on my transcript last year. In my case, it was because I had made an error calculating my self-employment tax. They adjusted it and reduced my refund by about $200. The notice came about 10 days after the code appeared on my transcript. From what I've seen in previous years, how quickly you get the actual notice varies depending on how backed up they are with processing. 2022 was terrible - took almost a month to get the letter. Last year was much faster.

So is code 201 like a yellow flag or a red flag? Kind of like when your doctor says they found something "interesting" on your test results but won't tell you what it means until you come in for another appointment? Just wondering if this is something I should be actively worried about or just waiting for their letter.

FYI - there's a diff between "info doesn't match" and "still being processed" msgs on WMR. If ur getting the info error, double-check these EXACT things: 1. Refund amt - use the PRECISE dollar amount from line 34a (no rounding!) 2. Filing status - exactly as filed (MFJ, HOH, etc) 3. SSN - first person listed on return only 4. Check for typos - even one digit off = error If all that's correct, then ur return is likely still in pre-processing. The IRS master file db only updates once a week (usually Weds night) which is why many ppl see updates Thurs/Fri.

• Warning: Don't keep checking WMR multiple times per day • The IRS has started flagging accounts with excessive login attempts • My sister-in-law's return got pulled for manual review after she checked 30+ times in 2 days • They suspected potential identity theft due to the unusual access pattern • Try limiting yourself to checking once every 48 hours • Use the IRS2Go app instead of the website when possible (fewer security flags) • And for the love of everything, don't call unless you've waited at least 21 days - they'll just tell you to wait anyway

Had this exact problem. Set up alerts. Received nothing. Money arrived anyway. Called customer service. They confirmed notification system glitch. Affected thousands of customers. Still got my money. No harm done. Just inconvenient. Now I check daily. No more relying on alerts. Much less stressful.

I tracked my refund exactly 37 times over 4 days and had the same experience. My $3,247 refund appeared on my TurboCard precisely 2 days after my scheduled deposit date of February 28th, with absolutely no notification. I called SBTPG customer service and waited 42 minutes to speak with a representative who confirmed they had a 16.4% notification failure rate during peak processing days when they handle over 200,000 transactions daily.

I'm in the same boat right now! Filed Feb 10th, software said accepted same day, but just found out yesterday the IRS thinks I filed on March 1st. The agent said something about "batching delays" and "transmission verification" that I didn't fully understand. Kind of like my email says "sent" but the recipient's spam filter held it for 3 weeks? 🤔 Anyone else get their refund after experiencing this weird date discrepancy?

I understand your frustration with this situation. According to Internal Revenue Manual section 3.42.5, there are actually multiple stages of e-file acceptance. When your software says "accepted," it means the return passed initial format verification. However, per IRM procedures, the official "received date" is established only after it passes through additional security and validation filters, which can take 1-3 weeks during peak filing season. This distinction isn't well communicated to taxpayers, unfortunately.