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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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Have you checked your IRS account online? WMR only shows 3 basic stages, but your online account might show more detailed information. In my case, WMR showed nothing for exactly 31 days after filing, then suddenly updated to approved with a direct deposit date. The key thing to watch for is the 21-day mark - if you're beyond 21 days from acceptance date (which would be February 27th for you), you're technically eligible to call the IRS directly about your refund status. I'm concerned that with the PATH Act verification procedures, some 1099 returns are being held for additional review without notification.
I've been tracking refund patterns this tax season, and here's what I've observed: • State refunds typically process in 7-14 days • Federal refunds with W-2 only: 14-21 days on average • Federal refunds with 1099 income: 21-35 days on average • Federal refunds with both credits and 1099 income: 30-45 days The fact that you've received your state refund is actually a good sign. It confirms your banking information is correct and that there are no major issues with your filing. The IRS is just slower, especially with 1099 income that requires additional verification steps. I'd give it another week before getting concerned.
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According to the IRS operations page (https://www.irs.gov/newsroom/irs-operations), they're still working through a backlog from previous years while processing current returns. The community consensus is that cycle code 05 returns are updating on Thursdays, but not necessarily every Thursday. If you check the IRS2Go app on Thursday nights between 12am-3am, that's when most people report seeing updates.
This is so true! Last year after my separation (before the divorce was finalized), my return took 59 days exactly. I tracked every detail in a spreadsheet. I had cycle code 05 too, and it updated on the 8th Thursday after filing - no movement for 7 weeks straight, then suddenly processed. The refund hit my account 6 days later. Hang in there!
Did you have to call them at all during that wait? I'm wondering if calling actually helps or just wastes time when the system is already processing.
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Ngl, didn't know TT had this option! Is it worth the $$ tho? Seems like you're paying extra just to get ur own money a few days early. Might be better to just file early and wait the normal time? Idk, maybe I'm missing smth here.
I received my advance deposit today, but I'm a bit concerned... the amount is correct, but the transaction description shows as "Tax Refund Loan" rather than "IRS Refund." Will this potentially cause issues with my bank or affect anything on my credit report? Should I contact TurboTax about this labeling?
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Warning about these early access options: • They sometimes show as "pending" then disappear if the IRS flags your return • Several people in my tax group had funds reversed after 7-10 days • The terms allow the bank to withdraw funds if IRS reduces your refund • Some users report credit score impacts if reversals occur • The processing fee is non-refundable even if it doesn't work I've seen too many cases where people spent the money, then faced unexpected clawbacks. Just be cautious.
FYI for anyone wondering - I've been tracking DDD patterns for the last few tax seasons and there's def a pattern. Most ppl w/ PATH get their $$ about 1-2 wks after the Feb 15 release date if they filed in Jan. The TT early option is basically just the bank fronting u the $$ based on their confidence that ur return is legit. Doesn't actually speed up IRS processing at all. SBTPG (the bank TT uses) just takes the risk for a fee.
This matches what I observed in 2022 and 2023. Last year I documented every step of my refund process - filed on January 24th, PATH held until February 15th, refund appeared exactly 9 days later on February 24th. The year before was almost identical timing. The early access option is essentially a short-term loan against your anticipated refund, similar to the old RALs (Refund Anticipation Loans) but with slightly better terms.
You're absolutely right about the pattern! The PATH Act specifically mandates that the IRS cannot issue refunds before mid-February for returns claiming EITC or ACTC. This is codified in IRC §6402(m) as an anti-fraud measure. I'm actually impressed with your tracking - the patterns are remarkably consistent year-to-year despite what feels like delays to individual taxpayers. The bank-fronted advances are simply calculated risks based on historical approval rates.
Brianna Muhammad
I'm a bit cautious about these "early refund" features. It's kind of like those payday loan places that give you money a few days early but with hidden fees. Sometimes they're actually refund anticipation loans that can come with interest charges if you read the fine print. Not saying that's what happened in your case, but it's like ordering an expensive drink and not checking the price until the bill comes.
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JaylinCharles
Navy Federal is great. They do this every year. It's not a loan. It's actual direct deposit. I got mine yesterday too. No fees involved. Just early access. Same thing happens with paychecks. Very reliable. Been with them for 10 years.
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