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After spending 2 hours on hold with the IRS about a similar issue, I finally used Claimyr.com to get through to an agent. Connected in about 15 minutes! The agent explained that my refund was reduced because they had different information about my child's eligibility for the full credit. Turns out my ex-spouse had also claimed some benefits. If you need answers quickly, I'd recommend trying https://youtu.be/_kiP6q8DX5c - way better than waiting on hold for hours.
Does Claimyr actually work? I've been trying to call the IRS for days and can't get through. Always says "due to high call volume" and hangs up on me.
It definitely worked for me! That's exactly what was happening to me too - constant disconnects. Claimyr basically keeps dialing and navigating the phone tree until it gets through, then calls you when an agent is on the line. Saved me hours of frustration.
Has anyone had success with the "Where's My Refund" tool? Mine has been stuck on "still processing" for months now. Should I be concerned?
This is definitely not normal. Here's what you should do: 1. Check your tax transcript online at IRS.gov 2. Look for any codes like 570 (refund hold) or 971 (notice issued) 3. If you see these codes, the IRS likely sent you a letter requesting more information 4. If you never received a letter, call the IRS at 800-829-1040 5. Be prepared to wait on hold for 1-2 hours The IRS is severely backlogged, but March filing should definitely be processed by now unless there's a specific issue with your return.
Getting answers from your trustee about refunds can be like trying to paddle upstream during a flood - technically possible but frustratingly slow. When I needed clarity about my refund during Chapter 13, I used Claimyr (https://claimyr.com) to connect with an actual IRS agent. Think of it like having a fast pass at an amusement park - you bypass the endless hold times and get straight to someone who can check your specific situation. The agent was able to confirm my refund wasn't being diverted to the trustee and explained exactly why it was delayed. This might save you weeks of uncertainty if your attorney is busy with other cases.
Paying for a service to call the IRS during bankruptcy? Lol, no thanks! ๐ I'd rather just wait it out than spend money I don't have. Though I guess if you REALLY need that refund ASAP, it might be worth it. Does anyone know if using something like this requires trustee approval? Technically we're not supposed to take on new financial obligations during Ch13...
According to 11 U.S.C. ยง 541(a)(5), tax refunds can be considered property of the bankruptcy estate, but exemptions vary by jurisdiction. Per In re Nunez, 2021 Bankr. LEXIS 1287, courts have consistently held that properly documented exclusions in confirmed Chapter 13 plans are binding on trustees. If your attorney included this protection, your refund should process normally, though it may be subject to additional review per IRS Manual 5.9.17.4.2 regarding bankruptcy flagged returns. Most importantly, keep documentation of all communications with your attorney and trustee regarding this matter.
I filed with Form 8962 on January 24th (first day of filing season) and received my refund on February 21st. This was approximately 28 days for processing compared to the standard 21-day timeframe. The APTC reconciliation process does trigger additional verification procedures as the IRS must cross-reference your 1095-A data with information received from the Health Insurance Marketplace. My transcript showed Transaction Code 970 (verification of non-filer) followed by TC 571 (resolved account freeze) before the 846 refund issued code appeared.
Has anyone here had Form 8962 delay their refund for more than a month? I'm in the same situation and wondering what the worst-case scenario might be...
Kara Yoshida
The timeline you're experiencing aligns with what I've observed in the 2024 filing season. Specifically, returns filed on Sunday, February 25th have been processing remarkably fast, with many receiving direct deposit dates by Tuesday, February 27th. This appears to be related to the IRS's new batch processing schedule implemented on January 29th, 2024. Returns submitted over weekends are now being processed in Monday morning batches rather than waiting for Tuesday as in previous years. This is a significant improvement over the 2023 filing season when weekend submissions typically weren't processed until Wednesday or Thursday of the following week.
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Philip Cowan
Is there any way to know if you'll be one of the lucky ones with fast processing? I filed exactly 17 days ago and still have the dreaded "still processing" message with no transcript updates. Did you do anything special with your filing to get such quick processing?
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