IRS

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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


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Worth not wasting your time calling for hours.

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An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


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Ask the community...

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Ellie Lopez

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For everyone asking about education tax breaks, make sure you understand the difference between deductions and credits! Credits are way better because they reduce your tax bill dollar-for-dollar. The American Opportunity Credit can be worth up to $2,500 while the Lifetime Learning Credit maxes at $2,000. The student loan interest deduction is just thatβ€”a deductionβ€”which only reduces your taxable income (worth way less). So honestly, paying off your loan early to avoid interest and focusing on the credits instead is usually the smarter move financially.

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But what if my school didn't send me a 1098-T form? I paid tuition but never got any tax forms. Can I still claim education credits somehow?

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Ellie Lopez

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You can still claim education credits even if you didn't receive a 1098-T, but you'll need to be able to document your qualified education expenses. Contact your school's bursar or student accounts office immediately and request a copy of your 1098-T. Most schools also make these available to download from your student portal. If for some reason they didn't issue one, keep all receipts showing you paid qualified education expenses. You aren't technically required to attach the form to your return, but you do need documentation in case of an audit. The IRS allows you to claim the credit with alternative documentation of your expenses.

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Paige Cantoni

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So annoying how everyone keeps talking about 1098-T and education credits when OP was asking about the 1098-E for loan interest πŸ™„ to clarify: a 1098-E is only issued if you paid at least $600 in student loan interest. Since you paid zero interest, you won't get this form and can't claim the interest deduction. Paying off loans early is ALWAYS better than getting a tax deduction for interest! You made the right financial move!

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Kylo Ren

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Actually, the OP specifically asked about a 1098-T in the title, not a 1098-E, so people are responding correctly. The confusion about which form is which is exactly the issue here.

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Emily Parker

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Just wanted to mention that the "notice on the 18th" could be referring to your account transcript cycle date. Many IRS transcripts update on a weekly cycle, and if yours updates on the 18th, that's when you might see movement. You can check this by looking at the cycle code on your account transcript - the last two digits indicate which day of the week your account updates (05 = Thursday night/Friday morning is common).

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Natalie Wang

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That makes so much sense! I just checked and you're right - my cycle code ends in 05. So that means my transcript updates Thursday nights? Does that mean if nothing changes this week, I should check again next Thursday?

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Emily Parker

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Yes, exactly! If your cycle code ends in 05, your account typically updates overnight between Thursday and Friday. So check first thing Friday morning for any changes. If nothing changes this week, definitely check again next Friday morning. Many people don't realize the IRS works in these weekly batches for most processing. So your return might be completely processed already, but the transcript won't show the updates until your designated cycle date.

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Ezra Collins

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I was stuck in the same situation back in 2023 and discovered that checking transcripts obsessively actually made the wait feel longer lol. My suggestion is to set up direct deposit if you haven't already, and just assume it's gonna take 6-8 weeks total. The IRS is super backed up still. The funny thing is sometimes your refund will hit your bank account before the WMR tool or transcript even updates!

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This is so true! I got my refund in my bank account 2 days BEFORE the Where's My Refund tool updated last year. The whole system is a mess.

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Logan Chiang

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Has anyone itemized student loan interest? I paid like $4500 in interest last year and im hoping to get something back for that nightmare.

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Mason Stone

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Student loan interest (up to $2,500) is actually an "above-the-line" deduction, not an itemized deduction. That means you can take it even if you claim the standard deduction! It's directly subtracted from your income before calculating your adjusted gross income.

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Isla Fischer

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Don't forget energy efficiency improvements to your home! We got solar panels last year and qualified for a 30% tax credit (not a deduction but even better). Also replaced windows and got another credit. Check out Form 5695 for residential energy credits.

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Savannah Vin

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Thanks for mentioning this! We actually did install some energy efficient windows as part of moving in. Do you know if that counts if they were installed by the previous owner right before we bought the place? Or does it only count if we paid for the installation ourselves?

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Isla Fischer

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Unfortunately, you only get the credit if you paid for the improvements yourself. If the previous owners installed them, they would get the credit on their tax return. However, now that you own the home, any new energy-efficient improvements you make going forward would qualify for you! The credits are pretty substantial - up to 30% for solar and geothermal, and up to $600 for energy-efficient windows (with a $1,200 annual maximum for most improvements). Might be worth considering additional upgrades this year!

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How to Find a Great Virtual Tax Accountant for Both Filing and Strategic Planning Advice?

I've been doing my own taxes for almost 15 years as a W-2 employee, but they're getting increasingly complex and time-consuming with my RSUs, charitable donations, rental property income, and some K-1 forms that have entered the picture. While I think I've done okay minimizing my tax liability over the years, I suspect a good tax accountant could probably save me several thousand dollars annually at this point. I'm not really interested in big chains like H&R Block because I worry I'll get assigned a different person each time I need help, with no guarantee about their expertise or abilities. Is that a legitimate concern? What I'm really looking for is a tax professional who's tech-savvy and comfortable working entirely remote (through Zoom or email). I'm in Portland where we don't have state income tax, so I don't need local expertise, and I'd rather not pay premium rates just for proximity when I have no intention of meeting in person. My ideal scenario would be finding an excellent tax accountant who lives in a lower-cost area, charges reasonable fees, and has verifiable client reviews that speak to their competence and communication style. I want someone who can handle both filing and provide strategic planning advice throughout the year. I checked out picnictax.com but saw some concerning reviews from tax professionals who used the platform, which made me hesitant to sign up. Any suggestions on how to find this unicorn of a virtual tax accountant with proven skills? Other platforms or methods I should consider?

Has anyone tried using a tax professional through Upwork or other freelance platforms? I've been considering this approach since you can see reviews, set up video interviews, and often find qualified people at more reasonable rates than local high-cost firms. Just wondering if there are pitfalls I'm not seeing.

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Omar Zaki

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I tried the Upwork approach last year and had mixed results. Found a CPA with great reviews, but she got totally overwhelmed during tax season and communication suffered. Also, verify their credentials independently - not everyone claiming to be a CPA on those platforms actually is. Check your state's CPA license lookup tool.

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Thank you for sharing your experience. That's a really good point about verification - I hadn't considered that credentials might not be properly vetted on freelance platforms. I'll definitely use my state's CPA license lookup tool if I go this route. The communication issue during busy season is concerning too. Maybe I should look for someone who has a smaller client base or specifically mentions their communication protocols during tax season.

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Don't overlook smaller regional accounting firms that have embraced virtual services. After trying both large chains and independent preparers, I found a medium-sized firm based in Tennessee (I'm in California) that specialized in tech workers and property investors. Because they're located in a lower-cost area, their rates were about 30% less than comparable services in my city. The key is finding firms that explicitly market their virtual services and have experience with clients in tech hubs. They're used to handling RSUs, options and other tech compensation while charging more reasonable rates. The one I use even has a secure portal for document sharing and virtual meetings that's much better than just emailing files back and forth.

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This sounds promising! How did you find them initially? Was it through a referral or did you search online? I'm wondering what search terms would be most effective to find these types of regional firms with virtual services.

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James Johnson

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One thing nobody mentioned yet - I always run my info through two different tax software programs and compare the results! I use FreeTaxUSA and then also input everything into TaxAct (or sometimes TurboTax if I can find a free version). If both software packages come up with the same refund/amount owed, I'm much more confident everything is correct. When they don't match, it helps me track down where the discrepancy is happening, which usually reveals an error in how I entered something. It takes extra time but gives me peace of mind, especially since different software sometimes asks questions in different ways that make me realize I misunderstood something.

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Ryder Ross

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That's a really smart idea! Does FreeTaxUSA let you go through the whole process without paying? I know they charge for state filing, but do they let you see your final federal numbers before submitting payment? And have you ever found significant differences between the two calculations?

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James Johnson

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FreeTaxUSA lets you go through the entire process and see your completed federal return for free - you only pay when you actually file. So you can definitely see your final numbers before deciding to submit. And yes, I've caught some pretty significant differences! Last year, there was a $1,200 difference between FreeTaxUSA and TurboTax on my refund. Turned out I had accidentally entered a 1099-MISC as a 1099-NEC in one of the programs which changed how the income was classified. Another time, I discovered I had incorrectly answered a question about qualified business income in one software but not the other. The cross-checking has definitely saved me from some big mistakes.

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For us regular people with normal jobs and no fancy investments or rental properties, FreeTaxUSA is pretty foolproof. I've used it for 5 years now without any issues. My main tip is to compare this year's return to last year's. If there are big differences in adjusted gross income, total tax, or refund amount that don't match up with life changes you've had (new job, bought house, had baby, etc), that's a red flag to investigate. Most years your tax situation doesn't change dramatically unless something major happened in your life.

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Mia Green

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This is great advice! I also recommend checking if your state tax refund/amount owed seems reasonable compared to your federal. They shouldn't be wildly different proportionately unless you live in a state with unusual tax situations. If federal shows a big refund but state shows you owing a ton, that could indicate something's wrong.

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