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This happened to me last year, but it was nothing compared to what my brother went through in 2022. His return "didn't exist" for almost 8 weeks, while mine appeared after about 3 weeks of being "lost." The difference? He had claimed recovery rebate credit and I had a simple return. The more complex your return, the longer it seems to take to show up in all their systems. When you called, did they check your SSN against all possible filing statuses? Sometimes they only check one (like single) when you might have filed differently (like head of household).
According to the IRS Operations Dashboard (https://www.irs.gov/newsroom/irs-operations-during-covid-19-mission-critical-functions-continue), they're still dealing with a backlog from previous years. The TaxPro forums are showing similar issues for early filers this year. I recommend checking the "Where's My Refund" tool at https://www.irs.gov/refunds rather than calling. Sometimes WMR will show your return is processing even when transcripts show N/A and phone reps can't find it. Also verify on your tax software's website that your return was officially accepted (not just submitted). Most tax software companies have a status tracker that shows both submission and IRS acceptance.
Successfully completed my ID verification last week after initially being very frustrated by the process. My appointment took exactly 22 minutes from check-in to completion. The IRS representative verified my Schedule C business income documentation, cross-referenced my 1099-NEC forms, and confirmed my identity using my passport and driver's license. Despite the inconvenience of going in person, the actual appointment was efficient and my return was processed within 48 hours afterward. My refund hit my account this morning!
According to IRS Procedural Notice 2023-56, the enhanced verification procedures were implemented to address the approximately $5.7 billion in fraudulent refund attempts during the previous tax year. While frustrating, these measures have reportedly reduced identity theft refund fraud by 58%. The disconnect between online submission and in-person verification stems from limitations in the IRS Identity Protection PIN system architecture, which currently cannot authenticate certain document types without physical inspection. For high-income filers, this primarily affects those with Schedule C income or claiming certain credits.
Be careful about assuming everything is fine just because others are experiencing delays too. According to Internal Revenue Manual section 21.5.6.4.7, transcript availability should occur within 7-10 days after e-file acceptance. When it shows N/A after this timeframe, it could indicate a potential review flag. While most delays are indeed due to general backlog, approximately 12.8% of early filers from 2023 data experienced some form of manual review that caused extended delays. I'd advise checking your return for potential audit triggers like home office deductions, unreported income discrepancies, or math errors. Not trying to alarm you, but preparation is prudent.
FWIW this is super common rn. IRS is swamped + their systems are ancient. Most ppl I know who filed early Feb are still waiting. The N/A transcript + WMR stuck on processing combo usually means ur in the queue but haven't been assigned to a processor yet. Unless u get a letter from IRS, prob nothing wrong w/ ur return. Hang tight - most early Feb filers I know are just now starting to see movement. Pro tip: check transcripts Wed/Thurs AM for best chance of seeing updates.
According to IRS.gov, refunds via direct deposit typically take 21 days or less, so that's what I selected when filing. I've been tracking my refund via the Where's My Refund tool, and today I noticed they've updated my status to 'We're mailing a check' instead of processing my direct deposit as requested. I've already allocated these funds in my monthly budget spreadsheet and need to plan accordingly. Has anyone experienced this switch? Per the IRS website, paper checks can add 'several weeks' to the timeline, but that's not very specific. š Does anyone have recent data points on how long paper checks are taking to arrive once WMR shows this status change?
Be careful with this situation. Last year my neighbor had her direct deposit switched to a paper check, but she had moved recently and forgot to update her address with the IRS. The check was sent to her old address, then returned to the IRS, and it took her almost 3 months to get the issue resolved. Make absolutely sure your current mailing address matches what the IRS has on file. You can verify this on the IRS website under your account settings or by calling them directly.
This happened to me two years in a row! The first time it took exactly 11 days from the WMR update to receiving the check. The second time was 9 days. I was counting every penny because I had car repairs that couldn't wait. One thing I learned - if you deposit the check through an ATM or mobile app, many banks put a hold on government checks over a certain amount. I went inside the branch instead and they gave me immediate access to the first $1,500. Just something to consider if you need the money quickly!
I had exactly the same codes on February 12th. My refund was released exactly 21 days later on March 4th with no action required from me. The 570 code was because I had claimed $1,250 for the Retirement Savings Contribution Credit and they were verifying it. My refund of $3,842 was deposited 5 days after the hold was released. Just sharing my timeline so you have a realistic expectation - it's frustrating but usually resolves itself!
Those codes are confusing. I had the same thing. Called IRS after waiting two weeks. They said it was just a random review. Nothing to do on my end. Got my refund a week later. The system is weird this year.
Did you file electronically or by mail? I'm still waiting on mine and I'm trying to figure out if there's any pattern to who gets theirs faster. Filed Feb 1st and transcript just updated last week, but no money yet. This is killing my budget!
For anyone still waiting on refunds, here's what's happening this tax season: 1. The IRS is experiencing higher-than-normal verification procedures for returns filed in 2024 2. According to the IRS operations page (https://www.irs.gov/newsroom/irs-operations), they're currently processing returns received through early March 3. If you claimed certain credits (EITC, ACTC), your refund is subject to the PATH Act which prevents issuance before mid-February 4. The "Where's My Refund" tool updates only once daily (usually overnight) 5. Transcripts typically update on Friday mornings between 12am-6am EST The good news is that most refunds are still being issued within 21 days of acceptance.
Isn't it interesting how the IRS can be so precise with some things and yet so vague with others? I remember waiting for months last year with zero information. This kind of transparency about processing times would have saved me so much anxiety.
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What does TC 150 with a cycle date mean on my transcript? I have that but no DDD code yet. Is that normal in the processing sequence?
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From what I've seen across this community and my own experience, Credit Karma typically releases state refunds about 0-2 days before the official DDD. Back in 2022, my refund came exactly on the DDD. Last year, it came a day early. This year, my state refund (Colorado) arrived two days before the DDD. There's definitely some variability, but I've never experienced any fees or deductions from the expected amount. One thing I've learned is that the early deposit feature works differently depending on which state is sending the refund - some states release the funds earlier in their processing cycle than others.
Think of tax refund direct deposits like planes arriving at an airport. Your state tax department is the departing airport (they release the funds), the ACH system is the flight path (the money in transit), and Credit Karma is the arriving airport (they receive and process the deposit). Just like flights can arrive early or on time depending on conditions, your deposit timing varies. I track this stuff obsessively. My Arizona refund last year had a DDD of 3/10 but hit my Credit Karma account on 3/9 at 10:23am. My sister's Michigan refund with the same DDD didn't arrive until exactly on 3/10. The year before, my Arizona refund was exactly on DDD. The key factor seems to be when your state actually initiates the ACH transfer - some do it 2-3 days before DDD, others just 1 day before. As for fees - in 15+ refunds across family members using Credit Karma, we've never seen a single fee or deduction.
That airport analogy really makes this clear. I've been wondering about these timing differences for years. I appreciate how you tracked the exact times too - that level of detail helps set realistic expectations.
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Finally received my notice online today for my 570/971 code. I checked IRS.gov account portal and saw the update. It said they are verifying income, income tax withheld, credits or business tax (which we aren't self employed). Notice said it can take up to 60 days from today to finish. Posting in case anyone else has these codes and a notice issued. In my home country, tax process was much more straightforward... this is frustrating but I will wait it out.
This verification process could potentially indicate discrepancies between your reported income and what employers submitted on Form W-2 or 1099. The IRS Automated Underreporter (AUR) program flags returns with potential mismatches. Be aware that if substantial discrepancies are identified, you could face penalties under IRC Section 6662 for substantial understatement. I'd recommend reviewing your documentation thoroughly while waiting.
I had exactly this situation in February. My transcript showed 570/971 codes dated 02/26/2024. When I checked my account, it showed they were verifying my Child Tax Credit claims. I have two kids but had a change in custody arrangement that affected my eligibility. Did you claim any credits that might be triggering this review? Sometimes specific credits like EITC or CTC get extra scrutiny.
I verified my identity online. Feb 24th. No calls made yet. No appointment either. My ID.me notification disappeared. As of date stuck at 2/12. Anyone else? What happened next for you?
Are you seeing any specific codes on your transcript? Or is it completely empty? I'm wondering if you're getting the standard 9001 code for identity verification or if there's something else going on. My verification was completed on March 1st but nothing changed until March 13th.
Just to clarify something important - the disappearance of the ID.me notification is actually a positive sign. It means your verification was accepted in their system. The as of date is a separate process that updates on its own schedule. In my experience helping clients through this, you should see movement within 7-10 business days from your verification date, which puts you right about now. Check again tomorrow morning - the system typically updates overnight between 3-5am Eastern time.
Luca Marino
The IRS address system is like a bad game of telephone sometimes. One department says one thing, another says something completely different! š But seriously, the community wisdom here is pretty consistent: don't wait for the letter if you suspect it's going to the wrong address. Have you considered that the IRS might be using the address from your most recently processed tax return? If your 2023 return is still processing, they might be using your 2022 address. If I were you, I'd try to handle this through the online verification system first (if eligible), then phone, and only as a last resort wait for the in-person appointment.
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Aisha Rahman
This is all super helpful info, thank you! I had no idea their systems were so disconnected from each other.
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CosmicCrusader
Does anyone know if the IRS will resend a verification letter to a new address if you call and explain the situation?
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Ethan Brown
I was in almost the exact same boat last year! Different departments at the IRS were sending my stuff to different addresses, and I was about to lose my mind. What worked for me was calling the Taxpayer Advocate Service (877-777-4778) and explaining that I was facing financial hardship due to the delay. They were able to expedite my identity verification process and get my refund released within 2 weeks. The key was documenting everything - names of who I spoke with, dates, reference numbers, etc. This is one situation where being super persistent actually pays off. The system is frustrating but there are ways through it!
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