Just FYI - the timeline can vary A LOT depending on what triggered the verification req in the first place. My exp last yr was different from this yr. Last yr: verified ID on 2/15, got refund on 3/2 (abt 15 days). This yr: verified on 2/10, STILL waiting (40+ days now). Called IRS & found out my return got flagged for manual review AFTER verification b/c of a mismatch btwn reported 1099 income & what employer submitted. So if ur return has ANY other issues, the post-verification timeline can stretch way beyond the typical 9-21 days. Might wanna call to check if there's something else going on.

I may have some relevant information to share. My verification was completed on February 20th, and I received my refund on March 8th, which was approximately 16 days later. It seems the timeframe might be somewhat consistent based on what others have shared here. I checked my transcript every few days and noticed the 846 code appeared about 3 days before the deposit hit my account. I believe the system follows a fairly standard process unless there are additional complications with your return.

I went through this exact situation in February. The in-person verification was much faster than waiting for the letter. My experience was similar to applying for Global Entry or TSA PreCheck - quick verification of documents, a few questions about my filing history, and that was it. My refund was processed within 10 days after my visit, whereas my colleague who waited for the letter is still dealing with back-and-forth correspondence nearly 8 weeks later. Have you checked if there are any appointments available at your local TAC?

Based on community experiences with identity verification, here's what to know: • In-person verification typically resolves 2-3 weeks faster than mail • Not all TAC offices handle all verification types - call to confirm • Bring MORE documentation than you think you need • Schedule appointment early in the day (morning appointments have shorter actual wait times) • Request a stamped verification confirmation before leaving • Check WMR or transcript 5-7 days after verification Good luck! This is definitely one of the more frustrating IRS processes.

I believe I might be able to provide some helpful insight. I successfully navigated this exact situation about 3 weeks ago. After completing the online verification, I received an email confirmation, and approximately 12 days later, my tax transcript updated showing that processing had resumed. It seems that, in most cases, the online verification is sufficient, though there may possibly be certain circumstances where additional phone verification is necessary. My refund was deposited exactly 17 days after my transcript updated, which was a pleasant surprise given the typical processing timelines we often hear about.

Has anyone actually read these verification letters closely?! They're SUPER clear about whether you need to call OR verify online! I got so frustrated with this last year. The letter will say one of these things: 1. "Verify your identity online OR by phone" (either option works) 2. "Verify your identity online AND call the number below" (need both) 3. "Call the number below to verify your identity" (phone only) Look at your exact letter wording. 90% of these letters are type #1 where online verification is completely sufficient. The IRS isn't going to waste their limited phone resources if they don't have to!

Same issue here. DDD 3/6. Nothing yet. Used TurboTax. Had fees taken out. Called SBTPG. They said refund received yesterday. Processing now. Should hit my account tomorrow. Bank shows nothing pending. Happens every year. Still stressful.

According to IRS Publication 2043, the Direct Deposit date is considered the date the IRS releases the payment, not necessarily when it will appear in your account. If your financial institution doesn't receive ACH transfers on weekends, and if there are intermediary banks involved (as with refund transfers), you may want to check your tax transcript for TC 846 with a positive amount to confirm the refund was actually issued. Another option is to use the "Where's My Refund" tool which should update to "Refund Sent" status once the money has been released.

Have you received any notifications from Brinks about pending deposits? I had a DDD of March 8th and got a notification from my bank exactly 24 hours before the deposit hit my account. Also, did you file early or closer to the February 12th start date? I've noticed that early filers sometimes have different processing patterns.

Has anyone noticed if having tax fees taken out of your refund affects the timing? I'm wondering if that extra step with the tax preparer's bank might cause delays compared to people who paid their filing fees upfront.

Be careful with these CP05 letters! I got one last year and ignored it thinking it was just a standard review. Three months later I got ANOTHER letter saying they needed documentation I never provided (which wasn't clearly requested in the first letter). According to the IRS website (https://www.irs.gov/individuals/understanding-your-cp05-notice), you should definitely respond if they request specific info. My refund was delayed by 5 months because of this miscommunication. Has anyone else had this happen?

The CP05 is an Income Verification Notice that places your account in Status Code 570 (Additional Account Action Pending) and usually generates a Transaction Code 971 (Notice Issued) on your transcript. If you pull your transcript and see Code 420 alongside these, it indicates a full-scale examination rather than routine verification. Current processing timeframes for 2024 CP05 resolutions are averaging 52 days, with critical cases being expedited if hardship can be demonstrated. The March 14th congressional inquiry timeline is actually quite favorable compared to historical intervention points.

My state refund was like waiting for a package with no tracking number. Federal came in 8 days, state took 6 weeks. Called my state tax office after 4 weeks and they just said "it's processing" - super helpful, right? But honestly, it's normal for state refunds to take longer than federal. The IRS has way more resources than your average state tax department. Think of it like comparing Amazon's delivery speed to a small local shop's shipping - just different scales of operation. Federal might take 1-3 weeks while state could be 3-8 weeks depending on where you live.

According to the Federation of Tax Administrators' 2024 processing guidelines, state refund timeframes vary significantly by jurisdiction. For example, section 6.2(b) of most state tax codes establishes a 45-day interest-free processing window, after which the state must pay interest on delayed refunds. Data from the National Taxpayer Research Institute shows that in 2023, the average processing time was 12-21 days for e-filed returns with direct deposit across all states, with New Mexico being fastest (8 days average) and Hawaii slowest (38 days average). Your multi-state situation due to remote work may trigger additional verification under section 18(c) of most state tax regulations.

It appears there might be some confusion between the temporarily expanded Child Tax Credit from 2021 and the current version. For tax year 2024 (filing in 2025), the Child Tax Credit is generally $2,000 per qualifying child under 17, though this could potentially change if Congress passes new legislation. The credit may be partially refundable up to $1,600 per qualifying child, depending on your earned income. California doesn't currently offer a state-level supplement to the federal CTC, although there are other California-specific credits you might qualify for, such as the Young Child Tax Credit if you have children under 6 and qualify for CalEITC.

Quick q - are you asking about monthly CTC pmts like we had during COVID? Those aren't happening rn for 2024. The current CTC is $2k per kid under 17, and you'd get it when you file your taxes (not in advance). Cali doesn't have its own version of CTC, but def look into CalEITC and Young Child TC if your income qualifies. Btw, has your refund been delayed or are you just planning ahead?

I had a similar situation last month. Here's what I learned: 1. SBTPG updates to "funded" when they receive money from IRS 2. They then process the payment to remove tax prep fees 3. They initiate an ACH transfer to your bank 4. Your bank then processes the incoming ACH The trace number is internal - you won't see it. What a relief when I finally understood this! Mine took exactly one business day after showing funded. If your bank processes same-day ACH (many do now), you might see it today. Otherwise, tomorrow morning is likely.

According to the SBTPG FAQ page (https://www.sbtpg.com/FAQ), once your account shows as funded, the money has been received from the IRS and is being processed for disbursement to your bank account. The trace number is an internal reference not visible to customers. Most major banks process these transfers within 1-2 business days, though some credit unions may take longer. If you have online banking set up with alerts, I'd recommend setting up a deposit notification rather than constantly refreshing. The SBTPG customer service portal also has a message center where you can check for any holds or verification requirements.

I think there's another approach worth considering that's helped me get consistently fast refunds. Instead of focusing on when to file, I've found that how you file makes a bigger difference. For the past three years, I've used professional preparation services rather than DIY software, and my refunds (with EITC/CTC) have arrived within 14-21 days regardless of filing date. Yes, I paid a bit more upfront, but the peace of mind and faster access to my money was worth it. My tax preparer explained that professional software includes additional compliance checks that reduce the likelihood of delays.

I... um... might have some insight here. I've been tracking my refund timing for the past 5 years, and I noticed a similar pattern. In 2022, I waited until March 1st to file (instead of my usual January filing) because I was waiting for a corrected 1099. To my surprise, I received my refund in just 9 days, even with EITC. So for 2023, I purposely waited until February 22nd, and again - refund in 12 days. I think there might be something to your theory, though I'm hesitant to say it's guaranteed. Perhaps the verification systems are less congested by mid-February?