This happened to me last year and the year before. In 2022, my federal came 9 days before state. In 2023, it was 16 days. This year my federal arrived February 18th and state didn't show up until March 12th. It's becoming the new normal with state systems being slower than federal. As long as your state shows "Processing" and not "Review" or "Verification Required," you should be fine.

I'm experiencing something similar this year! Filed on February 3rd and got my federal refund last week, but my state is still showing "Processing" after 34 days. In previous years, my state (Virginia) was always 5-7 days faster than federal. I called the Virginia Department of Taxation yesterday and they said they're running about 2-3 weeks behind their normal processing schedule due to system upgrades they implemented in January. The representative assured me that as long as it shows "Processing" rather than "Under Review," it's just in the queue and should be released soon. Maybe your state is dealing with similar backend changes this tax season?

in the same boat rn. been refreshing since this morning like a 🤡

I've been using Chime for my refunds for 3 years now and honestly the timing is all over the place. Sometimes it hits at 2pm, sometimes 11pm, once it even came at like 5am. The good news is it's usually within 24-48 hours of getting your approval. Just try to stay busy and it'll come when it comes!

Has anyone considered the state tax implications here? Different states treat gambling income very differently. Some states don't allow gambling loss deductions at all, while others follow federal rules.

This is a really complex situation that I think requires extra caution. While everyone's given great advice about the nominee income approach, I'd strongly recommend getting this documented BEFORE you file your return. The IRS has been cracking down on sports betting income reporting, and having everything properly documented upfront could save you major headaches later. A few additional points to consider: Make sure your friend actually reports the income on their return - if they don't, and the IRS matches your 1099 showing you reported it as nominee income, that could trigger questions for both of you. Also, keep detailed records of the deposit/withdrawal patterns showing the money flow went directly between your friend and the betting site, not through your personal accounts. One more thing - consider whether this arrangement is worth the ongoing tax complexity. Most legitimate sports betting sites have pretty straightforward account creation processes now, so it might be easier for your friend to just set up their own account going forward.

There's actually a legitimate explanation for the delays this year. The Indiana Department of Revenue implemented new Fraud Detection and Prevention Protocols (FDPP) for TY2023 returns being processed in 2024. This is specifically targeting returns with multiple income sources due to a 34% increase in fraudulent filings using fabricated 1099 information. The verification matrix includes cross-referencing reported income against payer-submitted documentation, which creates an additional processing interval of approximately 14-21 days for contractors with multiple income sources.

I'm in almost the exact same situation! Filed my Indiana return on February 20th with income from 3 different 1099s, and I've been stuck on "processing" for 32 days now. Federal came through in 16 days no problem. Based on what others are saying here about the new verification protocols for multiple 1099 income, it sounds like we're both in that 30-45 day processing window. Really appreciate everyone sharing their timelines - gives me hope that mine should come through in the next 1-2 weeks. The waiting is the worst part when you have no real information!

Has anyone dealt with foreign online casinos? I'm in a similar boat but the casino I used is based offshore and I haven't received any tax forms at all. I'm worried about reporting correctly since I did win about $4200 last year.

I went through something very similar with online gambling winnings last year. One thing that really helped me was contacting Modo casino directly to see if they could provide a detailed transaction history or account statement. Many online casinos can generate reports showing your session-by-session activity, which gives you a much clearer picture of your actual wins and losses throughout the year. Also, don't forget that if you made deposits using a credit card, those statements can serve as additional documentation of your gambling activity. While bank statements and credit card records aren't as detailed as a proper gambling log, they're still legitimate documentation that the IRS will accept if you don't have anything else. One more tip - if you decide to itemize to claim your gambling losses, make sure you understand that gambling losses can only offset gambling winnings. You can't use them to reduce other types of income. So in your case, you could potentially deduct up to $3700 in losses (the amount of your winnings) if you have proper documentation and choose to itemize.