According to the official IRS.gov appointment guidelines (https://www.irs.gov/help/contact-your-local-irs-office), you should bring: 1) Current year return, 2) Prior year return, 3) All supporting documents for current year (W-2s, 1099s), 4) Two forms of ID, and 5) Any IRS notices you've received. I was nervous about my appointment too, but having everything organized in separate folders really helped.

I went through this exact same process about 6 months ago and can confirm what others are saying - bring everything! The agent at my appointment specifically asked for my current year return (2023), the prior year (2022), and all supporting documents like W-2s and 1099s for the current year. They also wanted to see two forms of photo ID. The whole process took about 45 minutes, and they were very thorough in cross-referencing information between years. I'd recommend organizing everything in clearly labeled folders beforehand - it made the appointment go much smoother. With three kids, I totally understand wanting to get this right the first time. Better to over-prepare than have to reschedule!

FWIW it sounds like your husband's work might be using those new 2025 W-4P withholding tables incorrectly. I'm going through exact same thing with my payroll. New updated tables came out but our payroll company applied them in a way that's drastically reducing withholding for everyone. We literally had a company-wide meeting about it last week when everyone started noticing their withholding dropped to almost nothing overnight. Payroll is supposedly fixing it but said any underwithholding from earlier checks is basically our problem to deal with.

This is incredibly frustrating but unfortunately not uncommon right now. I work in HR for a mid-sized company and we've been getting similar complaints since the beginning of the year. What's likely happening is that your husband's employer's payroll system has a configuration error with the 2025 withholding tables. We discovered our system was incorrectly applying married filing status calculations that assumed significantly higher standard deductions than appropriate, resulting in dramatically reduced withholding amounts. A few immediate steps you can take: 1. Request that your husband's HR department provide documentation showing exactly how they calculated his withholding amount. They should be able to show the math. 2. File a new W-4 immediately with "Single" selected for withholding purposes (this won't affect how you file your actual return) and add extra withholding in step 4(c). 3. Document everything - keep copies of paystubs showing the incorrect withholding amounts, your communications with HR, etc. If HR continues to be unresponsive and multiple employees are affected, this may warrant a complaint to your state's Department of Labor. Employers have legal obligations to implement withholding correctly, and systematic errors affecting multiple employees can result in penalties for the company. Don't let them brush this off as "just how the system works" - withholding of pennies on thousands in wages is mathematically impossible under normal circumstances.

Does anyone know if the delay also applies to crypto transactions? I thought there was a similar reporting requirement going into effect for crypto exchanges to report transactions over $600.

This is really helpful information, thanks everyone! I've been using multiple payment apps for both personal and business transactions and was definitely confused about what I needed to track. One thing I'm still unclear on - if I'm doing freelance graphic design work and get paid through Venmo or PayPal, but I'm under the old $20K/200 transaction threshold, do I still need to report that income even without a 1099-K? I've been keeping my own records but wasn't sure if it was actually required to report without the form. Also, has anyone dealt with situations where clients pay you through multiple different apps? Like some pay through PayPal, others through Venmo, others through Zelle - does each platform track separately for the threshold, or is it somehow combined?

Last year I had a similar situation that drove me crazy. My WMR showed completed but my transcript wasn't updated for almost two weeks. I called the IRS and they explained that amended returns go through a separate processing system. The WMR tool gets updated from one database while transcripts pull from another. In my case, the money actually arrived in my account even before the transcript updated! Just keep an eye on your bank account - you might be pleasantly surprised.

I went through something very similar with my amended return last year! The timing discrepancy between WMR and transcripts is actually pretty common, especially with amended returns that include foreign income. From my experience, the WMR system tends to update first because it's pulling from a different processing queue than the transcript system. Since you filed in February and are now seeing the 3 bars in April, you're actually in a pretty normal timeframe. The foreign income component might add a few extra days to the transcript update, but don't panic - the systems will sync up. I'd give it another week or so before getting concerned. Keep checking your bank account too, sometimes the refund arrives before the transcript even updates!

Protip: call your local taxpayer advocate if it goes longer than 30 days after completion. They can sometimes speed things up

Been there! Mine took about 3 weeks after all bars completed to see the 846 code. The key is checking your account transcript on Fridays when they do weekly updates. Also, make sure your bank info is still current because sometimes they'll hold the refund if there's any mismatch. The waiting is the worst part but you're almost there! 🤞