Did you file married filing jointly? Sometimes if you're the secondary person on the return it goes to the primary person's account only.

I'm going through the exact same thing with Commerce Bank! My transcript shows refund sent on May 8th and still nothing in my account. Called Commerce twice and they keep saying no pending deposits, but based on what everyone's saying here it sounds like we just need to wait a few more business days. The timing with weekends really throws everything off. I'm trying not to panic but when you're counting on that money it's so stressful. Let me know if yours shows up - I'll do the same!

Thanks everyone for all the detailed recommendations! This has been incredibly helpful. I'm leaning towards the Fujitsu fi-8170 based on Molly's recommendation - the ultrasonic double-feed detection sounds perfect for our client document issues, and 70 ppm would be a huge upgrade from our current ancient scanner. @Skylar @Kelsey - the taxr.ai discussion is fascinating. I had no idea AI document processing had gotten that good for tax forms. Definitely going to look into that as an add-on once we get the new scanner up and running. @Norah @Jessica - same with the Claimyr service. We probably spend 10+ hours per week on IRS hold during busy season, so anything that can free up that time would pay for itself quickly. One more question for the group: for those using network-enabled scanners, do you have any security concerns with scanning sensitive tax documents over your office network? Our clients trust us with some pretty confidential stuff and I want to make sure we're not creating any vulnerabilities.

Just wanted to chime in as someone who went through this exact scanner shopping process last year! We ended up with the Fujitsu fi-8170 that Molly recommended and it's been fantastic. The speed difference during tax season was night and day compared to our old scanner. One tip I wish someone had told me - make sure to factor in the cost of replacement parts when budgeting. The pick rollers and separation pads need replacing every 200K-400K pages depending on usage. For the Fujitsu, a full maintenance kit runs about $150-200, which isn't bad considering how much we use it. Also seconding the security concerns Omar raised. We set ours up to scan directly to encrypted folders on our server rather than using cloud storage, just to keep everything in-house. The IT setup was straightforward but definitely worth having a professional configure it properly the first time. Good luck with whatever you choose - any of the scanners mentioned here will be a huge upgrade from what you're currently dealing with!

If ur doing this yourself, the actual calculation is pretty simple. The employer contribution is a business expense that reduces ur net income. So if ur in the 24% bracket, a $10k contribution saves u $2,400 in federal taxes plus whatever state tax u have. Just make sure u follow the limits - employer contribution can't exceed 25% of compensation for an S-corp. So with $62k salary, ur max employer contribution would be $15,500, plus ur employee contribution. Hopefully that helps!

This is exactly the kind of question I was wrestling with when I first elected S-corp status for my LLC! The key thing to understand is that employer contributions to your solo 401k are treated as a business deduction, which reduces your S-corp's net income before it flows through to your personal K-1. So in your case, that $10k employer contribution would reduce your business profit from $98k to $88k for tax purposes. This means you'll save taxes at your marginal rate on that $10k - so if you're in the 24% bracket, that's $2,400 in federal tax savings, plus any state tax savings. One thing to double-check: with your $62k salary, your maximum employer contribution would be 25% of that, which is $15,500. So your planned $10k contribution is well within limits. The employer contribution is definitely more tax-efficient than taking it as a distribution since it reduces your taxable income entirely, whereas a distribution would still be taxable income (though not subject to self-employment tax thanks to your S-corp election). I'd recommend running the numbers both ways - with and without the contribution - to see the exact impact on your tax situation. It's usually a no-brainer from a tax perspective!

Has anyone considered the "claim of right" doctrine as an alternative to Form 4684? If you included the money that was stolen in your income in a prior year, you might be able to take a deduction under Section 1341 instead of as a theft loss.

I'm really sorry to hear about the wire transfer fraud - that's devastating for any small business. Based on what you've described, you should definitely be able to claim this as a business theft loss on Form 4684 Section B since it occurred in your partnership LLC. A few key points for your situation: 1. **Multi-year spreading**: Yes, if the loss exceeds your business income, you can carry it forward as a Net Operating Loss (NOL) indefinitely under current rules, though limited to 80% of taxable income each year. 2. **Partnership flow-through**: The loss will flow through your Schedule K-1s to your personal returns. Since it's a business loss, your $175k AGI won't limit the deduction like it would for personal casualty losses. 3. **Documentation is crucial**: Make sure you have a police report, bank documentation of the fraudulent transfer, correspondence about recovery efforts, and evidence of the criminal intent behind the fraud. One thing to verify - make sure the wire transfer truly meets the IRS definition of "theft" (criminal taking through deception/false pretenses). Wire fraud typically qualifies, but having solid documentation of the criminal nature is essential. Consider consulting with a tax professional who has experience with partnership returns and theft losses, especially given the significant amount involved. The IRS may scrutinize larger theft loss claims more closely.

Definitely send it certified mail with return receipt requested! I learned this the hard way when dealing with the IRS - regular mail can get lost in their massive processing centers, and then you have no proof you sent anything. Certified mail gives you tracking and confirmation of delivery, which is crucial if you need to prove you responded within the required timeframe. The 30-45 day timeframe is pretty accurate in my experience, though it can sometimes take longer during busy seasons (like right after tax season). The key is that certified mail creates a paper trail showing you responded promptly to the notice. Make sure to keep copies of everything you send - the cover letter, all documentation, the certified mail receipt, and the return receipt when it comes back. If you end up needing to call later, having all these details will help the IRS agent locate your correspondence in their system much faster. One tip: write your SSN and the notice number from your CP14 clearly on the cover letter and reference them in the first paragraph. This helps ensure your response gets matched to the correct account and notice.

I went through something very similar last year and it turned out to be a timing issue between when I paid and when their system generated the CP14 notice. The fact that your IRS online account shows $0 is actually the best indicator that your payment was received and processed correctly. The discrepancy in amounts ($894 vs $1375) could be due to penalties or interest that weren't included in your H&R Block calculation, especially if there were any underpayment issues during the tax year. However, since your online account shows $0, it suggests these were either waived or your payment covered everything. I'd strongly recommend taking screenshots of your online account showing the $0 balance - do this regularly as documentation. Also gather all your payment confirmations from when you paid on July 3rd. If you paid electronically, your bank can provide detailed records showing when it cleared. Since the phone lines are impossible, I'd suggest responding to the CP14 in writing with copies of your payment proof. Send it certified mail with return receipt so you have proof of delivery. Include your SSN and the CP14 notice number clearly in your cover letter, and explain that your payment was processed and your online account shows $0 balance. Don't panic about paying the $183.50 just to avoid problems - if your account truly shows $0, you shouldn't owe anything. The written response approach will create a proper paper trail and should resolve the discrepancy within 30-45 days.