omg I literally JUST went thru this exact thing!! my transcript updated last Thurs showing DD date of 4/24 but WMR still showing first bar like nothing happened 🙄 called IRS after trying for like 3 days straight (busy signals FTW) and they confirmed my refund is actually processing and the $ should hit my acct on the date shown on transcript. WMR is basically useless rn tbh. hang in there!!

I've been tracking refund patterns this tax season, and I'm seeing a clear trend of transcripts updating 3-5 days before WMR updates. What specific codes do you see on your transcript? Have you checked for a 570 code (indicates a temporary hold) or a 971 code (notice issued)? If you only see the 846 code with a future date, that's very promising. Did you claim any refundable credits like the Child Tax Credit or Earned Income Credit that might trigger additional verification?

I received my unemployment tax adjustment exactly 17 days after my transcript updated with code 571. The amount was $1,432 for $10,200 of unemployment compensation. Based on the IRS processing schedule, they're currently working on returns with AGIs between $75,000 and $125,000. Returns with dependents are taking an additional 14-21 days on average. I'd suggest checking your transcript every 72 hours rather than daily, as the IRS typically updates in batches on Wednesdays and Fridays. I'm hesitant to suggest a timeline, but most single filers are seeing resolution within 45 days of the IRS announcement.

Let me walk you through what happened with my unemployment tax adjustment: 1. First, I checked my transcript weekly - not daily (saves sanity) 2. Noticed a TC 290 code appear with $0 amount (this means they're reviewing) 3. Two weeks later, saw TC 971 (notice issued) and TC 290 with a negative amount 4. Five days after that, TC 846 appeared with my refund amount 5. Money was in my account three business days later BUT - here's the warning: I had a friend who saw all these codes then got a letter saying they needed to verify his identity. His refund was delayed another 6 weeks. If you see code 570, that means there's a hold on your account and you should call immediately.

Did you claim any credits? Like EITC or Child Tax Credit? Those take longer. Always do. Especially for joint filers. IRS flags them more often. Just curious about your situation.

I went through this exact situation on February 20th, 2023. TurboTax showed March 13th as my refund date, but the IRS was still processing. I panicked and called them on March 1st. The agent told me everything was fine - just backlogged. I received my refund on March 16th, just a few days later than TurboTax estimated. The IRS is dealing with millions of returns right now, and their systems don't always communicate status updates in real-time. I'm concerned the growing gap between tax software predictions and actual IRS timelines is creating unnecessary anxiety for filers.

I'm concerned about the pattern I'm seeing with Spruce accounts this year. There's definitely a systematic delay happening. When I had this issue, I spent hours trying to reach someone at the IRS who could tell me if they had actually sent the money or if it was stuck somewhere. Finally used Claimyr (https://claimyr.com) to get through to an agent in about 20 minutes. They confirmed the money had been sent to H&R Block/Spruce on the date shown on my transcript, which gave me leverage when calling H&R Block. Might be worth the fee if you're worried about where your money is.

Have you tried checking your refund status through the H&R Block mobile app instead of calling? I found their app actually shows more detailed information about Spruce deposits than their website does. According to the H&R Block subreddit and their community forums (https://community.hrblock.com/), there's a specific section under "Refund Status" that shows if they've received the funds from IRS and when they expect to release them to your Spruce account. This saved me a lot of stress when I was in your situation last month!

I had almost this exact situation happen to me last year with a state disaster relief payment. I filed in early February, got my refund about 3 weeks later, and then received a 1099 in mid-March (they claimed it was sent earlier but I never got it). I called the IRS in a panic, and the agent told me this happens all the time. She said to file an amendment after I received my refund and to include a brief note explaining the late 1099. I did that, paid the small additional amount I owed, and never heard anything more about it. The whole process was much less stressful than I expected!

I might be in the minority here, but I would probably just wait for the CP2000 notice rather than amending, especially if the tax impact is relatively small. The IRS is, in my experience, generally reasonable about waiving penalties when information documents arrive late. You'll likely receive your refund in the normal timeframe, and then possibly get a notice 8-12 months later. At that point, you can respond with an explanation and pay any additional tax plus interest (which would be fairly minimal on $700 of income). Just be sure to set aside enough to cover the potential tax due so you're not caught off guard if/when the notice arrives.

Just to clarify something important - if you're getting the transcript for your mother, you'll need Form 2848 (Power of Attorney) or Form 8821 (Tax Information Authorization) filled out and submitted before you can access her information. I learned this the hard way last year when trying to help my dad with his taxes. I spent hours setting up my own account only to discover I couldn't access his information without the proper authorization. Saved myself a headache the second time around!

If you're concerned about online security, you can visit a local IRS Taxpayer Assistance Center in person. You'll need to schedule an appointment exactly 2-3 weeks in advance by calling 844-545-5640. Bring 2 forms of ID. The advantage is you'll receive the transcript immediately without waiting 5-10 business days for mail delivery. Just be aware that not all centers are fully staffed - the one in my area is only open 3 days per week with limited hours.

I'm honestly shocked at how difficult the ITIN process is! It feels like they deliberately make it complicated. When I called about my mother's ITIN last year, the agent actually told me that many applications are sitting in processing queues for 10-14 months without any updates or notifications to applicants. It's absolutely ridiculous that they don't even send a confirmation that they received your application!

I went through this exact situation with my daughter's ITIN. Here's what worked for me: 1. First, call the dedicated ITIN unit at 1-800-908-9982 2. Have your tax return info ready - they'll ask for the tax year and your information 3. Request a status check on the ITIN application 4. If they can't find it, ask if you should submit Form 4506-T to request verification 5. If no record exists, you'll need to reapply with a new W-7 6. When reapplying, consider using a Certified Acceptance Agent (CAA) who can verify your original documents 7. This prevents sending originals to the IRS The whole process took about 6 weeks once I reapplied properly.

OMG I was JUST about to post this exact question!!! Filed 2/8, accepted same day, and my transcript FINALLY updated yesterday! Almost a month of waiting! I was getting so worried because I need my refund for car repairs, but everything processed perfectly once it finally started moving. Hang in there!

Quick q - did u claim any credits like CTC or EITC? Those always take longer bc of extra verification steps. My brother and I filed same day (2/7) but his had EITC and took 2 wks longer for transcript update.

I had a client on March 15, 2023 who didn't check before filing. Their $5,400 refund was completely offset for child support. They filed on January 28th and didn't find out until February 22nd when their refund was significantly less than expected. By April 10th, they had to postpone their home purchase because they were counting on that money for closing costs. Don't make the same mistake - call 1-800-304-3107 BEFORE you file so you can plan accordingly.

From what I've seen in this community, there are three key things you need to know: 1. Call the Treasury Offset Program at 1-800-304-3107 for federal offsets 2. File Form 8379 (Injured Spouse) to protect your portion of the refund 3. Contact your state's child support enforcement agency for the most accurate balance information The consensus here is that you should check BEFORE filing your return so you can make an informed decision about filing jointly vs. separately.

This happened to me. February 2023. Full refund taken. $4,782. No warning. Called SSA. Waited 3 hours. They said I was overpaid in 2020. Disputed it. Filed Form SSA-561. Provided bank statements. Took 5 months. Got money back in August. Keep all documents. Be persistent. Call weekly. Ask for supervisors. Document every call.

I successfully fought an SSA offset last year! The key was requesting an in-person appointment at my local SSA office instead of trying to handle it by phone. Doesn't everyone say the phone system is impossible? I brought all my documentation showing their calculation error, and the local officer was actually helpful. She identified that they had counted the same income twice in their system. Had my refund back in about 6 weeks after the meeting. Could you try getting an in-person appointment?