I went through EXACTLY this last year! Turns out the IRS system had flagged me because someone with a similar name and SSN (just one digit off) had Marketplace coverage. The fastest solution was to paper file my return with a written statement explaining I didn't have Marketplace coverage and including proof of my other coverage (I attached a copy of my insurance card and a benefits statement). Yeah it's annoying because paper filing means waiting longer for your refund, but it got processed eventually. Whatever you do, don't just ignore the rejection - the IRS computers will keep expecting that Form 8962 until the issue is resolved.

This exact thing happened to me two years ago! The IRS rejection was super confusing because I was also on my parents' employer insurance and had never even heard of Form 8962. Here's what I learned: The IRS database sometimes has glitches where SSNs get mixed up or incorrectly flagged. Since you were on your parents' plan (not Marketplace insurance), this is almost certainly a system error. My advice: 1. Confirm with your parents they had employer insurance, not Marketplace 2. If confirmed, call the IRS at 1-800-829-1040 first thing in the morning (7 AM) when wait times are shorter 3. Have your SSN, rejection notice, and tax return ready 4. Explain you were covered by employer insurance, not Marketplace insurance 5. Ask them to check their records and remove the Form 8962 requirement from your account The agent should be able to see the error and fix it so you can e-file normally. If phone wait times are too long, paper filing with an explanation letter works too, but takes way longer to process. Don't stress too much - this is more common than you'd think and it's totally fixable!

Be careful with your expectations here. I had a similar Refund Freeze Code (570) last filing period, and it took approximately 6 weeks to resolve. The absence of a 971 Notice Issued code initially seemed positive, but in my case, it simply meant the systematic review was in a preliminary stage. The verification process for education credits has intensified significantly since the Treasury Inspector General for Tax Administration report identified substantial improper payments.

I'm going through the exact same thing right now! Filed 2/5 and just got the 570 code yesterday with a 3/15 as-of date. No 971 code either and I'm definitely stressed about it. Reading all these responses is actually really helpful though - seems like this is way more common than I thought, especially for students claiming education credits. I claimed the AOTC for my spring semester expenses, so that's probably what triggered the review. Thanks everyone for sharing your experiences! Going to try to be patient and check my transcript in a few days rather than obsessively refreshing every hour like I have been 😅

THIS IS WHY THE IRS NEEDS TO MAKE THIS STUFF EASIER TO UNDERSTAND FOR NORMAL PEOPLE!!!!! We shouldn't need a degree just to know if were getting our money back or not 😤

I feel your pain! When I first got my transcript I stared at it for like an hour trying to make sense of all those numbers. The key thing is to look for the "as of date" at the top - that tells you when the info was last updated. Then find the most recent transactions by date. If you see a 570 code, that usually means there's a hold on your refund. The 846 code with a future date is your actual refund being issued. Don't stress too much about the older dates - those are just your original filing and processing. The IRS website has a code lookup tool that can help decode some of the mystery numbers too!

waited 3 months last year... IL is always slow af with returns fr fr

Also try checking early morning or late evening - the MyTax Illinois website tends to be less busy during those times. If you're still having trouble, you can also contact your local Illinois Department of Revenue office directly. They sometimes have shorter wait times than the main hotline. Good luck!

Can't you just file Form 8832 again to revoke the first election before filing 2553? I think there's a box you can check to revoke a previous election.

I went through this exact same situation with my LLC last year - filed Form 8832 by mistake when I meant to elect S corp status. The panic is real, but you can definitely fix this! Here's what worked for me: I immediately sent Form 2553 with a cover letter explaining the error, and I also included a copy of the mistakenly filed Form 8832. In the cover letter, I clearly stated my intention was always to elect S corporation status and that the Form 8832 was filed in error. The key is being very explicit about your intentions. Write something like "I mistakenly filed Form 8832 believing it was the correct form to elect S corporation status. My intention has always been to elect S corporation tax treatment under IRC Section 1362(a)." I also recommend sending it via certified mail or using the IRS fax number (855-214-7522 for Form 2553) to ensure faster processing. The IRS processed mine correctly and I received confirmation of my S corp election about 8 weeks later. Don't wait - the sooner you get the correction in, the better your chances of having it processed properly before any complications arise.