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Last year my mom had over $40k in medical expenses from cancer treatment. Her preparer made a mistake on how her insurance reimbursements were reported. The IRS actually caught it and INCREASED her refund by about $2,800! Sometimes errors work in your favor. The whole process took about 8 weeks to resolve, but the IRS was surprisingly helpful. They even assigned her a case worker who walked her through exactly what documentation they needed. It wasn't nearly as scary as we expected.
Keep all your medical receipts. Store them digitally. Back them up. IRS can audit up to three years back. Six years if they suspect substantial errors. Forever if they suspect fraud. Not trying to scare you. Just be prepared. Good preparers help but can miss things. Especially with complex medical situations.
I think there's a processing delay this year that's affecting many February filers. I've tracked exactly 27 cases in another forum where people filed between February 10-15 and are still showing no transcript updates. Of those, 22 received state refunds normally. The IRS is processing approximately 2.3 million returns per day according to their latest data, but they received over 54 million returns in February alone. The math suggests some returns will take 30-45 days just to enter the system. Can anyone confirm if this matches what they're seeing?
This happened to me last year! The IRS and your state tax department are like two siblings who don't talk to each other but live in the same house. My state refund came through in about 10 days while my federal return was apparently sitting in a digital waiting room for almost 7 weeks. No transcript updates, nothing. Then one magical Tuesday morning, my transcript suddenly appeared fully processed and my refund arrived two days later. The tax gods work in mysterious ways... just tell your friend to hang in there!
This seems to be, in my professional opinion, a classic case of split processing that happens with certain refundable credits. I would recommend possibly using taxr.ai to analyze your transcript once you can access it. The tool might be able to identify which specific codes are causing the partial release and could potentially give you a more accurate timeline for the remaining amount. I've found it particularly helpful in cases where refunds are processing in unusual ways, as it can sometimes explain things that even the IRS representatives might not immediately recognize when you call.
I've seen similar tools that just repeat information you could find on the IRS website. How is this one different compared to just reading the transcript codes yourself? Not trying to be difficult, but in situations like this where money is involved, I'm always cautious about third-party services.
9d
Has anyone used taxr.ai with split refunds specifically? I'm kinda in the same boat rn and wondering if it actually helps predict when the second part comes? TIA!
7d
I experienced this exact situation with my Refundable Child Tax Credit last month. The IRS disbursed my standard refund first (the overpayment from my withholdings) while the system was still processing my CTC verification. According to the Internal Revenue Manual section 21.4.1, this is standard procedure for certain refundable credits that require additional verification protocols. My transcript showed TC 846 for the initial payment followed by TC 570 (indicating additional review) and finally a second TC 846 for the remaining credit amount. The implications for your financial planning are significant, but at least understanding the process helps manage expectations. My second deposit arrived exactly 14 days after the first one.
I had this EXACT situation last month. Got tired of the runaround and used Claimyr (https://claimyr.com) to get through to a senior IRS agent. Waited on hold for years before discovering this service. Got connected in like 20 minutes and the agent was able to see my full file history and confirm I wasn't actually in errors - just needed verification. Got my refund a week later. Worth every penny not to waste hours on hold just to get wrong info.
For real? Might have to try this. I've wasted so many hours on hold just to get different answers every time š©
10d
100%. The regular IRS line is impossible this time of year. With Claimyr you get to an actual agent who can see your whole file, not just basic status info. Saved me days of stress.
9d
Pro tip: Ask specifically for a "research agent" next time you call. They have access to more detailed information about your return status than the first-level reps. Also request they check internal notes on your account - sometimes there's info there that explains the discrepancy.
I had a similar situation last year where my transcript showed 570/971 for almost 5 weeks. Compared to people who just waited it out, I decided to call the IRS directly. Used Claimyr (https://claimyr.com) to get through after failing for days on my own. Unlike waiting for weeks more, I got connected to an agent who explained exactly what was happening and fixed it while I was on the phone. My 846 code appeared 3 days later.
Wait, you have to pay just to call the IRS? I filed on February 3rd and still have these codes showing as of April 15th. Does this service actually work? Seems weird to pay to call a government agency.
8d
OMG I'm going through this EXACT thing right now and I'm so stressed about it!! š« I've had the 570/971 combo for almost 3 weeks and I keep checking every morning hoping to see that beautiful 846 code! From what I've read in other groups, it seems like most people are getting their refunds about 2-4 weeks after these codes appear, but some are waiting longer. I'm just praying mine comes through soon because I really need it for some unexpected car repairs. š
Be very careful with Republic Bank TPG processing! Last year my refund got stuck in their system for THREE WEEKS after the IRS released it. The IRS transcript showed "refund issued" but Republic claimed they never received it. Had to file a Case Inquiry Form with their Resolution Department using specific ACH trace numbers from the IRS. The issue was their internal Refund Clearing System (RCS) had flagged my account for "verification" but never actually reviewed it. Make sure you monitor both your IRS transcript AND Republic's portal.
April 15th is coming up fast - should I be worried about penalties if this delay continues? My return was accepted according to TurboTax on February 4th, but nothing has updated since.
8d
I had almost the EXACT same experience! Did you have to keep calling them? My bank shows nothing pending and I'm getting desperate. How long after you filed the Case Inquiry Form did it take to resolve?
7d
Did you opt for fees taken from refund? That matters. Creates extra steps. Republic holds funds longer. Different processing path. Worth checking.
The IRS processing system is like a black box - information goes in, but you don't see what's happening inside until it's complete. The community wisdom here is: don't stress about the 'as of' date, focus on whether you have any actual notices or letters from the IRS. No news is generally good news. For weekly cycle filers, check your transcript Friday mornings for updates. Most returns this year seem to be taking 3-5 weeks even without complications.
Word of warning. My transcript was stuck on 'as of Feb 18' for weeks. Called IRS. Return flagged for verification. Additional 8 week delay. Sometimes no movement means problems. Not always. But possible.
I filed with TurboTax Free on February 3rd and got my refund on February 18th. Here's what I did step-by-step: 1. Filed electronically using TurboTax Free 2. Verified my return was accepted (not just submitted) 3. Checked WMR every 2-3 days 4. Saw the progress bar move to approved on day 12 5. Received direct deposit on day 15 I was surprised by how many verification steps the IRS seemed to add this year! My return was super simple too - just W-2 income, standard deduction, no credits.
I filed on January 29, 2024 using TurboTax Free and received my refund on February 12, 2024 - exactly 14 days later. My friend filed on February 15, 2024 with the paid version and is still waiting. I don't think the free vs. paid version makes any difference in processing time. The IRS doesn't even know which version you used since the data format is identical.
Checked IRS website at 11:45pm was saying N/A for transcript, checked again at 12am and its finally showing YAYYYYY ā According to TurboTax blog (https://ttlc.intuit.com/community/), this timing makes sense since the IRS updates overnight. Filed 2/10 accepted 2/11 Claimed Child Tax Credit (all 3 of my kids), Earned Income Credit, Education Credit, and investment income. Got both stimulus payments last year, have some self-employment income, 2 W2s. I have to use IP PIN every year due to previous identity issues... ILL UPDATE HERE IF I GET A DD DATE. As of date on transcript shows 2/16 UPDATE: just checked around 1:50pm - I HAVE A DIRECT DEPOSIT DATE FOR 02/25 YAYYYYYY THANK GOD will post screenshot in comments if anyone wants to see what a completed transcript looks like?
I just had the exact same experience! Transcript N/A for weeks then suddenly everything appeared at once. My timeline was almost identical - filed 2/9, accepted 2/10, transcript updated last night, DD date for 2/26. I have 2 kids, claimed CTC and education credits too. The relief is immense. I was checking WMR and transcripts multiple times daily and driving myself crazy.
Be careful with getting too excited before the money actually hits your account. Last year my transcript showed a DD date but then I got hit with a 570/971 combo code two days before my scheduled deposit. Turned out there was an income verification issue that took another 60 days to resolve. Not trying to rain on your parade, but I've learned the hard way that nothing is certain until the money is actually in your account. Double-check that you don't have any offset indicators or verification codes.
Sean Kelly
Be extremely cautious about checking your transcript too frequently. The IRS Identity Protection System sometimes flags accounts with excessive access attempts as potential identity theft risks. This can trigger an IP PIN requirement or account lock, further delaying your refund processing. I experienced this during the 2022 tax season when my Injured Spouse claim was delayed an additional 8 weeks due to identity verification requirements. The IRS representative specifically mentioned that daily transcript access triggered the security protocols. Consider limiting checks to once weekly, preferably on Thursdays when most transcript updates are processed.
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Zara Malik
Your return is currently in what's known as the Injured Spouse Processing Queue (ISPQ). Based on current processing metrics, returns accepted on February 10th, 2024 with Form 8379 and EITC are showing average processing times of exactly 112 days. The EITC verification adds precisely 23 days to standard injured spouse processing. The earliest DDD I've observed for a similar situation this season was for a return accepted on January 29th that received a DDD of May 8th - approximately 100 days from acceptance. Your estimated DDD would be June 1st, 2024 if following the same pattern.
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