Wait, I'm confused about something more basic. If your primary residence has an Airbnb component, aren't you supposed to depreciate that portion of your home? And if so, will that mess with your capital gains exclusion when you eventually sell? I've been avoiding any home office or Airbnb deductions because I'm worried about tax implications when selling.

This is a great discussion! I'm dealing with a similar situation but with solar panels instead of an EV charger. One thing I learned from my tax preparer is to be really careful about the "exclusive use" test for business portions. The IRS can be strict about spaces that are used for both personal and business purposes. For your EV charger situation, since it's installed on your property and serves both your personal vehicle and potentially guest vehicles, you'll want to document everything carefully. Keep records of when guests use it versus your personal use. I'd also recommend getting a letter from your tax professional outlining your allocation methodology in case you ever get audited. Also, don't forget that if you're taking depreciation on the Airbnb portion of your home (which you must), you'll need to track that carefully for when you eventually sell. The depreciation recapture can be a surprise tax hit that catches people off guard years later.

Don't beat yourself up about being an English major dealing with tax stuff - we all have our strengths! The most important thing right now is that you're taking action to fix this. Here's a practical step-by-step approach: 1. **Call the IRS immediately** using the number on your CP2000. Explain the mail forwarding situation - they're usually understanding about legitimate reasons for missing deadlines. 2. **Request your brokerage records** while you're gathering documents. Most brokerages can provide statements going back 7+ years, often available online or by calling their customer service. 3. **Get your IRS transcript** as Miguel mentioned - this will show you exactly what income the IRS thinks you missed, which helps you respond accurately. 4. **Don't assume you owe everything** the IRS calculated. CP2000 notices are often incorrect or incomplete, especially with investment income where cost basis might be missing. The fact that you're willing to pay what you legitimately owe shows good faith, and the IRS recognizes that. Focus on getting the facts straight first, then you can make informed decisions about your response. You've got this!

As a tax professional who's helped many clients through CP2000 situations, I want to reassure you that this is absolutely fixable! The advice here is solid, but let me add a few key points: **Timeline Reality Check**: You mentioned the deadline was "five days ago" - that's actually not bad at all in IRS terms. I've seen clients successfully resolve CP2000 notices that were months overdue. The key is acting now and having a reasonable explanation (which you do with the mail forwarding). **Before You Call**: Gather your Social Security card, a copy of the tax return in question, and the CP2000 notice itself. Having these ready will make your call much more productive. **What to Say**: When you call, be direct: "I received this CP2000 notice late due to mail forwarding while traveling for work. I need additional time to gather my brokerage records to respond properly." Don't over-explain or sound panicked - just state the facts clearly. **Documentation Strategy**: While you're waiting for brokerage records, also check if you have any old bank statements that might show the stock transactions. Sometimes these can help piece together the timeline if brokerage records are incomplete. The English major in you is actually an advantage here - you can write a clear, well-organized response once you have all the facts. Many tax professionals struggle with clear communication, so use that strength! You're going to get through this just fine. Take a deep breath and tackle it step by step.

If nobody has mentioned it yet, call the Taxpayer Advocate Service. They're an independent organization within the IRS that helps taxpayers resolve problems. Their service is free and they can help negotiate with the IRS on your behalf, especially in cases with financial hardship or when the regular IRS channels aren't working.

I went through something very similar with unfiled 2012 taxes - also due to personal circumstances that made me completely neglect filing. Here's what worked for me: First, don't panic and pay the full amount right away. The IRS calculation is almost always inflated because they assume worst-case scenario (no deductions, married filing separately even if you're married, etc.). I'd strongly recommend filing your 2013 return immediately, even though it's late. You can get all your income documents from the IRS using their online transcript service. Even if you can't find all your receipts for deductions, you can at least claim the standard deduction, which the IRS probably didn't include in their calculation. In my case, filing the late return reduced my tax liability by about 40% because the IRS had calculated it without any deductions. Then I requested penalty abatement for reasonable cause (grief/personal hardship) and got most penalties removed. The key is to be proactive and communicate with them rather than ignoring it. They're actually pretty reasonable when you explain genuine hardship situations and show you're trying to resolve it properly. Also, this won't hurt your credit score unless you completely ignore it and they end up filing liens. Properly working with the IRS to resolve tax debt doesn't get reported to credit agencies.

Just a heads up - I filed my Robinhood taxes myself last year using Credit Karma Tax and it messed up some of my wash sales. I ended up having to file an amended return. Make sure whatever software you're using properly handles wash sales if you've bought and sold the same stock within 30 days!

As someone who went through this exact situation last year, I'd strongly recommend double-checking that whatever free tax software you choose can handle investment income properly. Some of the truly "free" versions have limitations when it comes to investment reporting. I started with IRS Free File and quickly realized it wasn't going to cut it for my Robinhood trades. Ended up using FreeTaxUSA which was free for federal (small fee for state) and handled everything including some tricky wash sales that Robinhood flagged on my 1099. The key thing is to take your time when entering the information. Don't rush through it - investment income can get complicated fast, especially if you had a lot of trades. And definitely review everything twice before submitting. Better to spend an extra hour double-checking than to deal with an IRS notice later!

I just went through this last week and got my refund! My DDD was 5/17 (Friday), SBTPG received it that morning, and the money hit my Cash App on Monday 5/20 around noon. The SBTPG website did update on Saturday showing they had processed it, but the actual money transfer didn't happen until Monday. Did you check if your SBTPG account shows they've received the money from the IRS yet? Sometimes there's a delay between the DDD and when they actually get it.

This is such a helpful thread! I'm dealing with the same frustrating situation right now. My DDD was 5/24 (Friday) and I've been obsessively checking both the SBTPG portal and my Cash App all weekend. The SBTPG site shows they received my refund on Friday morning, but of course no movement on the actual deposit yet. Reading everyone's experiences here, it sounds like I should expect to see the money hit my Cash App sometime Monday or Tuesday. It's honestly ridiculous that in 2024 we still have to deal with these artificial delays when the technology exists for instant transfers. At least now I know to stop checking every hour over the weekend and just wait for Monday! Thanks for sharing your experiences, everyone - this community knowledge is way more useful than anything on the official SBTPG site.