make sure u update ur address on IRS website if u moved recently. They wont forward refund checks!!

Same thing happened to me last year! The waiting is the worst part. Just to add to what others said - you can also call the IRS refund hotline at 1-800-829-1954 to check the status once it's been about 10 business days since the bank rejection. They'll be able to tell you if they've processed it for a paper check yet. Hang in there! 🤞

Something nobody's mentioned yet - keep good records of your maximum account balances throughout the year, not just at year-end! I got caught in an audit once because I had just under $10,000 at year-end but had briefly exceeded that amount mid-year when I sold some property abroad. The FBAR threshold applies to the maximum aggregate balance at ANY POINT during the year, not just December 31st. So if your accounts fluctuate, track those balances carefully.

Just wanted to confirm what others have said - you're definitely in the clear with accounts under $2000! I had a similar situation with freelance income from abroad and was worried I'd missed something important. One thing that helped me was creating a simple spreadsheet to track my foreign account balances monthly. Even though I knew I was well under the thresholds, it gave me peace of mind and would be useful documentation if I ever needed it. I included the account name, currency, local balance, USD equivalent using year-end exchange rates, and any income generated. The key takeaway from my research and experience: income reporting (which you've done correctly on Schedule C) is completely separate from account reporting requirements. Since you're under both the FBAR $10,000 threshold and the much higher Form 8938 thresholds, you only need to worry about that Schedule B checkbox if you had any interest income from the accounts. Keep doing what you're doing - you've handled this correctly!

I'm dealing with the exact same frustration! Filed my Georgia return on February 15th and it's been stuck in processing limbo while my federal refund hit my account three weeks ago. Just checked this morning and mine finally shows the zeroed out tax liability too, so hopefully we're both in that final 1-2 week window everyone's mentioning. It's honestly ridiculous how much longer GA takes compared to the IRS - you'd think state returns would be simpler to process! I've been refreshing that GA Tax Center page way too many times a day. Fingers crossed we both see movement soon!

I'm going through the exact same thing right now! Filed my Georgia return on February 20th and it's been stuck in processing status for over three weeks while my federal refund arrived in 12 days. Just saw my GA tax liability zero out yesterday, so I'm hoping I'm finally in that last stretch everyone's talking about. It's so reassuring to read that the zero balance is actually a good sign - I was starting to worry something was wrong with my return. The waiting is driving me crazy, especially since I need that refund for some upcoming expenses. Thanks for posting this - at least now I know I'm not the only one dealing with Georgia's slow processing times!

To all those having trouble reaching a human at the IRS. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/wMf29SmRU-I

Hey @Mele Uluiviti! Just to add to what others have said - you're definitely getting a refund! 🎉 The way to think about it is: Code 150 is what you owe in taxes, and codes 766 & 768 are credits being applied to your account. Since those credits (the negative amounts) are larger than what you owe, the difference becomes your refund. The 04/15/2023 date is just when the IRS cycles process - it doesn't mean you have to wait until then to get your money. Usually refunds with those codes process much faster. You should see your refund hit your account within the next few weeks if everything processes smoothly. Keep checking your bank account and the "Where's My Refund" tool on the IRS website for updates!

Check if your company uses ADP, Workday, or another payroll system that has an employee portal. You can usually log in and see a detailed breakdown of all your deductions there. My company uses a cryptic "VOLBEN" code on paystubs but in the portal it shows exactly what it covers (dental $12.47, vision $5.80, life insurance $3.25, etc.

Pro tip from someone who's been through this exact situation - if you still can't find clear documentation about your deductions after checking all the suggested resources (benefits portal, orientation materials, etc.), you can also request a "total compensation statement" from HR. This document breaks down not just your salary but ALL benefits and their costs, including those mystery deductions. Most companies are required to provide this annually anyway, but you can request it anytime. It's much more detailed than a regular paystub and will show you exactly where every dollar is going. I discovered I was paying for benefits I didn't even know I had!