Anyone else getting the 'still processing' message? Starting to get worried...

Filed mine on Feb 3rd and just got my refund yesterday! Took exactly 8 business days with direct deposit to Chase. For anyone still waiting, I'd recommend checking the Kansas Department of Revenue portal - mine showed "approved" status about 2 days before it actually hit my account. Hang in there everyone!

Anyone else notice that the SDI rates changed in some states for 2025? I'm in California and my SDI jumped from 1.1% to 1.3% this year. Maybe that's why some of your deductions increased? Worth checking what state you're in and if any rates changed recently.

Hey Ethan! I totally get the confusion - those acronyms are like a foreign language when you're starting out. Everyone covered the basics well, but I wanted to add something that might explain your $95 jump specifically. Since you mentioned this is your first "real" job after college and you've only been there 3 months, there's a good chance your employer might have initially set you up with minimal withholdings during your probationary period or while you were getting your paperwork sorted. Now that you're fully onboarded, they probably switched you to the standard withholding rates based on your actual W-4 elections. Also, if you got any kind of raise or shift differential that kicked in after your probationary period, that would bump up both your gross pay AND your withholdings proportionally. Even a small hourly increase can cause a noticeable jump in total deductions. I'd suggest checking with payroll to see if anything changed in your employment status or pay rate recently. They should be able to show you exactly what changed between the two paychecks. Don't stress too much though - this kind of adjustment is super common for new employees!

One thing nobody mentioned yet - you need to check if your state requires an amendment too! Most states base their income calculations on federal AGI, so if that changes with your federal amendment, you probably need to amend your state return as well. Also if the K-1 had any state-specific pages (mine usually have multiple states where the business earned income), you might need to file in states you haven't filed in before. Check if you meet the filing thresholds for each state.

I might be the odd one out, but I've actually just let small K-1s slide before when they came super late and had minimal impact on my return. If we're talking about a tiny amount (like under $200 of income), sometimes the hassle of amending isn't worth it. The IRS generally has bigger fish to fry. That said, technically you're supposed to amend. So my approach isn't officially recommended. Just sharing my real-world experience.

Does anyone know if doing this recharacterization messes up your ability to do backdoor Roth conversions in the future? I'm in a similar situation and worried this will create some kind of red flag in the system.

I went through almost the exact same situation last year! The key thing to understand is that when you recharacterize contributions, you're essentially treating them as if they were made to a Traditional IRA from the beginning. For your Code R form (2022 contributions), you technically should amend your 2022 return to remove the Roth IRA contribution and add it as a Traditional IRA contribution instead. I know it seems weird since you just got the form, but the recharacterization itself happened in 2023, and the IRS wants your 2022 return to reflect the "corrected" contribution type. The good news is that if you didn't take a deduction for the original Roth contribution (which you couldn't have), the amendment is mainly just changing the type of contribution reported. It shouldn't result in any additional taxes owed. For your backdoor Roth strategy going forward, this actually sets you up perfectly! The recharacterized money is now in a Traditional IRA, and if your income is still above the Roth limits, you can convert that Traditional IRA money to Roth as part of your backdoor strategy. Just make sure to account for the pro-rata rule if you have other Traditional IRA balances.

Does anyone know if selling on Facebook Marketplace triggers the same 1099-K requirements? I've been selling furniture I refinish and I'm getting close to that threshold but haven't received any tax forms from them.

The whole 1099-K situation is incredibly frustrating for casual sellers. I've been dealing with something similar after selling some of my old photography equipment on eBay. What helped me was creating a simple spreadsheet tracking original purchase dates, amounts paid, and sale prices for everything. One thing your H&R Block advisor might not have mentioned - if you can prove you're selling personal items at a loss (which it sounds like you are), you should be reporting this on Schedule D as capital gains/losses, not as business income on Schedule C. Personal items held for more than a year get capital gains treatment, and while you can't deduct the losses, you also don't pay self-employment tax on the transactions. The key is documentation. Even without original receipts, you can use credit card statements, bank records, or research comparable prices from when you likely purchased the items. The IRS accepts reasonable estimates if you make a good faith effort to determine your actual cost basis. Don't give up on selling entirely - just get organized and understand the rules. The 1099-K is just a reporting mechanism, not a tax bill.