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Its all bureaucratic nonsense istg. why cant they just give us our money without all these stupid codes š¤®
Code 766 basically means the IRS has processed and approved your refundable credits (like EITC, Child Tax Credit, etc.). The 4-15-2025 date is just the tax year due date, not your refund date. You'll want to keep checking for code 846 which will show your actual refund issue date. Usually takes a few weeks after 766 appears, but every situation is different depending on your return complexity.
Thanks for the detailed explanation! So basically I just need to be patient and wait for code 846 to show up? This is my first time dealing with all these transcript codes so really appreciate the breakdown š
Don't forget about the Earned Income Tax Credit! If you have kids, filing jointly with a lower overall income (since your wife doesn't work) might make you eligible for EITC depending on how much you make.
That's not totally accurate. You need earned income to qualify for EITC. Just having kids isn't enough - the "E" in EITC stands for Earned. If his income is too high, they won't qualify regardless of filing status.
Just wanted to add another perspective here - I was in a very similar situation when my husband stopped working to care for our newborn. Beyond the tax advantages everyone mentioned, there are some practical benefits to filing jointly that aren't always obvious. For instance, if you ever need to apply for certain government programs or benefits, having a joint return can sometimes be required or preferred. Also, if your wife decides to go back to work later in the year or starts any freelance/gig work, filing jointly makes it much easier to handle those income changes without having to amend returns. One thing I learned the hard way - make sure you're both familiar with the tax return details even though only one of you is earning. Banks, mortgage companies, and other financial institutions will often want to see both spouses' information when you apply for loans or refinancing, and it's helpful if you're both up to speed on your tax situation. The bottom line is definitely file jointly - you'll save money and avoid complications down the road!
check your mail carefully - sometimes they send letters requesting more info and if you miss it the delay gets worse
Code 570 with EIC claims typically triggers an automatic review that can take 60-120 days, but there are a few things you can do while waiting. First, check your mail daily for any CP75 or similar notices requesting documentation - missing these will extend your delay significantly. You can also call the IRS at 1-800-829-1040 (best times are 7am or after 6pm) to see if they need anything specific from you. If you're experiencing financial hardship, contact the Taxpayer Advocate Service at 1-877-777-4778. Your transcript looks clean with no red flags, so this is likely just routine verification of your EIC eligibility based on your filing status and income level.
Thanks for the detailed advice! I haven't received any CP75 notices yet but I'll definitely keep an eye out for them. Going to try calling during those hours you mentioned - hopefully I can get through and find out if they need anything else from me. Really appreciate you laying out the timeline and next steps! š
Make sure all your W2 info matches exactly what you filed. Thats usually what they check with these holds.
I've been through this exact same situation! The 570 code appearing after your processing date (Feb 17) is actually pretty normal - it means they processed your return initially but then flagged it for additional review on Feb 24. With EIC claims like yours ($4,669), they're required to do extra verification to prevent fraud. The good news is your transcript shows everything looks correct - your withholdings, credits, and EIC all add up to that $7,529 refund amount. The timing suggests you should see movement soon since it's been about a week since the 570 code appeared. Most EIC reviews resolve within 2-3 weeks of that date. I'd recommend checking your transcript weekly for updates. Look for either a 571 code (which would release the hold) or an 846 code (which would show your actual refund date). Don't stress too much - this is just their standard verification process, especially for Head of Household filers with significant EIC amounts.
CaptainAwesome
I'm not sure this helps, but my tax guy said the IRS is MASSIVELY backed up on processing amended returns right now. Like 6-8 months behind. He said they're so overloaded they're making tons of errors like this. Something to do with their antiquated computer systems not being able to properly track amended returns vs. original returns when they're processed out of sequence.
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Yuki Tanaka
ā¢This! My amended return from last October is still "processing" according to Where's My Amended Return tool. When I finally got through to someone they basically admitted their systems are failing under the workload.
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Connor O'Neill
This is exactly why I always recommend keeping detailed records when dealing with amended returns. Your situation is frustrating but definitely fixable. Since you have the tracking confirmation that the voided check was delivered, you're in a good position. Here's what I'd do immediately: 1) Call the IRS Collections department directly at 1-800-829-7650 (not the general line) and explain this is about a levy notice you received in error. 2) When you get an agent, ask them to look at your account for "transaction code 570" - this should show when they received your returned check back in August. 3) Request an immediate "collection hold" on your account while this gets sorted out. They can place a 60-day hold which prevents any levy action. 4) Ask the agent to send you Form 12153 (Collection Due Process) if they can't resolve it immediately. This gives you formal appeal rights and stops collection activity. Also, definitely consider filing that Form 911 with Taxpayer Advocate Service that others mentioned. Your case has all the elements they look for: IRS error causing financial hardship, multiple failed attempts to resolve through normal channels, and imminent collection action. The key is being persistent and documenting every conversation. Don't let them brush you off - you have proof you followed their own agent's instructions by returning that check.
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