check if ur bank info was entered correctly on the return. Had similar situation last year and turned out I typed one number wrong in my account number smh

Don't panic yet! March 13th was only about a week ago, and refunds can take up to 21 days to hit your account even after the 846 code shows. Banks sometimes hold deposits for a few extra days too, especially larger amounts. Since you've already confirmed your bank info is correct, I'd give it another week before getting worried. The IRS systems have been running slower this year with all the processing changes. Your transcript looks normal - that 846 code on 3/13 is definitely your refund being sent out. If nothing shows up by March 27th (2 weeks from issue date), then definitely call the IRS refund hotline at 1-800-829-1954. But honestly, I bet it'll show up in the next few days! 🤞

has anyone else noticed the irs is super quick to cash checks but takes forever to process refunds? lol typical government efficiency at work 🙄

Just wanted to share my experience from last year that might help ease your anxiety. I was in almost the exact same situation - freelance web developer who owed about $4,200 and mailed in a paper return with a check. The IRS cashed my check within a week, but I didn't hear anything else for almost 2 months. I was starting to panic thinking something went wrong, but then I got a simple notice in the mail confirming my return was processed and accepted. No issues, no additional payments needed - just confirmation that everything was handled correctly. The key thing I learned is that payment processing and return processing really are separate departments with different timelines. Your check being cashed is actually a positive sign - it means they received your package and the payment amount matched what you indicated you owed. If there were obvious problems with your return, they typically wouldn't process the payment. For peace of mind, you can check "Where's My Refund" on the IRS website even though you're not getting a refund - it will eventually show your return status once it's fully processed.

Has anyone else noticed that the TPG PRODUCTS SBTPG LLC fee has increased this year? Last year it was $39.95 but this year they charged me $44.95! That's a crazy increase for literally the same service.

I went through this exact same situation last year and it was so frustrating! The TPG PRODUCTS SBTPG LLC charge is indeed the refund transfer fee that TurboTax charges when you choose to have their preparation fees deducted from your refund instead of paying upfront. Here's what I learned: TurboTax does disclose this fee during the payment selection process, but it's buried in the fine print and easy to miss when you're rushing through the filing. The fee has gone up over the years - it used to be around $35 but now it's closer to $45. For your current situation, you can try calling TurboTax customer service and explaining that you didn't realize you were agreeing to this additional fee. Some people have had success getting a one-time courtesy refund, especially if you explain that the disclosure wasn't clear to you. For next year, definitely pay the preparation fees directly with a credit card to avoid this charge entirely. The "convenience" of having fees deducted from your refund really isn't worth the extra $40+ they charge. I also started keeping much better track of all the fees during the filing process - it's amazing how they add up when you're not paying attention!

mine switched from still processing to processing after 8 weeks and got my ddd 2 days later! there is hope yall!!

This is such a helpful breakdown! I've been seeing "still processing" for 3 weeks now and was starting to panic. Based on what everyone's sharing here, it sounds like I just need to be patient and maybe check for any letters on my transcript. Really appreciate all the real experiences being shared - way more helpful than the generic IRS website info!

been waiting since February... welcome to the party 😭

I feel your pain! Been there myself and the waiting is brutal. Just to confirm what others said - you definitely won't get your refund before the 846 code shows up. That code literally means "refund issued" so it has to appear first. 3 weeks isn't too bad yet though - the IRS says to allow 21 days for e-filed returns. If you hit the 21 day mark and still nothing, then you can start digging deeper into what might be causing the delay. Hang in there!