The "no tax return filed" status is significant and needs addressing. Here's what it typically means: • Your return is still in the initial processing queue • There could be a verification hold that hasn't been coded yet • A mismatch between information might be causing delay • Systems may be backed up more than usual this year For a 2/12 filing date, you should at least see your return in the system by now. The time zone theory is interesting but doesn't align with how IRS systems operate. Their transcript database updates happen nationally, not by region.

I was sort of in a similar situation, filed on 2/14 and transcript showed nothing until just yesterday. It seems like the IRS might be processing returns in somewhat random batches this year. Once my transcript finally updated, I got my refund deposited within 48 hours. So it might just suddenly appear for you too without warning. The wait is definitely stressful when you're counting on that money though.

SUCCESS! Filed 2/14, transcript updated today with DDD of 4/9! For anyone still waiting, I highly recommend checking your transcript instead of WMR. My WMR still shows only the first bar, but transcript has all the details including the 846 code with the direct deposit date. According to the r/IRS megathread, most 2/14-2/16 filers are seeing updates this week. Check https://www.irs.gov/individuals/get-transcript if you haven't already!

I filed exactly on February 15th at 10:23am and have been checking WMR exactly every 4 hours. My transcript just updated today with a 571 code and an 846 code with a date of 04/10/2024. Does this mean I'm getting my refund on April 10th? The amount shows $4,328 which matches what I was expecting.

According to IRS Publication 2043 (updated for 2024), standard processing time for electronically filed returns is 21 days, but identity verification can add 9 weeks to this timeline. Your case seems to have been expedited, which is fortunate. The IRS has stated that 90% of refunds are issued within the 21-day window, but that remaining 10% can experience significant delays due to various verification procedures.

Your transcript update indicates successful Navigation through the Refund Error Resolution System (RERS) and the Integrity Verification Operation (IVO). The DDD code 846 on your transcript means the refund has been scheduled in the Financial Management System (FMS). If you're receiving via direct deposit, the Automated Clearing House (ACH) typically processes these transactions within 24-48 hours of the DDD, though some financial institutions may place a hold.

I think I might be able to help... I had almost the exact same timeline (filed 1/29, verified 2/18) and just got my deposit yesterday. What finally worked was calling the IRS Tax Advocate Service at 877-777-4778. I was... hesitant to call at first because of the wait times, but they can sometimes see if there's an actual issue holding things up. In my case, there was a small discrepancy between my reported withholding and what my employer reported, but it wasn't enough to trigger a notice. They released the hold while I was on the phone and my transcript updated the next day.

Last year I was in your exact situation - needed my refund for medical expenses and was stuck in verification limbo. I remember checking the IRS website literally 5 times a day! What I learned is that the verification process puts you into a different processing queue, and sometimes returns get manually reviewed after verification even if everything is perfect. Mine took exactly 25 days after verification to process. If you need funds urgently for medical procedures, you might want to explore Care Credit or similar medical financing options as a backup plan - that's what I ended up doing, then paid it off when my refund finally arrived.

Here's what you need to know about student loan offsets in 2024: • The COVID-era protections that paused offsets officially ended in September 2023 • The "Fresh Start" program gave some borrowers a chance to exit default, but had deadlines • California residency doesn't protect against federal tax refund offsets • You can check your offset status by calling the Treasury Offset Program at 800-304-3107 • If you're married filing jointly, your spouse can submit Form 8379 (Injured Spouse) • Loan rehabilitation takes 9 months of on-time payments but can stop future offsets • Consolidation is faster (about 30 days) but doesn't help with offsets already in process Time is critical with these situations - each option has different timelines and impacts.

Instead of waiting to see if they take your refund, you might want to consider putting your refund on hold temporarily. You can file your taxes but request a hold on the refund by submitting Form 8379 even if you're not technically eligible for injured spouse relief. This buys you time to call the Default Resolution Group at 800-621-3115 and start loan rehabilitation. Once you make your first rehabilitation payment, ask them for a letter confirming you're in the program, then you can request the hold on your refund be released. This worked for me in 2022 when I was in a similar situation.

I believe I might understand what's happening with your return... The blank transcript could potentially mean your return is in the pre-processing stage, not yet assigned to an actual processing queue. I wouldn't be too concerned yet, though it is approaching the timeframe where you might want to consider follow-up actions. Perhaps give it until mid-March before taking additional steps.

Last year my friend with international income had a similar situation - blank transcript for weeks with cycle 05. When he finally called after 8 weeks, turns out his return had been selected for a "compliance review" because of foreign income reporting. They never sent a letter! The IRS agent told him international returns are frequently held for additional verification without notification. Not saying that's happening to you, but might be worth calling if you don't see movement by mid-March.

I had what might be a similar situation last year with code 826. In my case, it was possibly related to a high-yield savings account I opened. The bank apparently reported the interest to the IRS, but I never received the 1099-INT because it was under $10. The IRS still added it to my transcript though, which was somewhat confusing at first.

I had the exact same situation last tax season! After researching on the IRS website (https://www.irs.gov/individuals/get-transcript), I found that code 826 is just informational. As long as you reported all your interest income correctly, you're fine. In my case, everything matched up and I didn't need to take any action. My refund processed normally and I received it within 3 weeks of filing.

Did you receive any letters in the mail between February 14th and today? I'm asking because I'm in a similar situation with verification on February 17th, then 570/971 codes appearing on March 12th, but haven't received any physical mail yet. Wondering if I should be looking for something specific.

Just FYI for everyone - the 846 date isn't always exactly when u get paid. Sometimes it's a day early, sometimes a day or two later. Depends on ur bank. If ur using a tax prep service that takes fees from ur refund, might take an extra day to process thru their bank first. Check WMR for the most accurate DD date. Congrats on getting thru the process!

I had this happen last year and got SO excited when I saw my DDD... but then my bank rejected the deposit because the name on my tax return didn't exactly match my bank account (I had gotten married and changed my name with SSA but not my bank yet). Had to wait another 6 weeks for a paper check! Just sharing so you make sure your banking info is all correct and updated!

I had these same codes in February - took about 10 days between seeing them and getting my DDD. Felt like the longest 10 days ever since I needed that money for rent! Did your WMR status bar disappear during this time too? Mine did, which made me even more anxious, but everything worked out fine in the end.

I've been tracking cycle codes for the past three tax seasons, and 0805 consistently has the most variable processing times. Last year my return had an 0805 code and took 31 days from acceptance to deposit. This year I got the same code but received my refund in 17 days. The cycle code just indicates which processing batch you're in, not your actual refund timeline. The IRS systems are just inconsistent with how quickly they move returns through the verification stages.

I was in the 0805 cycle last year and had almost given up when my refund suddenly appeared. What helped me was checking my Account Transcript rather than just the Return Transcript - it showed a different status that explained the delay. My sister had the same issue this year and her 0805 refund just hit her account yesterday after a 5-week wait.