The IRS, TurboTax, and SBTPG are all playing hot potato with our money while collecting interest. I waited 7 business days after "funded" status before my deposit came through. The system is designed to be confusing and slow.

I'm in the EXACT same situation! Filed early February, got the TurboTax "refund on the way" email March 6th, DDD of 3/15 on my transcript, and SBTPG has been showing "funded" since March 9th. Still nothing in my account as of today (3/17) and my bank says no pending deposits. This is so frustrating - I need that money! Has anyone else with a 3/15 DDD actually received their deposit yet? Starting to wonder if something went wrong or if this is just the normal SBTPG delay everyone's talking about.

Just to add some additional perspective as someone who went through this exact scenario - I received a late 1099-R for a 401k rollover that showed $0 taxable amount and code G. I was initially panicked about having to amend my already-filed return. After doing some research and calling the IRS (which took forever), I learned that the key is whether there's any actual tax impact. Since properly executed rollovers with code G and $0 taxable amounts don't change your tax liability, there's no requirement to amend. The IRS agent I spoke with mentioned that they see thousands of these situations every year - it's super common for 1099-R forms to arrive after people have already filed, especially for rollovers. Their systems are designed to handle this. One tip: if you're still worried, you can always check your IRS online account in a few months to see if there are any notices or issues flagged. But in my case (and based on what I've read from others), there were no problems at all. Keep that 1099-R safe with your tax documents, but you should be able to relax about not amending!

I went through this exact same situation a couple years ago and can definitely confirm what everyone else is saying - you're totally fine not amending for a $0 taxable 1099-R with code G. What really helped ease my mind was understanding that the IRS gets these forms electronically before you even receive them in the mail, so their system already knows about your rollover transaction. Since it's properly coded as non-taxable, there's literally no tax impact to report. I was so worried about getting in trouble that I actually printed out the IRS publication on rollovers (Pub 590-A) to understand the rules better. It clearly states that direct rollovers between qualified plans don't create taxable events when properly executed. Your 1099-R is just documentation of the transaction, not something that changes your tax liability. Save yourself the stress and potential refund delay - keep the form with your records and move on. The fact that you're being careful about this shows you're a responsible taxpayer, but this really is one of those situations where no action is needed!

The IRS is so behind this year its not even funny. My friend filed in February and just got hers last week smh

Same exact thing happened to me! That status change from "still being processed" to "being processed" is definitely progress. I was stressing about it too but got my refund about 10 days after seeing that change. The waiting is brutal but you're definitely moving through the system now. Try not to check every single day (easier said than done I know lol) - maybe check every few days instead to save your sanity!

Have you considered reaching out to your local Taxpayer Advocate Service? They can sometimes help if you're facing financial hardship due to the delay.

I'm dealing with something similar - filed on 2/8 and still waiting! One thing that helped me feel less anxious was setting up direct deposit if you haven't already, and also checking if your bank info is correct in the system. I had a friend who waited months only to find out the IRS had an old account number on file. Also, if you're really in a financial bind because of the delay, you might want to look into the Taxpayer Advocate Service that Victoria mentioned - they're specifically there to help when the normal process isn't working. Hang in there!

Just a heads up that you might face this issue again with future employers. I've been on F1 for 4 years and had to educate EVERY employer about FICA exemptions. I now bring IRS Publication 519 (specifically the sections about FICA for F1 students) to HR during onboarding to prevent this from happening again.

Great advice from everyone here! I went through something similar during my F1 OPT period. One thing I'd add is to make sure you keep copies of everything - your original W2, the W2C, your I-20, EAD card, and any correspondence with your employer about the FICA correction. The IRS processing of amended returns can sometimes trigger additional questions, especially for international students, so having all your documentation organized makes responding much easier if they ask for proof of your visa status or work authorization. Also, if you're planning to stay in the US after graduation, having this paper trail helps establish your tax compliance history for future visa applications. The whole process is definitely frustrating, but you're absolutely doing the right thing by getting it corrected. Those FICA refunds can add up to significant money!