One thing nobody's mentioned yet - if your father was receiving Social Security benefits, don't forget you need to report his death to SSA. They don't automatically get notified by the IRS or vice versa. My uncle passed last year and I learned this the hard way when they deposited his January benefit which had to be returned. Also, the trust might need to file state tax returns too, not just federal Form 1041. That depends on your state's requirements, and some states have much lower income thresholds for filing than the federal government.

Consider getting the house professionally appraised as of the date of your father's death. This establishes the stepped-up basis and will help tremendously when calculating capital gains when you sell. That date-of-death value becomes the trust's basis in the property. We made the mistake of just using online estimates for my grandmother's house and the IRS questioned it during a review. Had to scramble to find comps from sales around that time period. Would've been much easier with a proper appraisal from the start.

Has anyone tried just calling Apex Clearing directly? Last year they sent me a corrected 1099 over something stupid, and when I called them, they actually told me the correction was so minor I didn't need to amend. They even emailed me something saying that for my records.

I went through this exact scenario last year with a corrected 1099-MISC from my brokerage. The difference was about $3.50 in dividend income. I called the IRS directly (after waiting forever on hold) and the agent told me that for such small amounts, they don't recommend filing an amendment unless it affects other parts of your return like tax credits or bracket thresholds. The agent explained that their matching system has tolerance levels built in, and tiny discrepancies like this are essentially ignored because the administrative cost exceeds any potential tax recovery. She said to keep both the original and corrected forms in my records just in case, but not to worry about amending. Fast forward to this year - no issues whatsoever. My refund came through normally and I never heard anything about the small discrepancy. So for your 27 cents difference, I'd say don't stress about it. Just keep good records and move on.

Doesnt turbotax have a section specifically for side huslte income? I think its called the "self employed" section. I used it last year for my doordash income when i didnt get a 1099 cause I made less than the minimum. It asks u to manually enter income + expenses without needing any official forms. Also dont forget u might be eligible for the qualified business income deduction which can reduce ur taxable income by up to 20%! Turbotax should walk u through that.

This is exactly the situation I was in last year! Made about $3,200 from my small pottery business and was so confused when no 1099 showed up. One thing that really helped me was creating a simple business expense tracker from day one this year. I wish I had done it sooner because I probably missed some deductions last year. Now I track everything - clay, glazes, kiln electricity usage, even the portion of my garage I use as a studio. The Schedule C form in TurboTax is actually pretty straightforward once you find it. Just make sure you categorize your expenses correctly (Cost of Goods Sold vs Business Expenses) because it can affect your final tax calculation. And definitely don't forget about tracking your mileage to craft fairs or supply stores - those trips add up! Also keep in mind that once you start making regular income from your craft business, you might need to make quarterly estimated tax payments next year to avoid penalties. The IRS doesn't like waiting until April for their money when you're self-employed.

I went through this exact runaround last tax season! 😂 Called every number I could find and kept getting transferred between departments. The secret backdoor number I finally discovered was their specialized refund advance team at 1-844-774-7029. Not sure if it's still active this year, but worth a try. The technical explanation for what's happening: TurboTax uses a temporary account to receive your refund from the IRS, then they deduct their fees, and transfer the remainder to your designated account. Each step has its own processing time and verification protocols. The "5 days early" clock often doesn't start until after the IRS has actually released funds to this temporary account.

Thanks for sharing that backdoor number @Connor Gallagher! I'm in a similar situation - filed through TurboTax on February 28th and was promised my refund advance by March 5th, but it's now March 7th with no funds. I've called the main Cross River line twice with 45+ minute wait times each time, only to be told "it's still processing" with no estimated timeline. What's particularly frustrating is that TurboTax's own tracking system just shows "approved" but doesn't indicate which stage of the process is causing the delay. As someone new to this system, I wasn't aware that the "5 days early" promise apparently doesn't start counting until after multiple internal processing steps are completed. Has anyone successfully escalated these delays to get a more concrete timeline? I'm wondering if there's a specific department or supervisor level that can provide more detailed information about what's actually happening with these advances.

Has anyone had experience with what happens if the employer just refuses to correct the 1095-C? My cousin had a similar situation last year and his former employer basically ghosted him when he tried to get it fixed.

I went through something very similar last year with a former employer who incorrectly classified me as full-time on my 1095-C when I was actually a part-time contractor. The key is being persistent and documenting everything. Since you have code 1A and 2C on your form, which clearly indicate full-time status with qualifying coverage offered, you definitely have grounds for a correction. Start with a formal written request to HR citing the specific incorrect codes and referencing your employment contract that shows part-time/temporary status. If they don't respond within 2-3 weeks, escalate to their payroll department or whoever handles tax compliance. Sometimes HR doesn't understand the tax implications, but the payroll/benefits team will. Include copies of your contract, pay stubs showing limited hours, and any documentation about your employment classification. Keep detailed records of all your attempts to resolve this - dates, who you spoke with, their responses. This documentation becomes crucial if you need to file Form 8275 with your return. The IRS understands that these employer errors happen and has processes in place to handle them when you can show you made good faith efforts to get it corrected. Don't let this stress you out too much - as long as you report your actual health insurance situation correctly on your tax return, you should be fine even if the employer won't fix their mistake.