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Have you tried checking the Tax Advocate Service? They can sometimes help if your refund is causing financial hardship. I felt so helpless waiting after my verification last year, but they were able to assist when I explained I needed the funds for emergency home repairs. You have to demonstrate actual financial hardship though, not just wanting your money faster. The process takes some paperwork but might be worth it if you're truly depending on those funds.
I went through this exact same process about a month ago! After completing ID verification through ID.me, my refund took exactly 19 days to hit my account. The frustrating part was that my transcript barely updated during those 19 days - it just showed "return processed" but no deposit date until literally the day before it arrived. My advice is to check your transcript once a week max, not daily like I was doing (it was driving me crazy). The good news is that once verification is complete, you're basically in the final stretch. Just try not to make any concrete financial plans based on a specific date because the IRS can be unpredictable even when everything looks normal.
This is really reassuring to hear from someone who just went through it! I'm on day 6 since verification and already checking my transcript obsessively. Your advice about checking weekly instead of daily is probably smart for my sanity. Did your WMR tool show any updates during those 19 days, or was it stuck on "still processing" the whole time like mine is now?
I went through this exact same frustration a few months ago! After trying several options mentioned here, I ended up using FaxZero (the free online service) and it worked perfectly. Just make sure you have a clear scan or photo of your completed 4506-T form. One tip that saved me time - before you send it, double-check that you're using the correct IRS fax number for your specific situation. Different types of transcript requests go to different fax numbers, and I initially sent mine to the wrong department which delayed everything by two weeks. Also, keep a screenshot of the confirmation page showing your fax was successfully sent. I needed that when I called to check on my request status later. The whole "fax in 2024" thing is ridiculous, but at least the online fax services make it bearable!
Thanks for the FaxZero tip! I'm definitely going to try that first since it's free. Do you remember roughly how long the confirmation took to come through? And did you have any issues with the image quality when you uploaded your form? I'm worried about my phone camera not being clear enough for the IRS to read properly. Also, that's a great point about the different fax numbers - I hadn't even thought about that. Where did you find the correct number for your specific situation?
The confirmation from FaxZero came through almost immediately - within a minute or two of submitting. For image quality, I found that taking the photo in good lighting and making sure the entire form fits in the frame works well. If you have a scanner app on your phone (like CamScanner or Adobe Scan), those tend to produce cleaner results than just using your regular camera. For the fax numbers, check the instructions that come with the 4506-T form itself - they list different numbers based on what type of transcript you need and where you're located. The IRS website also has a page that breaks down which number to use. I made the mistake of just googling "IRS fax number" and using the first one I found, which turned out to be for a completely different department!
Just went through this nightmare myself last month! I ended up using a combination of approaches. First tried FaxZero (the free online service mentioned above) but hit their daily limit when I had to resend due to a formatting issue. Ended up going to my local UPS Store where they charged me $2 per page to fax it. The staff there was actually really helpful - they made sure the document was clear and readable before sending, and gave me a confirmation receipt with the transmission details. One thing I learned the hard way: make sure you fill out the form completely in BLACK ink before scanning/faxing. I had to redo mine because I used blue ink and some sections weren't legible after faxing. Also, sign and date it - seems obvious but I almost forgot! The whole process took about 2 weeks once the IRS received it. Got my transcript in the mail exactly 14 days after the fax confirmation. Still can't believe we're dealing with fax machines in 2024, but at least there are workarounds that don't require owning one!
Thanks for sharing your experience! The black ink tip is really important - I hadn't thought about how blue ink might not show up clearly after faxing. That's exactly the kind of detail that could cause major delays if you get it wrong. Quick question about the UPS Store - did they let you review the document quality before sending, or did you just have to trust it would come through clearly? I'm paranoid about spending the money and then having the IRS reject it because of poor image quality. Also, do most UPS locations offer this service or is it hit-or-miss? The 14-day turnaround time is actually pretty reasonable considering all the horror stories I've heard about IRS processing delays. Did you get any kind of status updates during those two weeks, or did the transcript just show up in your mailbox?
Everyone's talking about the app, but has anyone mentioned that international filers often get flagged for additional review? I've seen this happen repeatedly with my clients. The verification is just step one - after that, you might be in the standard processing queue or you might be in a separate international review queue. Did they specifically tell you which verification path you completed?
I went through ID verification about 3 weeks ago and my IRS2GO app just updated yesterday! Like others mentioned, checking the transcript was definitely the way to go - it showed movement about 5 days before the app caught up. One thing I noticed is that the verification confirmation email I got was pretty generic and didn't give me much confidence it actually worked. But I kept checking my account transcript every few days and saw the codes change before anything showed up in the mobile app. For what it's worth, I completed the online ID.me process on a Tuesday morning and my transcript first showed processing updates the following Monday. The app took until this past Wednesday to reflect the same information. So roughly 2 weeks total from verification to seeing real movement in the app.
This timeline is really helpful, thank you! I'm in a similar situation - completed my ID.me verification about 10 days ago and have been obsessively checking both the app and transcript. Your experience gives me hope that I should see some movement soon. Did you get any specific codes on your transcript that indicated the verification was processed, or was it more general processing updates?
I did some digging into this because it seemed so random (and frustrating!). Turns out the IRS uses something called the Return Review Program (RRP) which has different risk scoring models. π Your "verification path" is assigned based on your risk score and available verification channels in your area. Fun fact: they actually increased in-person verifications by 25% this tax season according to the National Taxpayer Advocate report. So if you got stuck with the in-person option, you're definitely not alone!
That's interesting about the 25% increase. Do you know if there's any way to request a different verification method if the assigned one is causing hardship? I live 2 hours from the nearest IRS office.
@Jessica Suarez Unfortunately, the IRS doesn t'typically allow you to switch verification methods once assigned. However, you might be able to request a hardship accommodation if the distance creates genuine difficulty. I d'recommend calling the Taxpayer Advocate Service at 1-877-777-4778 - they can sometimes help with situations like yours where the assigned method creates undue burden. Also worth checking if any mobile IRS offices will be in your area during tax season.
This is really eye-opening - I had no idea the verification method assignment wasn't random! I got the phone verification last month and was frustrated by the 2-hour wait time, but now I understand it's part of a risk-based system. What's interesting is that my brother filed a very similar return (we're both W-2 employees with standard deductions) but he got online verification while I got phone. Makes me wonder what specific factors in my return triggered the higher scrutiny level. Has anyone found patterns in what might cause the system to assign phone vs online verification for otherwise straightforward returns?
Zoe Alexopoulos
Hey everyone! Thanks so much for all the detailed explanations - this community is amazing! As someone new to the US tax system, I had no idea about SBTPG and the temporary account process. I was seriously starting to panic thinking my refund disappeared into thin air. It's so frustrating that TurboTax doesn't clearly explain this when you select the fee deduction option - they just make it sound like a simple convenience fee. Now I know for next year to either pay upfront or expect the extra 1-3 day delay. Really appreciate everyone sharing their experiences and the helpful resources!
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Omar Zaki
β’@Zoe Alexopoulos You re'absolutely right about TurboTax not being transparent about this process! I went through the same confusion my first year filing. The convenience "of" paying fees from refund sounds great until you re'staring at an empty bank account on your DDD wondering where your money went. One tip for next year - if you do choose the fee deduction option again, you can actually track your refund through the SBTPG website using your SSN and refund amount. They usually update faster than the IRS systems once they receive your funds. Welcome to the wonderful world of US taxes! π
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Luca Esposito
This thread has been incredibly eye-opening! I'm also dealing with USAA and had my DDD today with nothing showing up yet. I chose the TurboTax fee deduction option without realizing it would create this extra delay through SBTPG. What's really frustrating is that when I called USAA earlier, they just said "wait for the IRS" - but now I understand the money isn't even coming directly from the IRS! It has to go through this whole Santa Barbara Tax Products Group process first. I wish there was better communication about this from both TurboTax and the banks. At least now I know to expect 1-3 additional business days and won't keep refreshing my account every hour like I have been today!
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