Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Dont overthink this. If the water main was working before, broke, and you fixed it, its a repair. Period. Ive owned rentals for 20 years and have expensed way bigger repairs than 12k. The IRS isnt looking at every property owners water line repairs.
I've been audited before, and trust me, they absolutely do look at these things sometimes. Better to do it right than risk penalties and interest later.
Based on the details you've provided, this should qualify as a repair expense that you can deduct fully this year. The key factors working in your favor are: 1) You're restoring the property to its previous functional state (working water supply), 2) The water line already existed - you didn't add new infrastructure, and 3) The expensive drilling method was necessitated by the location, not because you were upgrading the system. The IRS regulations focus on the purpose and result of the work, not the cost or complexity. Since you're dealing with a failed component that needed replacement to restore normal operations, this falls under repair rather than improvement. Just make sure your documentation clearly describes it as replacing a failed water line to restore water service to the property. That said, given the significant dollar amount, you might want to get a second opinion from a tax professional who can review your specific situation and local precedents.
Great summary! I'm dealing with something similar on my first rental property and this breakdown really helps. The part about documentation is especially useful - I'll make sure my contractor invoice clearly states it was replacing a failed component rather than just generic "water line work." One quick question - when you mention "local precedents," are you referring to how different IRS districts might interpret these rules differently? Or is this more about state tax implications?
Join the conversation
KylieRose
The confusion between "accepted" and "approved" is totally understandable! Here's the breakdown: **Accepted** means the IRS received your return and it passed their initial automated checks (valid SSN, correct math, proper formatting, etc.). **Approved** means they've completed their review process and determined your refund amount is correct. Think of acceptance as getting your ticket scanned at the airport - you're in the system, but you still need to go through security before boarding. After acceptance, your return goes into a processing queue where they verify your income against third-party documents (W-2s, 1099s), check for errors, and review any credits or deductions. This typically takes 21 days or less for most returns. Since you mentioned triple-checking everything, you're probably fine - just need to wait for the normal processing timeline to complete!
This airline analogy is perfect! I wish the IRS website explained it this clearly. I've been stressed for nothing - my return was just accepted 5 days ago so I'm nowhere near the 21-day mark. Really appreciate everyone sharing their experiences and timelines here. Makes me feel much better about just waiting it out instead of constantly refreshing the Where's My Refund tool.
The key distinction is that "accepted" is just the IRS confirming they received your return and it passed basic validation (correct formatting, math checks out, valid SSN, etc.) - think of it as getting a receipt. "Approved" means they've actually processed your return, verified your income against third-party documents, and determined your refund amount is correct. Since you filed last week and got accepted same day, you're still well within the normal 21-day processing window. The IRS typically processes returns in the order received, so patience is really your best bet right now. Keep checking the Where's My Refund tool - it usually updates once daily and will show you when you move from "Return Received" to "Refund Approved" to "Refund Sent." Since you've already double-checked your documents, you're likely just waiting for normal processing to complete!
This is such a helpful breakdown! As someone new to filing taxes, I had no idea there were so many steps after hitting "submit." The receipt analogy really clicks for me - I've been treating acceptance like final approval when it's really just the beginning. Question: if my return does get selected for additional review during processing, will the Where's My Refund tool tell me, or do I just have to wait and see if it takes longer than 21 days?
Join the conversation
22 Don't forget that after age 72 (or 73 depending on your birth year with the SECURE Act 2.0), you'll need to take Required Minimum Distributions (RMDs) from your traditional 401k/IRA anyway. Those distributions are taxable but still don't count as earned income for Roth contribution purposes. This is why many people try to build up their Roth accounts earlier in their retirement journey - to have more tax-free withdrawal options later.
1 That's a good point about RMDs. I'm worried about tax implications when I have to start taking those distributions. Would doing Roth conversions earlier help reduce the RMD tax hit later?
Nia Jackson
ā¢Yes, doing Roth conversions earlier can definitely help reduce your future RMD tax burden! When you convert money from a traditional IRA/401k to a Roth, you're essentially reducing the balance that will be subject to RMDs later. Since Roth IRAs don't have RMD requirements during the owner's lifetime, that converted money won't be forced out as taxable income after age 72/73. The key is to do conversions strategically during your early retirement years when you might be in a lower tax bracket. For example, if you retire at 60 and have little other income before Social Security kicks in, you could convert amounts that keep you in the 12% or 22% tax bracket rather than potentially being pushed into higher brackets by large RMDs later. Just make sure to plan for the taxes on conversions - you'll want to have cash available to pay the tax bill without having to withdraw from retirement accounts.
Aaron Boston
Great question! This is a common confusion point for retirees. As others have mentioned, 401k withdrawals unfortunately don't qualify as "earned income" for Roth IRA contribution purposes. The IRS defines earned income very specifically as compensation from work - wages, salaries, self-employment income, etc. However, you have several good alternatives to consider: 1. **Part-time work**: Even minimal earned income (consulting, part-time job, gig work) would allow you to contribute to a Roth IRA up to the amount you earned that year. 2. **Roth conversions**: You can convert money from your traditional 401k/IRA to a Roth IRA without needing earned income. This isn't a "contribution" but achieves a similar goal of getting money into a Roth account. 3. **Spousal IRA**: If you're married and your spouse has earned income, they can contribute to an IRA for you even if you don't work. The key is planning this strategy before you fully retire. Many people do a combination of small amounts of earned income plus strategic Roth conversions during their early retirement years to maximize their tax-advantaged savings.
Arjun Kurti
ā¢This is really helpful! I hadn't thought about the spousal IRA option. My wife will probably keep working part-time even after I retire, so that could be a good backup plan. One question though - if I do some consulting work to generate earned income, do I need to worry about self-employment taxes on top of regular income taxes? I'm trying to figure out if the tax burden would eat up too much of the benefit of being able to contribute to the Roth.
Yes, you'll need to pay self-employment taxes on consulting income, which adds about 15.3% (Social Security and Medicare taxes) on top of regular income taxes. However, there are ways to minimize this impact: 1. **Keep it small**: If you only need to earn enough for Roth contributions ($7,000-$8,000), the SE tax hit isn't huge and the long-term Roth benefits often outweigh it. 2. **Business deductions**: As a consultant, you can deduct business expenses (home office, equipment, travel) which reduces your net self-employment income. 3. **Compare to alternatives**: Run the numbers against doing Roth conversions instead. Conversions avoid SE taxes but you'll pay regular income tax on the converted amount. The spousal IRA route with your wife's earned income might actually be the cleanest solution tax-wise if she's working part-time anyway. You could contribute to a spousal Roth IRA based on her earnings without dealing with SE taxes at all.
Join the conversation
Congratz on making it thru! Been stuck since February myself, might have to try that number u posted
Wow, 8 months from filing to refund - that's brutal but glad you finally got through it! Your transcript tells quite a story with all those adjustments. The fact they gave you interest (776 code) is at least something for all that waiting. I'm curious about that cycle code change from 20241305 to 18254-661-06944-4 - did you notice any pattern with when those updates happened? Also wondering if the amended return on June 4th was something they requested or you had to figure out on your own? Thanks for sharing all the details, this is super helpful for those of us still navigating the IRS maze! š
Statiia Aarssizan
I might be able to provide some possibly helpful information. My cycle 05 transcript usually updates around 3:00 AM Eastern on Fridays, but occasionally it seems to update later in the day on Friday, perhaps around noon or so. I've been tracking this somewhat methodically for the past three tax seasons, and I've noticed that approximately every 4-5 weeks, there seems to be what I'd call a "skip week" where many cycle 05 people don't see updates. It's quite possibly related to internal IRS processing schedules or perhaps system maintenance.
0 coins
Caesar Grant
I'm in the exact same situation with my cycle 05 transcript! Haven't seen any updates since last Thursday and it's making me anxious since I'm counting on that refund for some upcoming bills. I filed pretty early this year (end of January) and everything looked straightforward - no special credits or anything complicated. Just checking to see if this is more widespread than just a few of us. Really hoping it's just one of those random processing delays and not something that requires manual review. Thanks for posting this - at least I know I'm not alone in checking my transcript obsessively!
0 coins