One thing to consider is timing. If you already filed with the other company, when did you do it? If it was very recent (like within the last 24-48 hours), the return might not have been accepted by the IRS yet, especially if you filed during the busy first weeks of tax season. You could contact the company you filed with and ask if the return has been submitted and accepted yet. If it hasn't been fully processed, you might be able to cancel it and go with Jackson Hewitt instead.

I'd strongly recommend getting clarity on your loan agreement with Jackson Hewitt before making any decisions. Like others have mentioned, those Christmas loan agreements often include specific requirements about where you file your taxes. Here's what I'd do in your situation: 1. Call Jackson Hewitt immediately and request a copy of your loan agreement. Don't mention filing elsewhere yet - just say you need to review the terms. 2. Contact the company you filed with and ask if your return has been submitted to the IRS yet. If not, you might have options. 3. Whatever you do, DO NOT file twice. This will create major headaches with the IRS and could delay your refund for months. The refund advance denial is likely because Jackson Hewitt placed a "debt indicator" on your SSN when you took the Christmas loan. This is standard practice to protect their loan investment. If you're really strapped for cash, remember that your regular refund will still come through - it just won't be as fast as an advance. The IRS is processing returns pretty quickly this year, so you might only be waiting an extra 1-2 weeks compared to getting an advance. Don't panic - this situation is fixable, but you need to handle it carefully to avoid bigger problems.

Curious - did u receive any tax forms from the new 401k provider showing the incoming rollover? When I did mine, I got 1099-Rs from my old plans but nothing from the new one that received the $$.

I went through this exact same situation last year and was totally confused by the distribution codes too! What really helped me was understanding that the code on the 1099-R doesn't always perfectly match what actually happened - it's just the plan administrator's best guess at categorizing the transaction. For your Roth rollover, even if you see code J (early distribution, no known exception), it doesn't mean you'll owe penalties if you did a proper direct rollover. The key is how you report it on your tax return. When you file, you'll need to indicate that this was rolled over to another qualified plan, which will make it non-taxable regardless of the distribution code. I'd recommend keeping all your rollover documentation (confirmation letters from both plans, transfer forms, etc.) just in case. The IRS cares more about the actual substance of the transaction than the specific code your old plan used. As long as you can show it was a legitimate rollover, you should be fine!

Does anyone know if TurboTax Business can handle LLC returns regardless of the classification? My LLC is set up as an S-Corp and I'm trying to decide if I need to hire an accountant or can DIY.

@Layla Mendes - I went through this exact same confusion when I first started my LLC! Here's what I learned: if you only have one member (just yourself), your LLC automatically defaults to "disregarded entity" status, which means you file taxes as a sole proprietor using Schedule C on your personal return. You don't need to file a separate business return. The easiest way to confirm is to look for any Form 8832 or Form 2553 in your records - these would show if you made a special election. If you can't find either of these forms, you're almost certainly under the default classification. Since you mentioned this is for a web design business you started last year, you'll likely be filing Schedule C with your 2025 personal tax return. Just make sure to track all your business expenses throughout the year - things like software subscriptions, equipment, home office expenses, etc. can really add up to significant deductions! If you want to double-check, the IRS business line at 800-829-4933 can tell you what's on file, though be prepared for potentially long wait times.

Has anyone used the Wiseguide EA Review course? My coworker recommended it but I haven't seen many reviews online.

I've been through the EA exam journey myself and completely understand your frustration with Surgent! You're absolutely right that just doing practice questions without understanding the underlying concepts is like trying to build a house without a foundation. Here's what worked for me: **For comprehensive textbooks:** - **Gleim EA Review** - Expensive but worth it. Their books actually teach you the material before testing you on it - **Passkey EA Review** - Great explanations with lots of practical examples - **Tax Materials Inc. (TMI)** - Their textbooks are solid and often used by tax professionals **For foundational understanding:** - Start with the free IRS publications others mentioned (Pub 17, Circular 230, etc.) - The IRS website has a "Tax Professionals" section with educational materials - Consider getting a basic tax preparation textbook (like Pratt & Kulsrud) to understand core concepts first **Study approach that worked for me:** 1. Read the textbook chapter 2. Review the corresponding IRS publication sections 3. Then do practice questions to test understanding 4. Go back to the textbook for anything you got wrong Don't give up! The EA exam is challenging but definitely passable with the right materials. You want to understand the tax code, not just memorize answers - that's exactly the right mindset for becoming a good EA.

I think there's some confusion here. The tax year on your 1099-R (which should be in Box 6) determines when you file it. So if it says 2024, you'll include it when filing your 2024 taxes (which you do in early 2025). Really has nothing to do with when you requested the withdrawal - it's when the distribution actually happened.

The most important thing is the year listed on the 1099-R form itself. If your form says 2024 in Box 6, then it's for the 2024 tax year, which you'll file in 2025. TurboTax is probably just asking about your 2023 taxes (which you file now in 2024).